U.S. Bancorp Asset Resilience Ratio

Latest as of June 2026: 12.36%

U.S. Bancorp asset resilience ratio. U.S. Bancorp (USB) has an Asset Resilience Ratio of 12.36% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See USB defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$89.76 Billion

Cash + Short-term Investments

Total Assets

$725.92 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio of U.S. Bancorp (1992–2025)

Asset resilience ratio of U.S. Bancorp from 1992 to 2025. This chart shows how U.S. Bancorp's Asset Resilience Ratio has changed over time. Read total liabilities of U.S. Bancorp for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down U.S. Bancorp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see USB total assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$89.76 Billion	12.36%
Total Liquid Assets	$89.76 Billion	12.36%

Asset Resilience Insights

Moderate Liquidity: U.S. Bancorp has 12.36% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

U.S. Bancorp Industry Peers by Asset Resilience Ratio

Compare U.S. Bancorp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
BNK Banking Corporation Ltd AU:BBC	Banks - Regional	8.96%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%
Grupo Financiero Galicia S.A. BA:GGAL	Banks - Regional	8.18%
Banco Macro SA B BA:BMA	Banks - Regional	0.55%
BBVA Banco Frances SA BA:BBAR	Banks - Regional	7.45%
Banco Patagonia BA:BPAT	Banks - Regional	0.44%

U.S. Bancorp Asset Resilience Ratio by Year (1992–2025)

U.S. Bancorp asset resilience ratio by year from 1992 to 2025. The table below shows the annual Asset Resilience Ratio data for U.S. Bancorp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	13.12%	$90.84 Billion	$692.35 Billion	+0.39pp
2024-12-31	12.73%	$86.36 Billion	$678.32 Billion	+2.28pp
2023-12-31	10.46%	$69.37 Billion	$663.49 Billion	-0.22pp
2022-12-31	10.68%	$72.05 Billion	$674.80 Billion	-12.42pp
2021-12-31	23.10%	$132.41 Billion	$573.28 Billion	-1.54pp
2020-12-31	24.63%	$136.44 Billion	$553.90 Billion	-0.06pp
2019-12-31	24.69%	$122.34 Billion	$495.43 Billion	+10.99pp
2018-12-31	13.71%	$64.06 Billion	$467.37 Billion	-0.89pp
2017-12-31	14.60%	$67.45 Billion	$462.04 Billion	-0.10pp
2016-12-31	14.69%	$65.53 Billion	$445.96 Billion	+0.24pp
2015-12-31	14.46%	$60.98 Billion	$421.85 Billion	+0.61pp
2014-12-31	13.85%	$55.74 Billion	$402.53 Billion	+2.91pp
2013-12-31	10.94%	$39.83 Billion	$364.02 Billion	+0.18pp
2012-12-31	10.77%	$38.10 Billion	$353.86 Billion	-2.50pp
2011-12-31	13.26%	$45.11 Billion	$340.12 Billion	-3.47pp
2010-12-31	16.74%	$51.51 Billion	$307.79 Billion	+0.83pp
2009-12-31	15.90%	$44.72 Billion	$281.18 Billion	+1.06pp
2008-12-31	14.84%	$39.47 Billion	$265.91 Billion	-3.27pp
2007-12-31	18.11%	$43.04 Billion	$237.62 Billion	-0.15pp
2006-12-31	18.26%	$40.03 Billion	$219.23 Billion	-0.67pp
2005-12-31	18.93%	$39.66 Billion	$209.47 Billion	+18.85pp
2003-12-31	0.08%	$152.00 Million	$189.47 Billion	-0.42pp
2002-12-31	0.50%	$898.00 Million	$180.03 Billion	-0.07pp
2001-12-31	0.57%	$982.00 Million	$171.39 Billion	-0.16pp
2000-12-31	0.73%	$1.21 Billion	$164.92 Billion	-1.30pp
1999-12-31	2.03%	$1.65 Billion	$81.53 Billion	+1.85pp
1998-12-31	0.17%	$129.30 Million	$74.28 Billion	+0.17pp
1997-12-31	0.01%	$2.30 Million	$32.86 Billion	-5.06pp
1993-12-31	5.07%	$1.34 Billion	$26.39 Billion	-1.35pp
1992-12-31	6.42%	$1.71 Billion	$26.62 Billion	--

pp = percentage points

About U.S. Bancorp

NYSE:USB USA Banks - Regional

Market Cap

$93.31 Billion

Market Cap Rank

#276 Global

#143 in USA

Share Price

$59.89

Change (1 day)

-0.99%

52-Week Range

$45.47 - $65.42

All Time High

$65.42