Intercorp Financial Services Inc
Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment… Read more
Intercorp Financial Services Inc (IFS) - Total Assets
Latest total assets as of September 2025: $97.13 Billion USD
Based on the latest financial reports, Intercorp Financial Services Inc (IFS) holds total assets worth $97.13 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Intercorp Financial Services Inc - Total Assets Trend (2006–2024)
This chart illustrates how Intercorp Financial Services Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Intercorp Financial Services Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
Intercorp Financial Services Inc's total assets of $97.13 Billion consist of 3.5% current assets and 96.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 12.8% |
| Accounts Receivable | $5.48 Billion | 5.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $814.43 Million | 0.9% |
| Intangible Assets | $998.68 Million | 1.1% |
| Goodwill | $669.08 Million | 0.7% |
Asset Composition Trend (2006–2024)
This chart illustrates how Intercorp Financial Services Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Intercorp Financial Services Inc's current assets represent 3.5% of total assets in 2024, a decrease from 17.3% in 2006.
- Cash Position: Cash and equivalents constituted 12.8% of total assets in 2024, down from 14.9% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2006.
- Asset Diversification: The largest asset category is accounts receivable at 5.7% of total assets.
Intercorp Financial Services Inc Competitors by Total Assets
Key competitors of Intercorp Financial Services Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Intercorp Financial Services Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Intercorp Financial Services Inc generates 0.09x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Intercorp Financial Services Inc generates $ 1.36 in net profit.
Intercorp Financial Services Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.69 | 0.72 | 0.87 |
| Quick Ratio | 0.69 | 0.72 | 0.87 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-17.25 Billion | $ -15.89 Billion | $ -6.07 Billion |
Intercorp Financial Services Inc - Advanced Valuation Insights
This section examines the relationship between Intercorp Financial Services Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.65 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 6.6% |
| Total Assets | $95.50 Billion |
| Market Capitalization | $1.40 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Intercorp Financial Services Inc's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Intercorp Financial Services Inc's assets grew by 6.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Intercorp Financial Services Inc (2006–2024)
The table below shows the annual total assets of Intercorp Financial Services Inc from 2006 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $95.50 Billion | +6.56% |
| 2023-12-31 | $89.62 Billion | +2.45% |
| 2022-12-31 | $87.48 Billion | -2.75% |
| 2021-12-31 | $89.95 Billion | +1.95% |
| 2020-12-31 | $88.24 Billion | +23.30% |
| 2019-12-31 | $71.56 Billion | +12.26% |
| 2018-12-31 | $63.74 Billion | +5.55% |
| 2017-12-31 | $60.39 Billion | +16.77% |
| 2016-12-31 | $51.72 Billion | +3.44% |
| 2015-12-31 | $50.00 Billion | +23.87% |
| 2014-12-31 | $40.37 Billion | +11.57% |
| 2013-12-31 | $36.18 Billion | +36.01% |
| 2012-12-31 | $26.60 Billion | +17.12% |
| 2011-12-31 | $22.71 Billion | +3.80% |
| 2010-12-31 | $21.88 Billion | +19.95% |
| 2009-12-31 | $18.24 Billion | +9.54% |
| 2008-12-31 | $16.65 Billion | +39.50% |
| 2007-12-31 | $11.94 Billion | +31.22% |
| 2006-12-31 | $9.10 Billion | -- |