Baid Finserv Limited
Baid Finserv Limited operates as a non-banking finance company in India. The company provides car loans, commercial vehicle loans, tractors, small and medium enterprise loans, loan against property, construction equipment loans, and other asset backed loans. It also offers life, dwelling, and motor insurance products. Baid Finserv Limited was formerly known as Baid Leasing and Finance Co. Ltd. an… Read more
Baid Finserv Limited (BAIDFIN) - Total Assets
Latest total assets as of September 2025: ₹4.86 Billion INR
Based on the latest financial reports, Baid Finserv Limited (BAIDFIN) holds total assets worth ₹4.86 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Baid Finserv Limited - Total Assets Trend (2009–2025)
This chart illustrates how Baid Finserv Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Baid Finserv Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Baid Finserv Limited's total assets of ₹4.86 Billion consist of 96.5% current assets and 3.5% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 2.5% |
| Accounts Receivable | ₹3.95 Billion | 87.0% |
| Inventory | ₹10.39 Million | 0.2% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹1.80 Million | 0.0% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2009–2025)
This chart illustrates how Baid Finserv Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Baid Finserv Limited's current assets represent 96.5% of total assets in 2025, an increase from 93.1% in 2009.
- Cash Position: Cash and equivalents constituted 2.5% of total assets in 2025, up from 1.9% in 2009.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2009.
- Asset Diversification: The largest asset category is accounts receivable at 87.0% of total assets.
Baid Finserv Limited Competitors by Total Assets
Key competitors of Baid Finserv Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Baid Finserv Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Baid Finserv Limited generates 0.18x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Baid Finserv Limited generates $ 2.96 in net profit.
Baid Finserv Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 44.75 | 49.47 | 72.01 |
| Quick Ratio | 44.73 | 49.34 | 72.00 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹4.33 Billion | ₹ 3.97 Billion | ₹ 3.14 Billion |
Baid Finserv Limited - Advanced Valuation Insights
This section examines the relationship between Baid Finserv Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.87 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 6.6% |
| Total Assets | ₹4.54 Billion |
| Market Capitalization | $4.85 Million USD |
Valuation Analysis
Below Book Valuation: The market values Baid Finserv Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Baid Finserv Limited's assets grew by 6.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Baid Finserv Limited (2009–2025)
The table below shows the annual total assets of Baid Finserv Limited from 2009 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹4.54 Billion | +6.55% |
| 2024-03-31 | ₹4.26 Billion | +24.92% |
| 2023-03-31 | ₹3.41 Billion | +7.32% |
| 2022-03-31 | ₹3.18 Billion | +0.42% |
| 2021-03-31 | ₹3.16 Billion | -7.06% |
| 2020-03-31 | ₹3.41 Billion | +2.14% |
| 2019-03-31 | ₹3.33 Billion | +22.56% |
| 2018-03-31 | ₹2.72 Billion | +70.90% |
| 2017-03-31 | ₹1.59 Billion | +51.73% |
| 2016-03-31 | ₹1.05 Billion | +62.81% |
| 2015-03-31 | ₹644.31 Million | +58.29% |
| 2014-03-31 | ₹407.05 Million | +16.02% |
| 2013-03-31 | ₹350.85 Million | +2.56% |
| 2012-03-31 | ₹342.10 Million | +32.40% |
| 2011-03-31 | ₹258.38 Million | +37.98% |
| 2010-03-31 | ₹187.25 Million | +33.46% |
| 2009-03-31 | ₹140.31 Million | -- |