Muthoot Finance Limited
Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small and corporate business, SME, and vehicle, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, and group; housing and micro finance; and mutual funds. It also provides gold flexi credit; PAN card; m… Read more
Muthoot Finance Limited (MUTHOOTFIN) - Total Assets
Latest total assets as of December 2025: ₹1.80 Trillion INR
Based on the latest financial reports, Muthoot Finance Limited (MUTHOOTFIN) holds total assets worth ₹1.80 Trillion INR as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Muthoot Finance Limited - Total Assets Trend (2006–2025)
This chart illustrates how Muthoot Finance Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Muthoot Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Muthoot Finance Limited's total assets of ₹1.80 Trillion consist of 6.3% current assets and 93.7% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹3.66 Billion | 6.3% |
| Accounts Receivable | ₹118.57 Million | 0.0% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹6.47 Billion | 0.5% |
| Intangible Assets | ₹57.14 Million | 0.0% |
| Goodwill | ₹299.96 Million | 0.0% |
Asset Composition Trend (2006–2025)
This chart illustrates how Muthoot Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Muthoot Finance Limited's current assets represent 6.3% of total assets in 2025, a decrease from 93.6% in 2006.
- Cash Position: Cash and equivalents constituted 6.3% of total assets in 2025, up from 3.9% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 84.0% in 2006.
- Asset Diversification: The largest asset category is property, plant & equipment at 0.5% of total assets.
Muthoot Finance Limited Competitors by Total Assets
Key competitors of Muthoot Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Muthoot Finance Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Muthoot Finance Limited generates 0.15x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Muthoot Finance Limited generates $ 4.01 in net profit.
Muthoot Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 9.56 | 7.81 | 25.26 |
| Quick Ratio | 9.56 | 7.81 | 25.26 |
| Cash Ratio | 9.54 | 7.81 | 0.00 |
| Working Capital | ₹96.97 Billion | ₹ 46.47 Billion | ₹ 89.07 Billion |
Muthoot Finance Limited - Advanced Valuation Insights
This section examines the relationship between Muthoot Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.66 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 37.7% |
| Total Assets | ₹1.33 Trillion |
| Market Capitalization | $3.34 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Muthoot Finance Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Muthoot Finance Limited's assets grew by 37.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Muthoot Finance Limited (2006–2025)
The table below shows the annual total assets of Muthoot Finance Limited from 2006 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹1.33 Trillion | +37.72% |
| 2024-03-31 | ₹964.69 Billion | +20.36% |
| 2023-03-31 | ₹801.49 Billion | +5.02% |
| 2022-03-31 | ₹763.16 Billion | +11.18% |
| 2021-03-31 | ₹686.41 Billion | +25.07% |
| 2020-03-31 | ₹548.82 Billion | +31.50% |
| 2019-03-31 | ₹417.35 Billion | +23.95% |
| 2018-03-31 | ₹336.72 Billion | +4.62% |
| 2017-03-31 | ₹321.84 Billion | +17.48% |
| 2016-03-31 | ₹273.95 Billion | +1.48% |
| 2015-03-31 | ₹269.96 Billion | +5.48% |
| 2014-03-31 | ₹255.94 Billion | -12.99% |
| 2013-03-31 | ₹294.16 Billion | +25.86% |
| 2012-03-31 | ₹233.72 Billion | +67.35% |
| 2011-03-31 | ₹139.66 Billion | +116.87% |
| 2010-03-31 | ₹64.40 Billion | +71.28% |
| 2009-03-31 | ₹37.60 Billion | +64.50% |
| 2008-03-31 | ₹22.86 Billion | +42.04% |
| 2007-03-31 | ₹16.09 Billion | +71.10% |
| 2006-03-31 | ₹9.41 Billion | -- |