Exzeo Group, Inc.
Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents. The company offers an Insurance-as-a-Service (IaaS) platform that provides solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. It serves property and casua… Read more
Exzeo Group, Inc. (XZO) - Total Assets
Latest total assets as of September 2025: $182.25 Million USD
Based on the latest financial reports, Exzeo Group, Inc. (XZO) holds total assets worth $182.25 Million USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Exzeo Group, Inc. - Total Assets Trend (2019–2024)
This chart illustrates how Exzeo Group, Inc.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Exzeo Group, Inc. - Asset Composition Analysis
Current Asset Composition (December 2024)
Exzeo Group, Inc.'s total assets of $182.25 Million consist of 75.0% current assets and 25.0% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $54.50 Million | 60.8% |
| Accounts Receivable | $5.68 Million | 6.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $18.80 Million | 21.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2019–2024)
This chart illustrates how Exzeo Group, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Exzeo Group, Inc.'s current assets represent 75.0% of total assets in 2024, an increase from 0.0% in 2019.
- Cash Position: Cash and equivalents constituted 60.8% of total assets in 2024, up from 53.9% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2019.
- Asset Diversification: The largest asset category is cash and equivalents at 60.8% of total assets.
Exzeo Group, Inc. Competitors by Total Assets
Key competitors of Exzeo Group, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Union Insurance Co Ltd
TW:2816
|
Taiwan | NT$19.37 Billion |
|
SEOUL GUARANTEE INSURANCE
KO:031210
|
Korea | ₩9.39 Trillion |
|
Allianz Malaysia Bhd
KLSE:1163PA
|
Malaysia | RM30.00 Billion |
|
MAA Group Bhd
KLSE:1198
|
Malaysia | RM414.90 Million |
|
A Plus Asset Advisor Co Ltd
KO:244920
|
Korea | ₩496.08 Billion |
|
Tune Protect Group Bhd
KLSE:5230
|
Malaysia | RM1.20 Billion |
|
Alm. Brand A/S
PINK:ABDBY
|
USA | $32.02 Billion |
|
Arch Capital Group Ltd
NASDAQ:ACGL
|
USA | $67.06 Billion |
Exzeo Group, Inc. - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Strong asset utilization - Exzeo Group, Inc. generates 1.49x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Excellent ROA - For every $100 in assets, Exzeo Group, Inc. generates $ 49.20 in net profit.
Exzeo Group, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.73 | 1.47 | - |
| Quick Ratio | 1.73 | 1.47 | - |
| Cash Ratio | 1.50 | 1.18 | - |
| Working Capital | $68.72 Million | $ 44.54 Million | - |
Exzeo Group, Inc. - Advanced Valuation Insights
This section examines the relationship between Exzeo Group, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 30.26 |
| Latest Market Cap to Assets Ratio | 2.01 |
| Asset Growth Rate (YoY) | -85.7% |
| Total Assets | $89.64 Million |
| Market Capitalization | $179.76 Million USD |
Valuation Analysis
Premium Asset Valuation: The market values Exzeo Group, Inc.'s assets at a significant premium ( 2.01x), suggesting investors see substantial growth potential or unique competitive advantages.
Significant Asset Reduction: Exzeo Group, Inc.'s assets decreased by 85.7% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Exzeo Group, Inc. (2019–2024)
The table below shows the annual total assets of Exzeo Group, Inc. from 2019 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $89.64 Million | -85.67% |
| 2023-12-31 | $625.57 Million | +289.12% |
| 2020-12-31 | $160.76 Million | +67.06% |
| 2019-12-31 | $96.23 Million | -- |