United Fire Group Inc - Asset Resilience Ratio
United Fire Group Inc (UFCS) has an Asset Resilience Ratio of 26.77% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is United Fire Group Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1995–2024)
This chart shows how United Fire Group Inc's Asset Resilience Ratio has changed over time. See net asset quality index of United Fire Group Inc to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down United Fire Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of United Fire Group Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.01 Billion | 26.77% |
| Total Liquid Assets | $1.01 Billion | 26.77% |
Asset Resilience Insights
- Very High Liquidity: United Fire Group Inc maintains exceptional liquid asset reserves at 26.77% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
United Fire Group Inc Industry Peers by Asset Resilience Ratio
Compare United Fire Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
PICC Property and Casualty Company Limited
F:PJC |
Insurance - Property & Casualty | 33.32% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 27.27% |
Annual Asset Resilience Ratio for United Fire Group Inc (1995–2024)
The table below shows the annual Asset Resilience Ratio data for United Fire Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 26.57% | $926.97 Million | $3.49 Billion | +26.57pp |
| 2023-12-31 | 0.00% | $100.00K | $3.14 Billion | -0.01pp |
| 2022-12-31 | 0.01% | $275.00K | $2.88 Billion | +0.00pp |
| 2021-12-31 | 0.01% | $275.00K | $3.01 Billion | +0.00pp |
| 2020-12-31 | 0.01% | $175.00K | $3.07 Billion | 0.00pp |
| 2019-12-31 | 0.01% | $175.00K | $3.01 Billion | 0.00pp |
| 2018-12-31 | 0.01% | $175.00K | $2.82 Billion | +0.00pp |
| 2017-12-31 | 0.00% | $175.00K | $4.18 Billion | 0.00pp |
| 2016-12-31 | 0.00% | $175.00K | $4.05 Billion | 0.00pp |
| 2015-12-31 | 0.00% | $175.00K | $3.89 Billion | 0.00pp |
| 2014-12-31 | 0.00% | $175.00K | $3.86 Billion | -0.02pp |
| 2013-12-31 | 0.02% | $800.00K | $3.72 Billion | 0.00pp |
| 2012-12-31 | 0.02% | $800.00K | $3.69 Billion | -0.01pp |
| 2011-12-31 | 0.03% | $1.10 Million | $3.62 Billion | -0.01pp |
| 2010-12-31 | 0.04% | $1.10 Million | $3.01 Billion | -5.48pp |
| 2009-12-31 | 5.51% | $132.72 Million | $2.41 Billion | +4.28pp |
| 2008-12-31 | 1.23% | $26.14 Million | $2.12 Billion | -1.61pp |
| 2007-12-31 | 2.84% | $78.33 Million | $2.76 Billion | +1.82pp |
| 2006-12-31 | 1.02% | $28.27 Million | $2.78 Billion | -0.29pp |
| 2005-12-31 | 1.30% | $35.48 Million | $2.72 Billion | -0.16pp |
| 2004-12-31 | 1.47% | $37.72 Million | $2.57 Billion | +1.19pp |
| 2003-12-31 | 0.27% | $6.58 Million | $2.41 Billion | +0.19pp |
| 2002-12-31 | 0.08% | $1.73 Million | $2.16 Billion | -6.54pp |
| 2001-12-31 | 6.62% | $48.01 Million | $725.35 Million | +3.14pp |
| 2000-12-31 | 3.48% | $58.29 Million | $1.67 Billion | +2.11pp |
| 1999-12-31 | 1.37% | $20.13 Million | $1.47 Billion | -1.35pp |
| 1998-12-31 | 2.72% | $33.98 Million | $1.25 Billion | +1.06pp |
| 1997-12-31 | 1.66% | $19.20 Million | $1.16 Billion | -1.20pp |
| 1996-12-31 | 2.86% | $29.33 Million | $1.02 Billion | +0.58pp |
| 1995-12-31 | 2.28% | $21.53 Million | $943.11 Million | -- |
About United Fire Group Inc
United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. Its commercial lines include fire and allied lines, other liability, automobile, workers' compensation, fidelity and surety coverage, and other insurance products; and personal lines comprise automobile, and fire and allied lines coverage, includin… Read more