FinVolution Group
FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; KOO Virtual Credit; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services. The company… Read more
FinVolution Group (FINV) - Total Assets
Latest total assets as of September 2025: $26.29 Billion USD
Based on the latest financial reports, FinVolution Group (FINV) holds total assets worth $26.29 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
FinVolution Group - Total Assets Trend (2015–2024)
This chart illustrates how FinVolution Group’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
FinVolution Group - Asset Composition Analysis
Current Asset Composition (December 2024)
FinVolution Group's total assets of $26.29 Billion consist of 80.8% current assets and 19.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 19.8% |
| Accounts Receivable | $8.28 Billion | 35.1% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $137.30 Million | 0.6% |
| Goodwill | $50.41 Million | 0.2% |
Asset Composition Trend (2015–2024)
This chart illustrates how FinVolution Group's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: FinVolution Group's current assets represent 80.8% of total assets in 2024, an increase from 55.9% in 2015.
- Cash Position: Cash and equivalents constituted 19.8% of total assets in 2024, up from 12.6% in 2015.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2015.
- Asset Diversification: The largest asset category is accounts receivable at 35.1% of total assets.
FinVolution Group Competitors by Total Assets
Key competitors of FinVolution Group based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
FinVolution Group - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Moderate asset utilization - FinVolution Group generates 0.55x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Excellent ROA - For every $100 in assets, FinVolution Group generates $ 10.10 in net profit.
FinVolution Group - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 4.14 | 4.00 | 3.49 |
| Quick Ratio | 4.14 | 4.00 | 4.38 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $14.91 Billion | $ 12.71 Billion | $ 9.62 Billion |
FinVolution Group - Advanced Valuation Insights
This section examines the relationship between FinVolution Group's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.57 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 10.9% |
| Total Assets | $23.61 Billion |
| Market Capitalization | $1.53 Billion USD |
Valuation Analysis
Below Book Valuation: The market values FinVolution Group's assets below their book value (0.06 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: FinVolution Group's assets grew by 10.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for FinVolution Group (2015–2024)
The table below shows the annual total assets of FinVolution Group from 2015 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $23.61 Billion | +10.86% |
| 2023-12-31 | $21.29 Billion | -0.42% |
| 2022-12-31 | $21.38 Billion | +17.89% |
| 2021-12-31 | $18.14 Billion | +21.88% |
| 2020-12-31 | $14.88 Billion | -18.70% |
| 2019-12-31 | $18.30 Billion | +39.28% |
| 2018-12-31 | $13.14 Billion | +52.75% |
| 2017-12-31 | $8.60 Billion | +300.68% |
| 2016-12-31 | $2.15 Billion | +191.39% |
| 2015-12-31 | $736.92 Million | -- |