Cembra Money Bank AG (CMBN) - Total Assets
Based on the latest financial reports, Cembra Money Bank AG (CMBN) holds total assets worth CHF7.92 Billion CHF (≈ $10.01 Billion USD) as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Cembra Money Bank AG - Total Assets Trend (2007–2024)
This chart illustrates how Cembra Money Bank AG's total assets have evolved over time, based on quarterly financial data. Also see Cembra Money Bank AG (CMBN) total market value for the company's overall valuation and market capitalisation.
Cembra Money Bank AG - Asset Composition Analysis
Current Asset Composition (December 2024)
Cembra Money Bank AG's total assets of CHF7.92 Billion consist of 10.1% current assets and 89.9% non-current assets. Review Cembra Money Bank AG (CMBN) financial obligations to assess the company's total debt and financial obligations.
| Asset Category | Amount (CHF) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CHF0.00 | 10.0% |
| Accounts Receivable | CHF12.11 Million | 0.2% |
| Inventory | CHF0.00 | 0.0% |
| Property, Plant & Equipment | CHF46.82 Million | 0.6% |
| Intangible Assets | CHF14.62 Million | 0.2% |
| Goodwill | CHF189.52 Million | 2.4% |
Asset Composition Trend (2007–2024)
This chart illustrates how Cembra Money Bank AG's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See CMBN stock price for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Cembra Money Bank AG's current assets represent 10.1% of total assets in 2024, an increase from 0.7% in 2007.
- Cash Position: Cash and equivalents constituted 10.0% of total assets in 2024, up from 0.7% in 2007.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 2007.
- Asset Diversification: The largest asset category is goodwill at 2.4% of total assets.
Cembra Money Bank AG Competitors by Total Assets
Key competitors of Cembra Money Bank AG based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
Cembra Money Bank AG - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.23 | 1.20 | 0.89 |
| Quick Ratio | 0.23 | 0.08 | 1.70 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | CHF-2.72 Billion | CHF159.54 Million | CHF-75.92 Million |
Cembra Money Bank AG - Advanced Valuation Insights
This section examines the relationship between Cembra Money Bank AG's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.14 |
| Latest Market Cap to Assets Ratio | 0.34 |
| Asset Growth Rate (YoY) | -1.7% |
| Total Assets | CHF7.95 Billion |
| Market Capitalization | $2.67 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Cembra Money Bank AG's assets below their book value (0.34x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Cembra Money Bank AG's assets decreased by 1.7% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Cembra Money Bank AG (2007–2024)
The table below shows the annual total assets of Cembra Money Bank AG from 2007 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | CHF7.95 Billion ≈ $10.05 Billion |
-1.72% |
| 2023-12-31 | CHF8.09 Billion ≈ $10.23 Billion |
+5.62% |
| 2022-12-31 | CHF7.66 Billion ≈ $9.68 Billion |
+7.84% |
| 2021-12-31 | CHF7.10 Billion ≈ $8.98 Billion |
-2.15% |
| 2020-12-31 | CHF7.26 Billion ≈ $9.18 Billion |
-3.19% |
| 2019-12-31 | CHF7.50 Billion ≈ $9.48 Billion |
+37.81% |
| 2018-12-31 | CHF5.44 Billion ≈ $6.88 Billion |
+6.68% |
| 2017-12-31 | CHF5.10 Billion ≈ $6.45 Billion |
+4.99% |
| 2016-12-31 | CHF4.86 Billion ≈ $6.14 Billion |
+2.36% |
| 2015-12-31 | CHF4.75 Billion ≈ $6.00 Billion |
-1.39% |
| 2014-12-31 | CHF4.81 Billion ≈ $6.08 Billion |
+4.85% |
| 2013-12-31 | CHF4.59 Billion ≈ $5.80 Billion |
+3.49% |
| 2012-12-31 | CHF4.43 Billion ≈ $5.61 Billion |
+0.61% |
| 2011-12-31 | CHF4.41 Billion ≈ $5.57 Billion |
-27.15% |
| 2009-12-31 | CHF6.05 Billion ≈ $7.65 Billion |
-2.10% |
| 2008-12-31 | CHF6.18 Billion ≈ $7.81 Billion |
-5.32% |
| 2007-12-31 | CHF6.53 Billion ≈ $8.25 Billion |
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About Cembra Money Bank AG
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card and invoice financing receivables; leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services; and… Read more