Prosperity Bancshares Inc
Prosperity Bancshares, Inc. operates as bank holding company for the Prosperity Bank that provides financial products and services to businesses and consumers. It accepts various deposit products, such as demand, savings, money market, and time accounts; and certificates of deposit. The company also offers 1-4 family residential mortgage, commercial real estate and multifamily residential, commer… Read more
Prosperity Bancshares Inc (PB) - Total Assets
Latest total assets as of December 2025: $38.46 Billion USD
Based on the latest financial reports, Prosperity Bancshares Inc (PB) holds total assets worth $38.46 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Prosperity Bancshares Inc - Total Assets Trend (1997–2025)
This chart illustrates how Prosperity Bancshares Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Prosperity Bancshares Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Prosperity Bancshares Inc's total assets of $38.46 Billion consist of 27.8% current assets and 72.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.8% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $383.45 Million | 1.0% |
| Intangible Assets | $53.55 Million | 0.1% |
| Goodwill | $3.50 Billion | 9.1% |
Asset Composition Trend (1997–2025)
This chart illustrates how Prosperity Bancshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Prosperity Bancshares Inc's current assets represent 27.8% of total assets in 2025, an increase from 6.3% in 1997.
- Cash Position: Cash and equivalents constituted 0.8% of total assets in 2025, down from 5.5% in 1997.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 9.0% of total assets, an increase from 0.0% in 1997.
- Asset Diversification: The largest asset category is goodwill at 9.1% of total assets.
Prosperity Bancshares Inc Competitors by Total Assets
Key competitors of Prosperity Bancshares Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kraft Bank Asa
OL:KRAB
|
Norway | Nkr4.42 Billion |
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
China | CN¥765.57 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
Prosperity Bancshares Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Prosperity Bancshares Inc generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Prosperity Bancshares Inc generates $ 1.41 in net profit.
Prosperity Bancshares Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.45 | 0.46 | 0.09 |
| Quick Ratio | 0.45 | 0.46 | 0.09 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-12.83 Billion | $ -15.59 Billion | $ -26.48 Billion |
Prosperity Bancshares Inc - Advanced Valuation Insights
This section examines the relationship between Prosperity Bancshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.93 |
| Latest Market Cap to Assets Ratio | 0.15 |
| Asset Growth Rate (YoY) | -2.8% |
| Total Assets | $38.46 Billion |
| Market Capitalization | $5.78 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Prosperity Bancshares Inc's assets below their book value (0.15 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Prosperity Bancshares Inc's assets decreased by 2.8% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Prosperity Bancshares Inc (1997–2025)
The table below shows the annual total assets of Prosperity Bancshares Inc from 1997 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $38.46 Billion | -2.79% |
| 2024-12-31 | $39.57 Billion | +2.64% |
| 2023-12-31 | $38.55 Billion | +2.28% |
| 2022-12-31 | $37.69 Billion | -0.38% |
| 2021-12-31 | $37.83 Billion | +11.08% |
| 2020-12-31 | $34.06 Billion | +5.82% |
| 2019-12-31 | $32.19 Billion | +41.83% |
| 2018-12-31 | $22.69 Billion | +0.47% |
| 2017-12-31 | $22.59 Billion | +1.15% |
| 2016-12-31 | $22.33 Billion | +1.33% |
| 2015-12-31 | $22.04 Billion | +2.46% |
| 2014-12-31 | $21.51 Billion | +15.37% |
| 2013-12-31 | $18.64 Billion | +27.83% |
| 2012-12-31 | $14.58 Billion | +48.47% |
| 2011-12-31 | $9.82 Billion | +3.65% |
| 2010-12-31 | $9.48 Billion | +7.08% |
| 2009-12-31 | $8.85 Billion | -2.45% |
| 2008-12-31 | $9.07 Billion | +42.37% |
| 2007-12-31 | $6.37 Billion | +38.93% |
| 2006-12-31 | $4.59 Billion | +27.91% |
| 2005-12-31 | $3.59 Billion | +32.95% |
| 2004-12-31 | $2.70 Billion | +12.45% |
| 2003-12-31 | $2.40 Billion | +31.63% |
| 2002-12-31 | $1.82 Billion | +44.36% |
| 2001-12-31 | $1.26 Billion | +10.14% |
| 2000-12-31 | $1.15 Billion | +88.29% |
| 1999-12-31 | $608.70 Million | +39.51% |
| 1998-12-31 | $436.30 Million | +36.30% |
| 1997-12-31 | $320.10 Million | -- |