United Fire Group Inc - Asset Resilience Ratio
United Fire Group Inc (UFCS) has an Asset Resilience Ratio of 30.64% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See UFCS working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1995–2025)
This chart shows how United Fire Group Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see UFCS total asset value.
Liquid Assets Composition Over Time
This chart breaks down United Fire Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore United Fire Group Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.23 Billion | 30.64% |
| Total Liquid Assets | $1.23 Billion | 30.64% |
Asset Resilience Insights
- Very High Liquidity: United Fire Group Inc maintains exceptional liquid asset reserves at 30.64% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
United Fire Group Inc Industry Peers by Asset Resilience Ratio
Compare United Fire Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Slide Insurance Holdings, Inc. Common Stock
NASDAQ:SLDE |
Insurance - Property & Casualty | 1.55% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Personal Group Holdings PLC
LSE:PGH |
Insurance - Property & Casualty | 7.24% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
Annual Asset Resilience Ratio for United Fire Group Inc (1995–2025)
The table below shows the annual Asset Resilience Ratio data for United Fire Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.11% | $1.12 Billion | $3.84 Billion | -24.45pp |
| 2024-12-31 | 53.56% | $1.87 Billion | $3.49 Billion | +53.56pp |
| 2023-12-31 | 0.00% | $100.00K | $3.14 Billion | -0.01pp |
| 2022-12-31 | 0.01% | $275.00K | $2.88 Billion | +0.00pp |
| 2021-12-31 | 0.01% | $275.00K | $3.01 Billion | +0.00pp |
| 2020-12-31 | 0.01% | $175.00K | $3.07 Billion | 0.00pp |
| 2019-12-31 | 0.01% | $175.00K | $3.01 Billion | 0.00pp |
| 2018-12-31 | 0.01% | $175.00K | $2.82 Billion | +0.00pp |
| 2017-12-31 | 0.00% | $175.00K | $4.18 Billion | 0.00pp |
| 2016-12-31 | 0.00% | $175.00K | $4.05 Billion | 0.00pp |
| 2015-12-31 | 0.00% | $175.00K | $3.89 Billion | 0.00pp |
| 2014-12-31 | 0.00% | $175.00K | $3.86 Billion | -0.02pp |
| 2013-12-31 | 0.02% | $800.00K | $3.72 Billion | 0.00pp |
| 2012-12-31 | 0.02% | $800.00K | $3.69 Billion | -0.01pp |
| 2011-12-31 | 0.03% | $1.10 Million | $3.62 Billion | -0.01pp |
| 2010-12-31 | 0.04% | $1.10 Million | $3.01 Billion | -5.48pp |
| 2009-12-31 | 5.51% | $132.72 Million | $2.41 Billion | +4.28pp |
| 2008-12-31 | 1.23% | $26.14 Million | $2.12 Billion | -1.61pp |
| 2007-12-31 | 2.84% | $78.33 Million | $2.76 Billion | +1.82pp |
| 2006-12-31 | 1.02% | $28.27 Million | $2.78 Billion | -0.29pp |
| 2005-12-31 | 1.30% | $35.48 Million | $2.72 Billion | -0.16pp |
| 2004-12-31 | 1.47% | $37.72 Million | $2.57 Billion | +1.19pp |
| 2003-12-31 | 0.27% | $6.58 Million | $2.41 Billion | +0.19pp |
| 2002-12-31 | 0.08% | $1.73 Million | $2.16 Billion | -6.54pp |
| 2001-12-31 | 6.62% | $48.01 Million | $725.35 Million | +3.14pp |
| 2000-12-31 | 3.48% | $58.29 Million | $1.67 Billion | +2.11pp |
| 1999-12-31 | 1.37% | $20.13 Million | $1.47 Billion | -1.35pp |
| 1998-12-31 | 2.72% | $33.98 Million | $1.25 Billion | +1.06pp |
| 1997-12-31 | 1.66% | $19.20 Million | $1.16 Billion | -1.20pp |
| 1996-12-31 | 2.86% | $29.33 Million | $1.02 Billion | +0.58pp |
| 1995-12-31 | 2.28% | $21.53 Million | $943.11 Million | -- |
About United Fire Group Inc
United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retai… Read more