Lemonade Inc

NYSE:LMND USA Insurance - Property & Casualty
Market Cap
$5.00 Billion
Market Cap Rank
#2938 Global
#1993 in USA
Share Price
$66.87
Change (1 day)
+15.81%
52-Week Range
$25.12 - $96.57
All Time High
$183.26
About

Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom. The company offers renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also provides insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to… Read more

Lemonade Inc (LMND) - Total Assets

Latest total assets as of September 2025: $1.92 Billion USD

Based on the latest financial reports, Lemonade Inc (LMND) holds total assets worth $1.92 Billion USD as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Lemonade Inc - Total Assets Trend (2017–2024)

This chart illustrates how Lemonade Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Lemonade Inc - Asset Composition Analysis

Current Asset Composition (December 2024)

Lemonade Inc's total assets of $1.92 Billion consist of 37.2% current assets and 62.9% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 20.3%
Accounts Receivable $475.40 Million 25.7%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $13.60 Million 0.7%
Goodwill $19.00 Million 1.0%

Asset Composition Trend (2017–2024)

This chart illustrates how Lemonade Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Lemonade Inc's current assets represent 37.2% of total assets in 2024, a decrease from 88.6% in 2017.
  • Cash Position: Cash and equivalents constituted 20.3% of total assets in 2024, down from 41.7% in 2017.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2017.
  • Asset Diversification: The largest asset category is accounts receivable at 25.7% of total assets.

Lemonade Inc Competitors by Total Assets

Key competitors of Lemonade Inc based on total assets are shown below.

Company Country Total Assets
Hanwha General
KO:000370
Korea ₩20.72 Trillion
Lotte Non-Life
KO:000400
Korea ₩14.88 Trillion
Heungkuk F&M I
KO:000540
Korea ₩13.12 Trillion
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545
Korea ₩13.12 Trillion
Samsung Fire & Marine Insurance
KO:000810
Korea ₩88.44 Trillion
Samsung Fire And Marine Ins Pref
KO:000815
Korea ₩88.44 Trillion
Hyundai Mar&Fi
KO:001450
Korea ₩50.71 Trillion
DB Insurance Co Ltd
KO:005830
Korea ₩72.11 Trillion

Lemonade Inc - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.06 - 0.33

Lower asset utilization - Lemonade Inc generates 0.28x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -69.38% - -10.94%

Negative ROA - Lemonade Inc is currently not profitable relative to its asset base.

Lemonade Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 2.30 4.38 57.97
Quick Ratio 2.30 11.96 57.97
Cash Ratio 0.00 0.00 0.00
Working Capital $360.50 Million $ 592.80 Million $ 347.50 Million

Lemonade Inc - Advanced Valuation Insights

This section examines the relationship between Lemonade Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 9.23
Latest Market Cap to Assets Ratio 2.50
Asset Growth Rate (YoY) 42.4%
Total Assets $1.85 Billion
Market Capitalization $4.62 Billion USD

Valuation Analysis

Premium Asset Valuation: The market values Lemonade Inc's assets at a significant premium ( 2.50x), suggesting investors see substantial growth potential or unique competitive advantages.

Rapid Asset Growth: Lemonade Inc's assets grew by 42.4% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Lemonade Inc (2017–2024)

The table below shows the annual total assets of Lemonade Inc from 2017 to 2024.

Year Total Assets Change
2024-12-31 $1.85 Billion +42.39%
2023-12-31 $1.30 Billion -23.19%
2022-12-31 $1.69 Billion +11.93%
2021-12-31 $1.51 Billion +82.27%
2020-12-31 $828.70 Million +100.02%
2019-12-31 $414.30 Million +169.38%
2018-12-31 $153.80 Million +279.75%
2017-12-31 $40.50 Million --