United Fire Group Inc

NASDAQ:UFCS USA Insurance - Property & Casualty
Market Cap
$958.06 Million
Market Cap Rank
#8083 Global
#4154 in USA
Share Price
$37.55
Change (1 day)
+0.72%
52-Week Range
$25.70 - $39.61
All Time High
$48.44
About

United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. Its commercial lines include fire and allied lines, other liability, automobile, workers' compensation, fidelity and surety coverage, and other insurance products; and personal lines comprise automobile, and fire and allied lines coverage, includin… Read more

United Fire Group Inc (UFCS) - Total Assets

Latest total assets as of September 2025: $3.75 Billion USD

Based on the latest financial reports, United Fire Group Inc (UFCS) holds total assets worth $3.75 Billion USD as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

United Fire Group Inc - Total Assets Trend (1985–2024)

This chart illustrates how United Fire Group Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

United Fire Group Inc - Asset Composition Analysis

Current Asset Composition (December 2024)

United Fire Group Inc's total assets of $3.75 Billion consist of 18.7% current assets and 81.3% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 5.8%
Accounts Receivable $695.81 Million 20.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $3.91 Million 0.1%
Goodwill $0.00 0.0%

Asset Composition Trend (1985–2024)

This chart illustrates how United Fire Group Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: United Fire Group Inc's current assets represent 18.7% of total assets in 2024, an increase from 0.0% in 1985.
  • Cash Position: Cash and equivalents constituted 5.8% of total assets in 2024, up from 0.0% in 1985.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1985.
  • Asset Diversification: The largest asset category is accounts receivable at 20.0% of total assets.

United Fire Group Inc Competitors by Total Assets

Key competitors of United Fire Group Inc based on total assets are shown below.

Company Country Total Assets
Hanwha General
KO:000370
Korea ₩20.72 Trillion
Lotte Non-Life
KO:000400
Korea ₩14.88 Trillion
Heungkuk F&M I
KO:000540
Korea ₩13.12 Trillion
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545
Korea ₩13.12 Trillion
Samsung Fire & Marine Insurance
KO:000810
Korea ₩88.44 Trillion
Samsung Fire And Marine Ins Pref
KO:000815
Korea ₩88.44 Trillion
Hyundai Mar&Fi
KO:001450
Korea ₩50.71 Trillion
DB Insurance Co Ltd
KO:005830
Korea ₩72.11 Trillion

United Fire Group Inc - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.23 - 0.40

Lower asset utilization - United Fire Group Inc generates 0.36x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -3.67% - 2.68%

Moderate ROA - For every $100 in assets, United Fire Group Inc generates $ 1.78 in net profit.

United Fire Group Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.46 0.34 3.43
Quick Ratio 1.00 0.77 3.43
Cash Ratio 0.00 0.00 0.00
Working Capital $-936.86 Million $ -1.04 Billion $ 338.88 Million

United Fire Group Inc - Advanced Valuation Insights

This section examines the relationship between United Fire Group Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.02
Latest Market Cap to Assets Ratio 0.24
Asset Growth Rate (YoY) 10.9%
Total Assets $3.49 Billion
Market Capitalization $828.99 Million USD

Valuation Analysis

Below Book Valuation: The market values United Fire Group Inc's assets below their book value (0.24 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: United Fire Group Inc's assets grew by 10.9% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for United Fire Group Inc (1985–2024)

The table below shows the annual total assets of United Fire Group Inc from 1985 to 2024.

Year Total Assets Change
2024-12-31 $3.49 Billion +10.95%
2023-12-31 $3.14 Billion +9.09%
2022-12-31 $2.88 Billion -4.33%
2021-12-31 $3.01 Billion -1.86%
2020-12-31 $3.07 Billion +1.87%
2019-12-31 $3.01 Billion +6.99%
2018-12-31 $2.82 Billion -32.67%
2017-12-31 $4.18 Billion +3.17%
2016-12-31 $4.05 Billion +4.23%
2015-12-31 $3.89 Billion +0.87%
2014-12-31 $3.86 Billion +3.66%
2013-12-31 $3.72 Billion +0.70%
2012-12-31 $3.69 Billion +2.09%
2011-12-31 $3.62 Billion +20.33%
2010-12-31 $3.01 Billion +24.93%
2009-12-31 $2.41 Billion +13.31%
2008-12-31 $2.12 Billion -23.04%
2007-12-31 $2.76 Billion -0.56%
2006-12-31 $2.78 Billion +1.99%
2005-12-31 $2.72 Billion +5.90%
2004-12-31 $2.57 Billion +6.87%
2003-12-31 $2.41 Billion +11.38%
2002-12-31 $2.16 Billion +197.72%
2001-12-31 $725.35 Million -56.67%
2000-12-31 $1.67 Billion +14.06%
1999-12-31 $1.47 Billion +17.36%
1998-12-31 $1.25 Billion +8.00%
1997-12-31 $1.16 Billion +12.99%
1996-12-31 $1.02 Billion +8.67%
1995-12-31 $943.11 Million +13.89%
1994-12-31 $828.10 Million +12.97%
1993-12-31 $733.00 Million +16.87%
1992-12-31 $627.20 Million +22.84%
1991-12-31 $510.60 Million +20.51%
1990-12-31 $423.70 Million +15.20%
1989-12-31 $367.80 Million +17.51%
1988-12-31 $313.00 Million +15.24%
1987-12-31 $271.60 Million +17.73%
1986-12-31 $230.70 Million +32.74%
1985-12-31 $173.80 Million --