Banco de Credito e Inversiones

SN:BCI Chile Banks - Regional
Market Cap
$13.05 Billion
CL$13.12 Trillion CLP
Market Cap Rank
#2892 Global
#4 in Chile
Share Price
CL$60000.00
Change (1 day)
+1.71%
52-Week Range
CL$31900.00 - CL$66399.00
All Time High
CL$66399.00
About

Banco de Crédito e Inversiones provides various banking products and services in Chile, United States, and Peru. The company offers checking and current accounts; cards; mortgage and consumer credit, insurance, and investment services. It also offers short term and long term commercial credit, guarantee note, factoring, overdraft line, and leasing services. In addition, the company provides proje… Read more

Banco de Credito e Inversiones (BCI) - Total Assets

Latest total assets as of June 2025: CL$82.28 Trillion CLP

Based on the latest financial reports, Banco de Credito e Inversiones (BCI) holds total assets worth CL$82.28 Trillion CLP as of June 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Banco de Credito e Inversiones - Total Assets Trend (2015–2024)

This chart illustrates how Banco de Credito e Inversiones’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Banco de Credito e Inversiones - Asset Composition Analysis

Current Asset Composition (December 2024)

Banco de Credito e Inversiones's total assets of CL$82.28 Trillion consist of 0.0% current assets and 0.0% non-current assets.

Asset Category Amount (CLP) % of Total Assets
Cash & Equivalents CL$0.00 5.8%
Accounts Receivable CL$0.00 0.0%
Inventory CL$0.00 0.0%
Property, Plant & Equipment CL$0.00 0.0%
Intangible Assets CL$324.60 Billion 0.4%
Goodwill CL$176.87 Billion 0.2%

Asset Composition Trend (2015–2024)

This chart illustrates how Banco de Credito e Inversiones's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Banco de Credito e Inversiones's current assets represent 0.0% of total assets in 2024, a decrease from 14.6% in 2015.
  • Cash Position: Cash and equivalents constituted 5.8% of total assets in 2024, up from 4.7% in 2015.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2015.
  • Asset Diversification: The largest asset category is intangible assets at 0.4% of total assets.

Banco de Credito e Inversiones Competitors by Total Assets

Key competitors of Banco de Credito e Inversiones based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Banco de Credito e Inversiones - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.04

Lower asset utilization - Banco de Credito e Inversiones generates 0.04x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.56% - 1.79%

Moderate ROA - For every $100 in assets, Banco de Credito e Inversiones generates $ 0.96 in net profit.

Banco de Credito e Inversiones - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.26 0.30 0.22
Quick Ratio 0.26 0.30 0.22
Cash Ratio 0.00 0.00 0.00
Working Capital CL$-40.68 Trillion CL$ -39.40 Trillion CL$ -24.65 Trillion

Banco de Credito e Inversiones - Advanced Valuation Insights

This section examines the relationship between Banco de Credito e Inversiones's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.66
Latest Market Cap to Assets Ratio 0.00
Asset Growth Rate (YoY) 7.3%
Total Assets CL$83.42 Trillion
Market Capitalization $4.72 Billion USD

Valuation Analysis

Below Book Valuation: The market values Banco de Credito e Inversiones's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Banco de Credito e Inversiones's assets grew by 7.3% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Banco de Credito e Inversiones (2015–2024)

The table below shows the annual total assets of Banco de Credito e Inversiones from 2015 to 2024.

Year Total Assets Change
2024-12-31 CL$83.42 Trillion +7.29%
2023-12-31 CL$77.75 Trillion -0.39%
2022-12-31 CL$78.05 Trillion +12.86%
2021-12-31 CL$69.16 Trillion +21.00%
2020-12-31 CL$57.16 Trillion +13.55%
2019-12-31 CL$50.34 Trillion +21.73%
2018-12-31 CL$41.35 Trillion +22.04%
2017-12-31 CL$33.88 Trillion +9.83%
2016-12-31 CL$30.85 Trillion +7.55%
2015-12-31 CL$28.68 Trillion --