Fino Payments Bank Limited (FINOPB) - Total Assets
Based on the latest financial reports, Fino Payments Bank Limited (FINOPB) holds total assets worth Rs42.06 Billion INR (≈ $454.86 Million USD) as of March 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Fino Payments Bank Limited - Total Assets Trend (2018–2025)
This chart illustrates how Fino Payments Bank Limited's total assets have evolved over time, based on quarterly financial data. Also see FINOPB stock market capitalisation for the company's overall valuation and market capitalisation.
Fino Payments Bank Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Fino Payments Bank Limited's total assets of Rs42.06 Billion consist of 27.0% current assets and 73.0% non-current assets. Review Fino Payments Bank Limited (FINOPB) total liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 26.3% |
| Accounts Receivable | Rs216.68 Million | 0.5% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs0.00 | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2018–2025)
This chart illustrates how Fino Payments Bank Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See FINOPB stock price and chart for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Fino Payments Bank Limited's current assets represent 27.0% of total assets in 2025, a decrease from 55.8% in 2018.
- Cash Position: Cash and equivalents constituted 26.3% of total assets in 2025, down from 55.8% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2018.
- Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.
Fino Payments Bank Limited Competitors by Total Assets
Key competitors of Fino Payments Bank Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$70.32 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
|
Spar Nord Bank
CO:SPNO
|
Denmark | Dkr143.85 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
FirstSun Capital Bancorp Common Stock
NASDAQ:FSUN
|
USA | $15.72 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp545.16 Trillion |
Fino Payments Bank Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.75 | 1713.13 | 13608.85 |
| Quick Ratio | 0.75 | 4076.92 | 13608.85 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs-3.49 Billion | Rs6.18 Billion | Rs2.72 Billion |
Fino Payments Bank Limited - Advanced Valuation Insights
This section examines the relationship between Fino Payments Bank Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.48 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 23.0% |
| Total Assets | Rs42.06 Billion |
| Market Capitalization | $119.71 Million USD |
Valuation Analysis
Below Book Valuation: The market values Fino Payments Bank Limited's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Fino Payments Bank Limited's assets grew by 23.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Fino Payments Bank Limited (2018–2025)
The table below shows the annual total assets of Fino Payments Bank Limited from 2018 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs42.06 Billion ≈ $454.86 Million |
+23.01% |
| 2024-03-31 | Rs34.19 Billion ≈ $369.76 Million |
+38.63% |
| 2023-03-31 | Rs24.66 Billion ≈ $266.73 Million |
+46.81% |
| 2022-03-31 | Rs16.80 Billion ≈ $181.69 Million |
+66.29% |
| 2021-03-31 | Rs10.10 Billion ≈ $109.26 Million |
+61.91% |
| 2020-03-31 | Rs6.24 Billion ≈ $67.48 Million |
-8.78% |
| 2019-03-31 | Rs6.84 Billion ≈ $73.98 Million |
+27.18% |
| 2018-03-31 | Rs5.38 Billion ≈ $58.17 Million |
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About Fino Payments Bank Limited
Fino Payments Bank Limited provides financial solutions and services in India. It operates in four segments: Treasury, Corporate Banking/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, and salary accounts; personal, home and property, gold, and referral loans; debit and prepaid cards; and life, health, general, motor, and shopkeeper insurance … Read more