Usio Inc
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conv… Read more
Usio Inc (USIO) - Total Assets
Latest total assets as of September 2025: $99.40 Million USD
Based on the latest financial reports, Usio Inc (USIO) holds total assets worth $99.40 Million USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Usio Inc - Total Assets Trend (1999–2024)
This chart illustrates how Usio Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Usio Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
Usio Inc's total assets of $99.40 Million consist of 88.8% current assets and 11.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.5% |
| Accounts Receivable | $6.55 Million | 6.1% |
| Inventory | $403.80K | 0.4% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $881.35K | 0.8% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1999–2024)
This chart illustrates how Usio Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Usio Inc's current assets represent 88.8% of total assets in 2024, an increase from 79.7% in 1999.
- Cash Position: Cash and equivalents constituted 7.5% of total assets in 2024, down from 75.2% in 1999.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1999.
- Asset Diversification: The largest asset category is accounts receivable at 6.1% of total assets.
Usio Inc Competitors by Total Assets
Key competitors of Usio Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Eastcompeace Technology Co Ltd
SHE:002017
|
China | CN¥2.97 Billion |
|
Wiscom System Co Ltd
SHE:002090
|
China | CN¥3.17 Billion |
|
Topsec Technologies Group Inc
SHE:002212
|
China | CN¥10.79 Billion |
|
Focus Technology Co Ltd
SHE:002315
|
China | CN¥4.27 Billion |
|
Beijing Venustech Inc
SHE:002439
|
China | CN¥13.16 Billion |
|
Maxvision Technology Corp
SHE:002990
|
China | CN¥3.74 Billion |
|
OpenSys M Bhd
KLSE:0040
|
Malaysia | RM129.25 Million |
|
Managepay Systems Bhd
KLSE:0156
|
Malaysia | RM86.24 Million |
Usio Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Strong asset utilization - Usio Inc generates 0.77x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Usio Inc generates $ 3.08 in net profit.
Usio Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.13 | 1.10 | 1.09 |
| Quick Ratio | 1.12 | 1.10 | 1.09 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $10.00 Million | $ 9.62 Million | $ 5.62 Million |
Usio Inc - Advanced Valuation Insights
This section examines the relationship between Usio Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.93 |
| Latest Market Cap to Assets Ratio | 0.22 |
| Asset Growth Rate (YoY) | 0.3% |
| Total Assets | $107.21 Million |
| Market Capitalization | $24.12 Million USD |
Valuation Analysis
Below Book Valuation: The market values Usio Inc's assets below their book value (0.22 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Usio Inc's assets grew by 0.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Usio Inc (1999–2024)
The table below shows the annual total assets of Usio Inc from 1999 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $107.21 Million | +0.26% |
| 2023-12-31 | $106.93 Million | +9.21% |
| 2022-12-31 | $97.91 Million | -26.76% |
| 2021-12-31 | $133.68 Million | +61.71% |
| 2020-12-31 | $82.67 Million | +34.29% |
| 2019-12-31 | $61.56 Million | -9.76% |
| 2018-12-31 | $68.22 Million | +1.16% |
| 2017-12-31 | $67.44 Million | -2.99% |
| 2016-12-31 | $69.51 Million | +1.69% |
| 2015-12-31 | $68.36 Million | +11.88% |
| 2014-12-31 | $61.10 Million | +121.95% |
| 2013-12-31 | $27.53 Million | +433.95% |
| 2012-12-31 | $5.16 Million | +5.00% |
| 2011-12-31 | $4.91 Million | +147.50% |
| 2010-12-31 | $1.98 Million | +70.60% |
| 2009-12-31 | $1.16 Million | +91.26% |
| 2008-12-31 | $607.99K | +63.91% |
| 2007-12-31 | $370.93K | -38.33% |
| 2006-12-31 | $601.53K | -10.63% |
| 2005-12-31 | $673.05K | +62.09% |
| 2004-12-31 | $415.24K | -55.75% |
| 2003-12-31 | $938.40K | -80.07% |
| 2002-12-31 | $4.71 Million | -58.75% |
| 2001-12-31 | $11.42 Million | -25.35% |
| 2000-12-31 | $15.29 Million | +62.70% |
| 1999-12-31 | $9.40 Million | -- |