Qliro AB
Qliro AB (publ) operates as a fintech company. The company offers payment solutions, such as complete checkout with various relevant payment options for direct payments (Pay Now) and invoicing and installments (Pay Later) in the Nordics for enterprise and small and medium enterprise merchants and their customers primarily in e-commerce. It also provides consumer financing, personal loans, and sav… Read more
Qliro AB (QLIRO) - Total Assets
Latest total assets as of December 2025: Skr3.38 Billion SEK
Based on the latest financial reports, Qliro AB (QLIRO) holds total assets worth Skr3.38 Billion SEK as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Qliro AB - Total Assets Trend (2015–2025)
This chart illustrates how Qliro AB’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Qliro AB - Asset Composition Analysis
Current Asset Composition (December 2025)
Qliro AB's total assets of Skr3.38 Billion consist of 85.6% current assets and 14.4% non-current assets.
| Asset Category | Amount (SEK) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Skr0.00 | 0.0% |
| Accounts Receivable | Skr0.00 | 0.0% |
| Inventory | Skr0.00 | 0.0% |
| Property, Plant & Equipment | Skr0.00 | 0.0% |
| Intangible Assets | Skr0.00 | 0.0% |
| Goodwill | Skr0.00 | 0.0% |
Asset Composition Trend (2015–2025)
This chart illustrates how Qliro AB's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Qliro AB's current assets represent 85.6% of total assets in 2025, a decrease from 89.3% in 2015.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, the same as 0.0% in 2015.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 8.0% in 2015.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Qliro AB Competitors by Total Assets
Key competitors of Qliro AB based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Qliro AB - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Qliro AB generates 0.15x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Qliro AB is currently not profitable relative to its asset base.
Qliro AB - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 39.27 | 0.46 | 11.29 |
| Quick Ratio | 39.27 | 0.46 | 11.29 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Skr2.82 Billion | Skr -1.55 Billion | Skr 988.90 Million |
Qliro AB - Advanced Valuation Insights
This section examines the relationship between Qliro AB's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.98 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | -2.3% |
| Total Assets | Skr3.38 Billion |
| Market Capitalization | $33.41 Million USD |
Valuation Analysis
Below Book Valuation: The market values Qliro AB's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Qliro AB's assets decreased by 2.3% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Qliro AB (2015–2025)
The table below shows the annual total assets of Qliro AB from 2015 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | Skr3.38 Billion | -2.28% |
| 2024-12-31 | Skr3.45 Billion | -6.51% |
| 2023-12-31 | Skr3.69 Billion | -12.13% |
| 2022-12-31 | Skr4.20 Billion | +21.04% |
| 2021-12-31 | Skr3.47 Billion | +8.72% |
| 2020-12-31 | Skr3.20 Billion | +11.00% |
| 2019-12-31 | Skr2.88 Billion | +48.65% |
| 2018-12-31 | Skr1.94 Billion | +43.14% |
| 2017-12-31 | Skr1.35 Billion | +164.30% |
| 2016-12-31 | Skr511.83 Million | -13.68% |
| 2015-12-31 | Skr592.93 Million | -- |