Ready Capital Corp - Asset Resilience Ratio
Ready Capital Corp (RC) has an Asset Resilience Ratio of 1.77% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore how large is Ready Capital Corp's balance sheet for the complete picture of this company's asset base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2024)
This chart shows how Ready Capital Corp's Asset Resilience Ratio has changed over time. See Ready Capital Corp (RC) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Ready Capital Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Ready Capital Corp market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $147.50 Million | 1.77% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $147.50 Million | 1.77% |
Asset Resilience Insights
- Limited Liquidity: Ready Capital Corp maintains only 1.77% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Ready Capital Corp Industry Peers by Asset Resilience Ratio
Compare Ready Capital Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
360 Capital Mortgage REIT
AU:TCF |
REIT - Mortgage | 99.15% |
|
TWO HARBORS INV. DL-0001
F:2H2 |
REIT - Mortgage | 0.00% |
|
Annaly Capital Management, Inc.
NYSE:NLY |
REIT - Mortgage | 7.75% |
|
AGNC Investment Corp.
NASDAQ:AGNC |
REIT - Mortgage | 0.13% |
|
Starwood Property Trust Inc
NYSE:STWD |
REIT - Mortgage | 0.14% |
|
Rithm Capital Corp.
NYSE:RITM |
REIT - Mortgage | 9.85% |
|
Blackstone Mortgage Trust Inc
NYSE:BXMT |
REIT - Mortgage | 0.02% |
|
Dynex Capital Inc
NYSE:DX |
REIT - Mortgage | 3.06% |
Annual Asset Resilience Ratio for Ready Capital Corp (2012–2024)
The table below shows the annual Asset Resilience Ratio data for Ready Capital Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 1.42% | $143.80 Million | $10.14 Billion | +0.29pp |
| 2023-12-31 | 1.13% | $140.94 Million | $12.44 Billion | -1.29pp |
| 2022-12-31 | 2.42% | $281.68 Million | $11.62 Billion | -0.54pp |
| 2021-12-31 | 2.97% | $282.86 Million | $9.53 Billion | -0.22pp |
| 2020-12-31 | 3.19% | $171.17 Million | $5.37 Billion | -0.09pp |
| 2019-12-31 | 3.28% | $163.21 Million | $4.98 Billion | -1.61pp |
| 2018-12-31 | 4.89% | $148.41 Million | $3.04 Billion | +2.09pp |
| 2017-12-31 | 2.80% | $70.67 Million | $2.52 Billion | -11.77pp |
| 2016-12-31 | 14.57% | $379.55 Million | $2.61 Billion | +14.30pp |
| 2013-12-31 | 0.27% | $1.68 Million | $620.08 Million | -1.22pp |
| 2012-12-31 | 1.49% | $3.00 Million | $201.65 Million | -- |
About Ready Capital Corp
Ready Capital Corporation operates as a real estate finance company in the United States. It operates through two segments: LMM Commercial Real Estate and Small Business Lending. The LMM Commercial Real Estate segment originates LLM loans across the full life-cycle of an LLM property, including construction, bridge, stabilized, and agency loan origination channels. The Small Business Lending segm… Read more