LIC Housing Finance Limited
LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction… Read more
LIC Housing Finance Limited (LICHSGFIN) - Total Assets
Latest total assets as of September 2025: ₹3.19 Trillion INR
Based on the latest financial reports, LIC Housing Finance Limited (LICHSGFIN) holds total assets worth ₹3.19 Trillion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
LIC Housing Finance Limited - Total Assets Trend (2005–2025)
This chart illustrates how LIC Housing Finance Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
LIC Housing Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
LIC Housing Finance Limited's total assets of ₹3.19 Trillion consist of 0.5% current assets and 99.5% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0.5% |
| Accounts Receivable | ₹116.20 Million | 0.0% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹3.23 Billion | 0.1% |
| Intangible Assets | ₹759.80 Million | 0.0% |
| Goodwill | ₹2.10 Million | 0.0% |
Asset Composition Trend (2005–2025)
This chart illustrates how LIC Housing Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: LIC Housing Finance Limited's current assets represent 0.5% of total assets in 2025, a decrease from 2.6% in 2005.
- Cash Position: Cash and equivalents constituted 0.5% of total assets in 2025, down from 1.8% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
- Asset Diversification: The largest asset category is property, plant & equipment at 0.1% of total assets.
LIC Housing Finance Limited Competitors by Total Assets
Key competitors of LIC Housing Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC
|
Germany | €25.40 Billion |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC
|
India | ₹250.83 Billion |
|
Aavas Financiers Limited
NSE:AAVAS
|
India | ₹194.41 Billion |
|
Australian Finance Group Ltd
AU:AFG
|
Australia | AU$7.92 Billion |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF
|
USA | $894.42 Million |
|
Aptus Value Housing Finance India Limited
NSE:APTUS
|
India | ₹123.96 Billion |
|
AVVAA World Health Care Products Inc
PINK:AVVH
|
USA | $243.19K |
|
Bajaj Housing Finance
NSE:BAJAJHFL
|
India | ₹1.16 Trillion |
LIC Housing Finance Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - LIC Housing Finance Limited generates 0.09x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, LIC Housing Finance Limited generates $ 1.73 in net profit.
LIC Housing Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 16.84 | 30.99 | 25.28 |
| Quick Ratio | 16.84 | 30.99 | 25.28 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹9.53 Billion | ₹ 16.04 Billion | ₹ 10.34 Billion |
LIC Housing Finance Limited - Advanced Valuation Insights
This section examines the relationship between LIC Housing Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.71 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 7.8% |
| Total Assets | ₹3.14 Trillion |
| Market Capitalization | $1.73 Billion USD |
Valuation Analysis
Below Book Valuation: The market values LIC Housing Finance Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: LIC Housing Finance Limited's assets grew by 7.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for LIC Housing Finance Limited (2005–2025)
The table below shows the annual total assets of LIC Housing Finance Limited from 2005 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹3.14 Trillion | +7.79% |
| 2024-03-31 | ₹2.91 Trillion | +4.59% |
| 2023-03-31 | ₹2.79 Trillion | +9.37% |
| 2022-03-31 | ₹2.55 Trillion | +8.05% |
| 2021-03-31 | ₹2.36 Trillion | +8.67% |
| 2020-03-31 | ₹2.17 Trillion | +8.08% |
| 2019-03-31 | ₹2.01 Trillion | +16.71% |
| 2018-03-31 | ₹1.72 Trillion | +13.89% |
| 2017-03-31 | ₹1.51 Trillion | +15.63% |
| 2016-03-31 | ₹1.31 Trillion | +15.94% |
| 2015-03-31 | ₹1.13 Trillion | +17.49% |
| 2014-03-31 | ₹958.60 Billion | +18.86% |
| 2013-03-31 | ₹806.49 Billion | +25.02% |
| 2012-03-31 | ₹645.07 Billion | +20.21% |
| 2011-03-31 | ₹536.62 Billion | +33.14% |
| 2010-03-31 | ₹403.05 Billion | +37.00% |
| 2009-03-31 | ₹294.19 Billion | +25.80% |
| 2008-03-31 | ₹233.86 Billion | +24.33% |
| 2007-03-31 | ₹188.09 Billion | +19.51% |
| 2006-03-31 | ₹157.39 Billion | +23.30% |
| 2005-03-31 | ₹127.65 Billion | -- |