Regional Management Corp
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment a… Read more
Regional Management Corp (RM) - Total Assets
Latest total assets as of December 2025: $2.10 Billion USD
Based on the latest financial reports, Regional Management Corp (RM) holds total assets worth $2.10 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Regional Management Corp - Total Assets Trend (2010–2025)
This chart illustrates how Regional Management Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Regional Management Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
Regional Management Corp's total assets of $2.10 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 4.7% |
| Accounts Receivable | $1.87 Billion | 88.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $56.98 Million | 2.7% |
| Intangible Assets | $31.78 Million | 1.5% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2010–2025)
This chart illustrates how Regional Management Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Regional Management Corp's current assets represent 0.0% of total assets in 2025, a decrease from 0.8% in 2010.
- Cash Position: Cash and equivalents constituted 4.7% of total assets in 2025, up from 0.4% in 2010.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2010.
- Asset Diversification: The largest asset category is accounts receivable at 88.7% of total assets.
Regional Management Corp Competitors by Total Assets
Key competitors of Regional Management Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Regional Management Corp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Regional Management Corp generates 0.31x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Regional Management Corp generates $ 2.11 in net profit.
Regional Management Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.01 | 0.02 | 0.01 |
| Quick Ratio | 0.01 | 0.02 | -0.72 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-376.40 Million | $ -244.42 Million | $ -1.56 Billion |
Regional Management Corp - Advanced Valuation Insights
This section examines the relationship between Regional Management Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.89 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | 10.2% |
| Total Assets | $2.10 Billion |
| Market Capitalization | $215.32 Million USD |
Valuation Analysis
Below Book Valuation: The market values Regional Management Corp's assets below their book value (0.10 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Regional Management Corp's assets grew by 10.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Regional Management Corp (2010–2025)
The table below shows the annual total assets of Regional Management Corp from 2010 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.10 Billion | +10.20% |
| 2024-12-31 | $1.91 Billion | +6.39% |
| 2023-12-31 | $1.79 Billion | +4.03% |
| 2022-12-31 | $1.72 Billion | +18.18% |
| 2021-12-31 | $1.46 Billion | +32.23% |
| 2020-12-31 | $1.10 Billion | -4.72% |
| 2019-12-31 | $1.16 Billion | +21.14% |
| 2018-12-31 | $956.39 Million | +15.30% |
| 2017-12-31 | $829.48 Million | +16.46% |
| 2016-12-31 | $712.22 Million | +13.22% |
| 2015-12-31 | $629.07 Million | +18.63% |
| 2014-12-31 | $530.27 Million | -0.68% |
| 2013-12-31 | $533.89 Million | +22.87% |
| 2012-12-31 | $434.52 Million | +42.86% |
| 2011-12-31 | $304.15 Million | +26.02% |
| 2010-12-31 | $241.36 Million | -- |