U.S. Bancorp

NYSE:USB USA Banks - Regional
Market Cap
$80.18 Billion
Market Cap Rank
#256 Global
#202 in USA
Share Price
$51.58
Change (1 day)
+0.82%
52-Week Range
$36.40 - $60.69
All Time High
$60.69
About

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segmen… Read more

U.S. Bancorp (USB) - Total Assets

Latest total assets as of September 2025: $695.36 Billion USD

Based on the latest financial reports, U.S. Bancorp (USB) holds total assets worth $695.36 Billion USD as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

U.S. Bancorp - Total Assets Trend (1989–2024)

This chart illustrates how U.S. Bancorp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

U.S. Bancorp - Asset Composition Analysis

Current Asset Composition (December 2024)

U.S. Bancorp's total assets of $695.36 Billion consist of 22.3% current assets and 77.7% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 8.3%
Accounts Receivable $8.27 Billion 1.2%
Inventory $0.00 0.0%
Property, Plant & Equipment $3.56 Billion 0.5%
Intangible Assets $5.55 Billion 0.8%
Goodwill $12.54 Billion 1.9%

Asset Composition Trend (1989–2024)

This chart illustrates how U.S. Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: U.S. Bancorp's current assets represent 22.3% of total assets in 2024, an increase from 11.3% in 1989.
  • Cash Position: Cash and equivalents constituted 8.3% of total assets in 2024, down from 11.3% in 1989.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1989.
  • Asset Diversification: The largest asset category is goodwill at 1.9% of total assets.

U.S. Bancorp Competitors by Total Assets

Key competitors of U.S. Bancorp based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

U.S. Bancorp - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.04 - 0.06

Lower asset utilization - U.S. Bancorp generates 0.06x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.82% - 1.52%

Moderate ROA - For every $100 in assets, U.S. Bancorp generates $ 0.93 in net profit.

U.S. Bancorp - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.12 0.30 0.48
Quick Ratio 0.12 0.30 0.48
Cash Ratio 0.00 0.00 0.00
Working Capital $-474.96 Billion $ -380.94 Billion $ -228.81 Billion

U.S. Bancorp - Advanced Valuation Insights

This section examines the relationship between U.S. Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.53
Latest Market Cap to Assets Ratio 0.12
Asset Growth Rate (YoY) 2.2%
Total Assets $678.32 Billion
Market Capitalization $79.95 Billion USD

Valuation Analysis

Below Book Valuation: The market values U.S. Bancorp's assets below their book value (0.12 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: U.S. Bancorp's assets grew by 2.2% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for U.S. Bancorp (1989–2024)

The table below shows the annual total assets of U.S. Bancorp from 1989 to 2024.

Year Total Assets Change
2024-12-31 $678.32 Billion +2.23%
2023-12-31 $663.49 Billion -1.68%
2022-12-31 $674.80 Billion +17.71%
2021-12-31 $573.28 Billion +3.50%
2020-12-31 $553.90 Billion +11.80%
2019-12-31 $495.43 Billion +6.00%
2018-12-31 $467.37 Billion +1.15%
2017-12-31 $462.04 Billion +3.60%
2016-12-31 $445.96 Billion +5.72%
2015-12-31 $421.85 Billion +4.80%
2014-12-31 $402.53 Billion +10.58%
2013-12-31 $364.02 Billion +2.87%
2012-12-31 $353.86 Billion +4.04%
2011-12-31 $340.12 Billion +10.51%
2010-12-31 $307.79 Billion +9.46%
2009-12-31 $281.18 Billion +5.74%
2008-12-31 $265.91 Billion +11.91%
2007-12-31 $237.62 Billion +8.39%
2006-12-31 $219.23 Billion +4.66%
2005-12-31 $209.47 Billion +7.36%
2004-12-31 $195.10 Billion +2.97%
2003-12-31 $189.47 Billion +5.25%
2002-12-31 $180.03 Billion +5.04%
2001-12-31 $171.39 Billion +3.92%
2000-12-31 $164.92 Billion +102.28%
1999-12-31 $81.53 Billion +9.77%
1998-12-31 $74.28 Billion +126.03%
1997-12-31 $32.86 Billion +225.55%
1996-12-31 $10.09 Billion +5.44%
1995-12-31 $9.57 Billion +1.94%
1994-12-31 $9.39 Billion -64.41%
1993-12-31 $26.39 Billion -0.90%
1992-12-31 $26.62 Billion +300.62%
1991-12-31 $6.65 Billion +5.57%
1990-12-31 $6.30 Billion +5.82%
1989-12-31 $5.95 Billion --