Starteck Finance Limited
Starteck Finance Limited operates as a non-banking financial company in India. The company offers financing solutions to retail, small and medium enterprise, and commercial customers in urban and semi-urban areas. The company was formerly known as Nivedita Mercantile and Financing Limited and changed its name to Starteck Finance Limited in November 2018. Starteck Finance Limited was incorporated … Read more
Starteck Finance Limited (STARTECK) - Total Assets
Latest total assets as of September 2025: ₹5.77 Billion INR
Based on the latest financial reports, Starteck Finance Limited (STARTECK) holds total assets worth ₹5.77 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Starteck Finance Limited - Total Assets Trend (2002–2025)
This chart illustrates how Starteck Finance Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Starteck Finance Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Starteck Finance Limited's total assets of ₹5.77 Billion consist of 65.2% current assets and 34.8% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0.1% |
| Accounts Receivable | ₹2.00 Billion | 38.8% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹0.00 | 0.0% |
| Goodwill | ₹940.00 Million | 18.3% |
Asset Composition Trend (2002–2025)
This chart illustrates how Starteck Finance Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Starteck Finance Limited's current assets represent 65.2% of total assets in 2025, an increase from 0.0% in 2002.
- Cash Position: Cash and equivalents constituted 0.1% of total assets in 2025, down from 2.1% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 18.0% of total assets, an increase from 0.0% in 2002.
- Asset Diversification: The largest asset category is accounts receivable at 38.8% of total assets.
Starteck Finance Limited Competitors by Total Assets
Key competitors of Starteck Finance Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Starteck Finance Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Starteck Finance Limited generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Starteck Finance Limited generates $ 2.02 in net profit.
Starteck Finance Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 134.27 | 0.89 | 132.79 |
| Quick Ratio | 134.27 | 0.89 | 132.79 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹2.15 Billion | ₹ -256.75 Million | ₹ 1.27 Billion |
Starteck Finance Limited - Advanced Valuation Insights
This section examines the relationship between Starteck Finance Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.06 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 15.9% |
| Total Assets | ₹5.15 Billion |
| Market Capitalization | $5.01 Million USD |
Valuation Analysis
Below Book Valuation: The market values Starteck Finance Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Starteck Finance Limited's assets grew by 15.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Starteck Finance Limited (2002–2025)
The table below shows the annual total assets of Starteck Finance Limited from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹5.15 Billion | +15.94% |
| 2024-03-31 | ₹4.44 Billion | +15.64% |
| 2023-03-31 | ₹3.84 Billion | +43.47% |
| 2022-03-31 | ₹2.68 Billion | -67.11% |
| 2021-03-31 | ₹8.14 Billion | +304.90% |
| 2020-03-31 | ₹2.01 Billion | -2.92% |
| 2019-03-31 | ₹2.07 Billion | +3.09% |
| 2018-03-31 | ₹2.01 Billion | -20.93% |
| 2017-03-31 | ₹2.54 Billion | -18.18% |
| 2016-03-31 | ₹3.11 Billion | +84.99% |
| 2015-03-31 | ₹1.68 Billion | -5.27% |
| 2014-03-31 | ₹1.77 Billion | -40.00% |
| 2013-03-31 | ₹2.95 Billion | +53.89% |
| 2012-03-31 | ₹1.92 Billion | +53.09% |
| 2011-03-31 | ₹1.25 Billion | +1817.23% |
| 2010-03-31 | ₹65.38 Million | +273.50% |
| 2009-03-31 | ₹17.51 Million | +176.33% |
| 2004-03-31 | ₹6.33 Million | +7.45% |
| 2003-03-31 | ₹5.90 Million | -64.16% |
| 2002-03-31 | ₹16.45 Million | -- |