United Fire Group Inc Asset Resilience Ratio
United Fire Group Inc asset resilience ratio. United Fire Group Inc (UFCS) has an Asset Resilience Ratio of 30.64% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See UFCS defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of United Fire Group Inc (1995–2025)
Asset resilience ratio of United Fire Group Inc from 1995 to 2025. This chart shows how United Fire Group Inc's Asset Resilience Ratio has changed over time. Read UFCS current and long-term liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down United Fire Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of United Fire Group Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.23 Billion | 30.64% |
| Total Liquid Assets | $1.23 Billion | 30.64% |
Asset Resilience Insights
- Very High Liquidity: United Fire Group Inc maintains exceptional liquid asset reserves at 30.64% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
United Fire Group Inc Industry Peers by Asset Resilience Ratio
Compare United Fire Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
United Fire Group Inc Asset Resilience Ratio by Year (1995–2025)
United Fire Group Inc asset resilience ratio by year from 1995 to 2025. The table below shows the annual Asset Resilience Ratio data for United Fire Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 29.11% | $1.12 Billion | $3.84 Billion | -24.45pp |
| 2024-12-31 | 53.56% | $1.87 Billion | $3.49 Billion | +53.56pp |
| 2023-12-31 | 0.00% | $100.00K | $3.14 Billion | -0.01pp |
| 2022-12-31 | 0.01% | $275.00K | $2.88 Billion | +0.00pp |
| 2021-12-31 | 0.01% | $275.00K | $3.01 Billion | +0.00pp |
| 2020-12-31 | 0.01% | $175.00K | $3.07 Billion | 0.00pp |
| 2019-12-31 | 0.01% | $175.00K | $3.01 Billion | 0.00pp |
| 2018-12-31 | 0.01% | $175.00K | $2.82 Billion | +0.00pp |
| 2017-12-31 | 0.00% | $175.00K | $4.18 Billion | 0.00pp |
| 2016-12-31 | 0.00% | $175.00K | $4.05 Billion | 0.00pp |
| 2015-12-31 | 0.00% | $175.00K | $3.89 Billion | 0.00pp |
| 2014-12-31 | 0.00% | $175.00K | $3.86 Billion | -0.02pp |
| 2013-12-31 | 0.02% | $800.00K | $3.72 Billion | 0.00pp |
| 2012-12-31 | 0.02% | $800.00K | $3.69 Billion | -0.01pp |
| 2011-12-31 | 0.03% | $1.10 Million | $3.62 Billion | -0.01pp |
| 2010-12-31 | 0.04% | $1.10 Million | $3.01 Billion | -5.48pp |
| 2009-12-31 | 5.51% | $132.72 Million | $2.41 Billion | +4.28pp |
| 2008-12-31 | 1.23% | $26.14 Million | $2.12 Billion | -1.61pp |
| 2007-12-31 | 2.84% | $78.33 Million | $2.76 Billion | +1.82pp |
| 2006-12-31 | 1.02% | $28.27 Million | $2.78 Billion | -0.29pp |
| 2005-12-31 | 1.30% | $35.48 Million | $2.72 Billion | -0.16pp |
| 2004-12-31 | 1.47% | $37.72 Million | $2.57 Billion | +1.19pp |
| 2003-12-31 | 0.27% | $6.58 Million | $2.41 Billion | +0.19pp |
| 2002-12-31 | 0.08% | $1.73 Million | $2.16 Billion | -6.54pp |
| 2001-12-31 | 6.62% | $48.01 Million | $725.35 Million | +3.14pp |
| 2000-12-31 | 3.48% | $58.29 Million | $1.67 Billion | +2.11pp |
| 1999-12-31 | 1.37% | $20.13 Million | $1.47 Billion | -1.35pp |
| 1998-12-31 | 2.72% | $33.98 Million | $1.25 Billion | +1.06pp |
| 1997-12-31 | 1.66% | $19.20 Million | $1.16 Billion | -1.20pp |
| 1996-12-31 | 2.86% | $29.33 Million | $1.02 Billion | +0.58pp |
| 1995-12-31 | 2.28% | $21.53 Million | $943.11 Million | -- |
About United Fire Group Inc
United Fire Group, Inc., together with its subsidiaries, engages in writing property and casualty insurance in the United States. It provides property and casualty insurance, and surety bonds; and fire and allied lines, other liability, automobile, workers' compensation, and surety to small business owners and middle market businesses operating in industries, such as construction, services, retai… Read more