Shriram Finance Limited
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loan… Read more
Shriram Finance Limited (SHRIRAMFIN) - Total Assets
Latest total assets as of September 2025: ₹2.99 Trillion INR
Based on the latest financial reports, Shriram Finance Limited (SHRIRAMFIN) holds total assets worth ₹2.99 Trillion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Shriram Finance Limited - Total Assets Trend (2004–2025)
This chart illustrates how Shriram Finance Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Shriram Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Shriram Finance Limited's total assets of ₹2.99 Trillion consist of 6.8% current assets and 93.2% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹104.60 Billion | 6.7% |
| Accounts Receivable | ₹2.54 Billion | 0.1% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹10.26 Billion | 0.4% |
| Intangible Assets | ₹6.99 Billion | 0.2% |
| Goodwill | ₹11.89 Billion | 0.4% |
Asset Composition Trend (2004–2025)
This chart illustrates how Shriram Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Shriram Finance Limited's current assets represent 6.8% of total assets in 2025, an increase from 0.0% in 2004.
- Cash Position: Cash and equivalents constituted 6.7% of total assets in 2025, up from 0.0% in 2004.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2004.
- Asset Diversification: The largest asset category is cash and equivalents at 6.7% of total assets.
Shriram Finance Limited Competitors by Total Assets
Key competitors of Shriram Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Shriram Finance Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Shriram Finance Limited generates 0.14x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Shriram Finance Limited generates $ 3.25 in net profit.
Shriram Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 21.43 | 33.25 | 25.71 |
| Quick Ratio | 21.43 | 33.25 | 25.71 |
| Cash Ratio | 21.43 | 32.22 | 0.00 |
| Working Capital | ₹163.54 Billion | ₹ 111.70 Billion | ₹ 43.97 Billion |
Shriram Finance Limited - Advanced Valuation Insights
This section examines the relationship between Shriram Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.36 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 18.3% |
| Total Assets | ₹2.94 Trillion |
| Market Capitalization | $14.92 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Shriram Finance Limited's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Shriram Finance Limited's assets grew by 18.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Shriram Finance Limited (2004–2025)
The table below shows the annual total assets of Shriram Finance Limited from 2004 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹2.94 Trillion | +18.31% |
| 2024-03-31 | ₹2.48 Trillion | +17.88% |
| 2023-03-31 | ₹2.11 Trillion | +48.03% |
| 2022-03-31 | ₹1.42 Trillion | +9.58% |
| 2021-03-31 | ₹1.30 Trillion | +13.62% |
| 2020-03-31 | ₹1.14 Trillion | +8.39% |
| 2019-03-31 | ₹1.05 Trillion | +19.14% |
| 2018-03-31 | ₹884.86 Billion | +18.85% |
| 2017-03-31 | ₹744.51 Billion | +9.46% |
| 2016-03-31 | ₹680.13 Billion | +9.43% |
| 2015-03-31 | ₹621.54 Billion | +18.79% |
| 2014-03-31 | ₹523.22 Billion | +9.81% |
| 2013-03-31 | ₹476.50 Billion | +28.65% |
| 2012-03-31 | ₹370.38 Billion | +15.41% |
| 2011-03-31 | ₹320.94 Billion | +18.96% |
| 2010-03-31 | ₹269.78 Billion | +7.96% |
| 2009-03-31 | ₹249.90 Billion | +36.79% |
| 2008-03-31 | ₹182.68 Billion | +68.60% |
| 2007-03-31 | ₹108.35 Billion | +78.52% |
| 2006-03-31 | ₹60.69 Billion | +202.28% |
| 2005-03-31 | ₹20.08 Billion | +58.27% |
| 2004-03-31 | ₹12.69 Billion | -- |