Usio Inc (USIO) - Total Assets

Latest as of September 2025: $99.40 Million USD

Based on the latest financial reports, Usio Inc (USIO) holds total assets worth $99.40 Million USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See USIO book value for net asset value and shareholders' equity analysis.

Usio Inc - Total Assets Trend (1999–2024)

This chart illustrates how Usio Inc's total assets have evolved over time, based on quarterly financial data.

Usio Inc - Asset Composition Analysis

Current Asset Composition (December 2024)

Usio Inc's total assets of $99.40 Million consist of 88.8% current assets and 11.2% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 7.5%
Accounts Receivable $6.55 Million 6.1%
Inventory $403.80K 0.4%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $881.35K 0.8%
Goodwill $0.00 0.0%

Asset Composition Trend (1999–2024)

This chart illustrates how Usio Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see USIO market cap.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Usio Inc's current assets represent 88.8% of total assets in 2024, an increase from 79.7% in 1999.
  • Cash Position: Cash and equivalents constituted 7.5% of total assets in 2024, down from 75.2% in 1999.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1999.
  • Asset Diversification: The largest asset category is accounts receivable at 6.1% of total assets.

Usio Inc Competitors by Total Assets

Key competitors of Usio Inc based on total assets are shown below.

Company Country Total Assets
StoneCo Ltd
F:0Q0
Germany €58.60 Billion
TIZA Information Industry Corporation Inc
SHE:300209
China CN¥1.17 Billion
Megaport Ltd
AU:MP1
Australia AU$260.20 Million
Inesa Intelligent Tech Inc B
SHG:900901
China $7.86 Billion
RAIZ Invest Ltd
AU:RZI
Australia AU$50.57 Million
Heeros Oyj
HE:HEEROS
Finland €11.33 Million
IXUP Ltd
AU:IXU
Australia AU$7.22 Million
Hank Payments Corp
V:HANK
Canada CA$5.37 Million

Usio Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 1.13 1.10 1.09
Quick Ratio 1.12 1.10 1.09
Cash Ratio 0.00 0.00 0.00
Working Capital $10.00 Million $9.62 Million $5.62 Million

Usio Inc - Advanced Valuation Insights

This section examines the relationship between Usio Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.93
Latest Market Cap to Assets Ratio 0.30
Asset Growth Rate (YoY) 0.3%
Total Assets $107.21 Million
Market Capitalization $31.95 Million USD

Valuation Analysis

Below Book Valuation: The market values Usio Inc's assets below their book value (0.30x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Usio Inc's assets grew by 0.3% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Usio Inc (1999–2024)

The table below shows the annual total assets of Usio Inc from 1999 to 2024.

Year Total Assets Change
2024-12-31 $107.21 Million +0.26%
2023-12-31 $106.93 Million +9.21%
2022-12-31 $97.91 Million -26.76%
2021-12-31 $133.68 Million +61.71%
2020-12-31 $82.67 Million +34.29%
2019-12-31 $61.56 Million -9.76%
2018-12-31 $68.22 Million +1.16%
2017-12-31 $67.44 Million -2.99%
2016-12-31 $69.51 Million +1.69%
2015-12-31 $68.36 Million +11.88%
2014-12-31 $61.10 Million +121.95%
2013-12-31 $27.53 Million +433.95%
2012-12-31 $5.16 Million +5.00%
2011-12-31 $4.91 Million +147.50%
2010-12-31 $1.98 Million +70.60%
2009-12-31 $1.16 Million +91.26%
2008-12-31 $607.99K +63.91%
2007-12-31 $370.93K -38.33%
2006-12-31 $601.53K -10.63%
2005-12-31 $673.05K +62.09%
2004-12-31 $415.24K -55.75%
2003-12-31 $938.40K -80.07%
2002-12-31 $4.71 Million -58.75%
2001-12-31 $11.42 Million -25.35%
2000-12-31 $15.29 Million +62.70%
1999-12-31 $9.40 Million --

About Usio Inc

NASDAQ:USIO USA Software - Infrastructure
Market Cap
$31.95 Million
Market Cap Rank
#23508 Global
#4875 in USA
Share Price
$1.17
Change (1 day)
+0.86%
52-Week Range
$1.05 - $1.90
All Time High
$8.26
About

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conv… Read more