Universal Insurance Holdings Inc
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles cove… Read more
Universal Insurance Holdings Inc (UVE) - Total Assets
Latest total assets as of September 2025: $3.09 Billion USD
Based on the latest financial reports, Universal Insurance Holdings Inc (UVE) holds total assets worth $3.09 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Universal Insurance Holdings Inc - Total Assets Trend (1991–2024)
This chart illustrates how Universal Insurance Holdings Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Universal Insurance Holdings Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
Universal Insurance Holdings Inc's total assets of $3.09 Billion consist of 56.6% current assets and 43.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $259.44 Million | 9.1% |
| Accounts Receivable | $705.55 Million | 24.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $56.98 Million | 2.0% |
| Intangible Assets | $121.18 Million | 4.3% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1991–2024)
This chart illustrates how Universal Insurance Holdings Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Universal Insurance Holdings Inc's current assets represent 56.6% of total assets in 2024, an increase from 21.4% in 1991.
- Cash Position: Cash and equivalents constituted 9.1% of total assets in 2024, down from 21.4% in 1991.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, an increase from 0.0% in 1991.
- Asset Diversification: The largest asset category is accounts receivable at 24.8% of total assets.
Universal Insurance Holdings Inc Competitors by Total Assets
Key competitors of Universal Insurance Holdings Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Hanwha General
KO:000370
|
Korea | ₩20.72 Trillion |
|
Lotte Non-Life
KO:000400
|
Korea | ₩14.88 Trillion |
|
Heungkuk F&M I
KO:000540
|
Korea | ₩13.12 Trillion |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545
|
Korea | ₩13.12 Trillion |
|
Samsung Fire & Marine Insurance
KO:000810
|
Korea | ₩88.44 Trillion |
|
Samsung Fire And Marine Ins Pref
KO:000815
|
Korea | ₩88.44 Trillion |
|
Hyundai Mar&Fi
KO:001450
|
Korea | ₩50.71 Trillion |
|
DB Insurance Co Ltd
KO:005830
|
Korea | ₩72.11 Trillion |
Universal Insurance Holdings Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Moderate asset utilization - Universal Insurance Holdings Inc generates 0.54x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Universal Insurance Holdings Inc generates $ 2.07 in net profit.
Universal Insurance Holdings Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 151.92 | 2.11 | 17.86 |
| Quick Ratio | 151.92 | 2.08 | 17.86 |
| Cash Ratio | 110.57 | 0.40 | 0.00 |
| Working Capital | $552.96 Million | $ 933.32 Million | $ 1.18 Billion |
Universal Insurance Holdings Inc - Advanced Valuation Insights
This section examines the relationship between Universal Insurance Holdings Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.80 |
| Latest Market Cap to Assets Ratio | 0.30 |
| Asset Growth Rate (YoY) | 22.7% |
| Total Assets | $2.84 Billion |
| Market Capitalization | $865.98 Million USD |
Valuation Analysis
Below Book Valuation: The market values Universal Insurance Holdings Inc's assets below their book value (0.30 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Universal Insurance Holdings Inc's assets grew by 22.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Universal Insurance Holdings Inc (1991–2024)
The table below shows the annual total assets of Universal Insurance Holdings Inc from 1991 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $2.84 Billion | +22.68% |
| 2023-12-31 | $2.32 Billion | -19.85% |
| 2022-12-31 | $2.89 Billion | +40.56% |
| 2021-12-31 | $2.06 Billion | +16.91% |
| 2020-12-31 | $1.76 Billion | +2.26% |
| 2019-12-31 | $1.72 Billion | -7.45% |
| 2018-12-31 | $1.86 Billion | +27.72% |
| 2017-12-31 | $1.45 Billion | +37.26% |
| 2016-12-31 | $1.06 Billion | +6.69% |
| 2015-12-31 | $993.55 Million | +8.97% |
| 2014-12-31 | $911.77 Million | -0.90% |
| 2013-12-31 | $920.09 Million | -0.61% |
| 2012-12-31 | $925.74 Million | +3.55% |
| 2011-12-31 | $894.03 Million | +16.68% |
| 2010-12-31 | $766.23 Million | +12.97% |
| 2009-12-31 | $678.25 Million | +24.53% |
| 2008-12-31 | $544.64 Million | +10.98% |
| 2007-12-31 | $490.73 Million | +1.89% |
| 2006-12-31 | $481.61 Million | +166.03% |
| 2005-12-31 | $181.03 Million | +58.80% |
| 2004-12-31 | $114.00 Million | +223.54% |
| 2003-12-31 | $35.24 Million | +5.52% |
| 2002-12-31 | $33.39 Million | +12.09% |
| 2001-12-31 | $29.79 Million | -0.92% |
| 2000-12-31 | $30.07 Million | -0.11% |
| 1999-12-31 | $30.10 Million | +12.73% |
| 1998-12-31 | $26.70 Million | +4350.00% |
| 1997-12-31 | $600.00K | -75.00% |
| 1996-12-31 | $2.40 Million | 0.00% |
| 1995-12-31 | $2.40 Million | +26.32% |
| 1994-12-31 | $1.90 Million | -34.48% |
| 1993-12-31 | $2.90 Million | -25.64% |
| 1992-12-31 | $3.90 Million | +178.57% |
| 1991-12-31 | $1.40 Million | -- |