U.S. Bancorp - Asset Resilience Ratio
U.S. Bancorp (USB) has an Asset Resilience Ratio of 12.36% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See USB current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1992–2025)
This chart shows how U.S. Bancorp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see USB current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down U.S. Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore U.S. Bancorp (USB) investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $89.76 Billion | 12.36% |
| Total Liquid Assets | $89.76 Billion | 12.36% |
Asset Resilience Insights
- Moderate Liquidity: U.S. Bancorp has 12.36% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
U.S. Bancorp Industry Peers by Asset Resilience Ratio
Compare U.S. Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for U.S. Bancorp (1992–2025)
The table below shows the annual Asset Resilience Ratio data for U.S. Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 13.12% | $90.84 Billion | $692.35 Billion | +0.39pp |
| 2024-12-31 | 12.73% | $86.36 Billion | $678.32 Billion | +2.28pp |
| 2023-12-31 | 10.46% | $69.37 Billion | $663.49 Billion | -0.22pp |
| 2022-12-31 | 10.68% | $72.05 Billion | $674.80 Billion | -12.42pp |
| 2021-12-31 | 23.10% | $132.41 Billion | $573.28 Billion | -1.54pp |
| 2020-12-31 | 24.63% | $136.44 Billion | $553.90 Billion | -0.06pp |
| 2019-12-31 | 24.69% | $122.34 Billion | $495.43 Billion | +10.99pp |
| 2018-12-31 | 13.71% | $64.06 Billion | $467.37 Billion | -0.89pp |
| 2017-12-31 | 14.60% | $67.45 Billion | $462.04 Billion | -0.10pp |
| 2016-12-31 | 14.69% | $65.53 Billion | $445.96 Billion | +0.24pp |
| 2015-12-31 | 14.46% | $60.98 Billion | $421.85 Billion | +0.61pp |
| 2014-12-31 | 13.85% | $55.74 Billion | $402.53 Billion | +2.91pp |
| 2013-12-31 | 10.94% | $39.83 Billion | $364.02 Billion | +0.18pp |
| 2012-12-31 | 10.77% | $38.10 Billion | $353.86 Billion | -2.50pp |
| 2011-12-31 | 13.26% | $45.11 Billion | $340.12 Billion | -3.47pp |
| 2010-12-31 | 16.74% | $51.51 Billion | $307.79 Billion | +0.83pp |
| 2009-12-31 | 15.90% | $44.72 Billion | $281.18 Billion | +1.06pp |
| 2008-12-31 | 14.84% | $39.47 Billion | $265.91 Billion | -3.27pp |
| 2007-12-31 | 18.11% | $43.04 Billion | $237.62 Billion | -0.15pp |
| 2006-12-31 | 18.26% | $40.03 Billion | $219.23 Billion | -0.67pp |
| 2005-12-31 | 18.93% | $39.66 Billion | $209.47 Billion | +18.85pp |
| 2003-12-31 | 0.08% | $152.00 Million | $189.47 Billion | -0.42pp |
| 2002-12-31 | 0.50% | $898.00 Million | $180.03 Billion | -0.07pp |
| 2001-12-31 | 0.57% | $982.00 Million | $171.39 Billion | -0.16pp |
| 2000-12-31 | 0.73% | $1.21 Billion | $164.92 Billion | -1.30pp |
| 1999-12-31 | 2.03% | $1.65 Billion | $81.53 Billion | +1.85pp |
| 1998-12-31 | 0.17% | $129.30 Million | $74.28 Billion | +0.17pp |
| 1997-12-31 | 0.01% | $2.30 Million | $32.86 Billion | -5.06pp |
| 1993-12-31 | 5.07% | $1.34 Billion | $26.39 Billion | -1.35pp |
| 1992-12-31 | 6.42% | $1.71 Billion | $26.62 Billion | -- |
About U.S. Bancorp
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segmen… Read more