U.S. Bancorp - Asset Resilience Ratio
U.S. Bancorp (USB) has an Asset Resilience Ratio of 12.81% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check U.S. Bancorp PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1992–2024)
This chart shows how U.S. Bancorp's Asset Resilience Ratio has changed over time. See U.S. Bancorp (USB) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down U.S. Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of U.S. Bancorp.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $89.06 Billion | 12.81% |
| Total Liquid Assets | $89.06 Billion | 12.81% |
Asset Resilience Insights
- Moderate Liquidity: U.S. Bancorp has 12.81% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
U.S. Bancorp Industry Peers by Asset Resilience Ratio
Compare U.S. Bancorp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for U.S. Bancorp (1992–2024)
The table below shows the annual Asset Resilience Ratio data for U.S. Bancorp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 12.73% | $86.36 Billion | $678.32 Billion | +2.28pp |
| 2023-12-31 | 10.46% | $69.37 Billion | $663.49 Billion | -0.22pp |
| 2022-12-31 | 10.68% | $72.05 Billion | $674.80 Billion | -12.42pp |
| 2021-12-31 | 23.10% | $132.41 Billion | $573.28 Billion | -1.54pp |
| 2020-12-31 | 24.63% | $136.44 Billion | $553.90 Billion | -0.06pp |
| 2019-12-31 | 24.69% | $122.34 Billion | $495.43 Billion | +10.99pp |
| 2018-12-31 | 13.71% | $64.06 Billion | $467.37 Billion | -0.89pp |
| 2017-12-31 | 14.60% | $67.45 Billion | $462.04 Billion | -0.10pp |
| 2016-12-31 | 14.69% | $65.53 Billion | $445.96 Billion | +0.24pp |
| 2015-12-31 | 14.46% | $60.98 Billion | $421.85 Billion | +0.61pp |
| 2014-12-31 | 13.85% | $55.74 Billion | $402.53 Billion | +2.91pp |
| 2013-12-31 | 10.94% | $39.83 Billion | $364.02 Billion | +0.18pp |
| 2012-12-31 | 10.77% | $38.10 Billion | $353.86 Billion | -2.50pp |
| 2011-12-31 | 13.26% | $45.11 Billion | $340.12 Billion | -3.47pp |
| 2010-12-31 | 16.74% | $51.51 Billion | $307.79 Billion | +0.83pp |
| 2009-12-31 | 15.90% | $44.72 Billion | $281.18 Billion | +1.06pp |
| 2008-12-31 | 14.84% | $39.47 Billion | $265.91 Billion | -3.27pp |
| 2007-12-31 | 18.11% | $43.04 Billion | $237.62 Billion | -0.15pp |
| 2006-12-31 | 18.26% | $40.03 Billion | $219.23 Billion | -0.67pp |
| 2005-12-31 | 18.93% | $39.66 Billion | $209.47 Billion | +18.85pp |
| 2003-12-31 | 0.08% | $152.00 Million | $189.47 Billion | -0.42pp |
| 2002-12-31 | 0.50% | $898.00 Million | $180.03 Billion | -0.07pp |
| 2001-12-31 | 0.57% | $982.00 Million | $171.39 Billion | -0.16pp |
| 2000-12-31 | 0.73% | $1.21 Billion | $164.92 Billion | -1.30pp |
| 1999-12-31 | 2.03% | $1.65 Billion | $81.53 Billion | +1.85pp |
| 1998-12-31 | 0.17% | $129.30 Million | $74.28 Billion | +0.17pp |
| 1997-12-31 | 0.01% | $2.30 Million | $32.86 Billion | -5.06pp |
| 1993-12-31 | 5.07% | $1.34 Billion | $26.39 Billion | -1.35pp |
| 1992-12-31 | 6.42% | $1.71 Billion | $26.62 Billion | -- |
About U.S. Bancorp
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segmen… Read more