Ready Capital Corp

NYSE:RC USA REIT - Mortgage
Market Cap
$264.27 Million
Market Cap Rank
#14159 Global
#5744 in USA
Share Price
$1.63
Change (1 day)
-4.12%
52-Week Range
$1.63 - $5.16
All Time High
$11.12
About

Ready Capital Corporation operates as a real estate finance company in the United States. It operates through two segments: LMM Commercial Real Estate and Small Business Lending. The LMM Commercial Real Estate segment originates LLM loans across the full life-cycle of an LLM property, including construction, bridge, stabilized, and agency loan origination channels. The Small Business Lending segm… Read more

Ready Capital Corp (RC) - Total Assets

Latest total assets as of September 2025: $8.33 Billion USD

Based on the latest financial reports, Ready Capital Corp (RC) holds total assets worth $8.33 Billion USD as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Ready Capital Corp - Total Assets Trend (2011–2024)

This chart illustrates how Ready Capital Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Ready Capital Corp - Asset Composition Analysis

Current Asset Composition (December 2024)

Ready Capital Corp's total assets of $8.33 Billion consist of 1.4% current assets and 98.6% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $143.80 Million 1.4%
Accounts Receivable $247.62 Million 2.4%
Inventory $0.00 0.0%
Property, Plant & Equipment $7.36 Million 0.1%
Intangible Assets $165.45 Million 1.6%
Goodwill $49.50 Million 0.5%

Asset Composition Trend (2011–2024)

This chart illustrates how Ready Capital Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Ready Capital Corp's current assets represent 1.4% of total assets in 2024, a decrease from 4.1% in 2011.
  • Cash Position: Cash and equivalents constituted 1.4% of total assets in 2024, down from 4.1% in 2011.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2011.
  • Asset Diversification: The largest asset category is accounts receivable at 2.4% of total assets.

Ready Capital Corp Competitors by Total Assets

Key competitors of Ready Capital Corp based on total assets are shown below.

Ready Capital Corp - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.00 - 0.07

Lower asset utilization - Ready Capital Corp generates 0.00x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -4.30% - 2.73%

Negative ROA - Ready Capital Corp is currently not profitable relative to its asset base.

Ready Capital Corp - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.20 0.15 0.07
Quick Ratio 0.20 0.15 0.13
Cash Ratio 0.20 0.15 0.00
Working Capital $-573.65 Million $ -1.03 Billion $ -528.83 Million

Ready Capital Corp - Advanced Valuation Insights

This section examines the relationship between Ready Capital Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.16
Latest Market Cap to Assets Ratio 0.02
Asset Growth Rate (YoY) -18.5%
Total Assets $10.14 Billion
Market Capitalization $234.98 Million USD

Valuation Analysis

Below Book Valuation: The market values Ready Capital Corp's assets below their book value (0.02 x), which may indicate investor concerns about asset quality or future growth.

Significant Asset Reduction: Ready Capital Corp's assets decreased by 18.5% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.

Annual Total Assets for Ready Capital Corp (2011–2024)

The table below shows the annual total assets of Ready Capital Corp from 2011 to 2024.

Year Total Assets Change
2024-12-31 $10.14 Billion -18.48%
2023-12-31 $12.44 Billion +7.06%
2022-12-31 $11.62 Billion +21.89%
2021-12-31 $9.53 Billion +77.47%
2020-12-31 $5.37 Billion +7.94%
2019-12-31 $4.98 Billion +63.89%
2018-12-31 $3.04 Billion +20.34%
2017-12-31 $2.52 Billion -3.14%
2016-12-31 $2.61 Billion +236.10%
2015-12-31 $775.14 Million -2.18%
2014-12-31 $792.40 Million +27.79%
2013-12-31 $620.08 Million +207.51%
2012-12-31 $201.65 Million +30.85%
2011-12-31 $154.11 Million --