Regional Management Corp Asset Resilience Ratio
Regional Management Corp asset resilience ratio. Regional Management Corp (RM) has an Asset Resilience Ratio of 1.18% as of December 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See RM defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Regional Management Corp (2010–2022)
Asset resilience ratio of Regional Management Corp from 2010 to 2022. This chart shows how Regional Management Corp's Asset Resilience Ratio has changed over time. Read debt load of Regional Management Corp for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Regional Management Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Regional Management Corp (RM) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $20.42 Million | 1.18% |
| Total Liquid Assets | $20.42 Million | 1.18% |
Asset Resilience Insights
- Limited Liquidity: Regional Management Corp maintains only 1.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Regional Management Corp Industry Peers by Asset Resilience Ratio
Compare Regional Management Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Regional Management Corp Asset Resilience Ratio by Year (2010–2022)
Regional Management Corp asset resilience ratio by year from 2010 to 2022. The table below shows the annual Asset Resilience Ratio data for Regional Management Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-12-31 | 1.18% | $20.42 Million | $1.72 Billion | +0.73pp |
| 2021-12-31 | 0.45% | $6.59 Million | $1.46 Billion | +0.43pp |
| 2020-12-31 | 0.02% | $265.00K | $1.10 Billion | -2.00pp |
| 2017-12-31 | 2.02% | $16.79 Million | $829.48 Million | +0.86pp |
| 2016-12-31 | 1.16% | $8.30 Million | $712.22 Million | -0.51pp |
| 2015-12-31 | 1.67% | $10.51 Million | $629.07 Million | +1.31pp |
| 2014-12-31 | 0.36% | $1.90 Million | $530.27 Million | +0.00pp |
| 2013-12-31 | 0.36% | $1.90 Million | $533.89 Million | +0.36pp |
| 2012-12-31 | 0.00% | $1.00K | $434.52 Million | -0.44pp |
| 2011-12-31 | 0.44% | $1.34 Million | $304.15 Million | +0.07pp |
| 2010-12-31 | 0.37% | $888.00K | $241.36 Million | -- |
About Regional Management Corp
Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment a… Read more