Cembra Money Bank AG (CMBN) - Total Assets
Based on the latest financial reports, Cembra Money Bank AG (CMBN) holds total assets worth CHF7.92 Billion CHF (≈ $10.01 Billion USD) as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check CMBN total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Cembra Money Bank AG - Total Assets Trend (2007–2024)
This chart illustrates how Cembra Money Bank AG's total assets have evolved over time, based on quarterly financial data. Explore CMBN long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cembra Money Bank AG - Asset Composition Analysis
Current Asset Composition (December 2024)
Cembra Money Bank AG's total assets of CHF7.92 Billion consist of 10.1% current assets and 89.9% non-current assets.
| Asset Category | Amount (CHF) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CHF0.00 | 10.0% |
| Accounts Receivable | CHF12.11 Million | 0.2% |
| Inventory | CHF0.00 | 0.0% |
| Property, Plant & Equipment | CHF46.82 Million | 0.6% |
| Intangible Assets | CHF14.62 Million | 0.2% |
| Goodwill | CHF189.52 Million | 2.4% |
Asset Composition Trend (2007–2024)
This chart illustrates how Cembra Money Bank AG's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Cembra Money Bank AG stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Cembra Money Bank AG's current assets represent 10.1% of total assets in 2024, an increase from 0.7% in 2007.
- Cash Position: Cash and equivalents constituted 10.0% of total assets in 2024, up from 0.7% in 2007.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 2007.
- Asset Diversification: The largest asset category is goodwill at 2.4% of total assets.
Cembra Money Bank AG Competitors by Total Assets
Key competitors of Cembra Money Bank AG based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK
|
South Africa | ZAC3.41 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
BRD Groupe Societe Generale SA
RO:BRD
|
Romania | RON100.52 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
International Bancshares Corporation
NASDAQ:IBOC
|
USA | $16.83 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.94 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp517.54 Trillion |
Cembra Money Bank AG - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.23 | 1.20 | 0.89 |
| Quick Ratio | 0.23 | 0.08 | 1.70 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | CHF-2.72 Billion | CHF159.54 Million | CHF-75.92 Million |
Cembra Money Bank AG - Advanced Valuation Insights
This section examines the relationship between Cembra Money Bank AG's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.14 |
| Latest Market Cap to Assets Ratio | 0.34 |
| Asset Growth Rate (YoY) | -1.7% |
| Total Assets | CHF7.95 Billion |
| Market Capitalization | $2.67 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Cembra Money Bank AG's assets below their book value (0.34x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Cembra Money Bank AG's assets decreased by 1.7% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Cembra Money Bank AG (2007–2024)
The table below shows the annual total assets of Cembra Money Bank AG from 2007 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | CHF7.95 Billion ≈ $10.05 Billion |
-1.72% |
| 2023-12-31 | CHF8.09 Billion ≈ $10.23 Billion |
+5.62% |
| 2022-12-31 | CHF7.66 Billion ≈ $9.68 Billion |
+7.84% |
| 2021-12-31 | CHF7.10 Billion ≈ $8.98 Billion |
-2.15% |
| 2020-12-31 | CHF7.26 Billion ≈ $9.18 Billion |
-3.19% |
| 2019-12-31 | CHF7.50 Billion ≈ $9.48 Billion |
+37.81% |
| 2018-12-31 | CHF5.44 Billion ≈ $6.88 Billion |
+6.68% |
| 2017-12-31 | CHF5.10 Billion ≈ $6.45 Billion |
+4.99% |
| 2016-12-31 | CHF4.86 Billion ≈ $6.14 Billion |
+2.36% |
| 2015-12-31 | CHF4.75 Billion ≈ $6.00 Billion |
-1.39% |
| 2014-12-31 | CHF4.81 Billion ≈ $6.08 Billion |
+4.85% |
| 2013-12-31 | CHF4.59 Billion ≈ $5.80 Billion |
+3.49% |
| 2012-12-31 | CHF4.43 Billion ≈ $5.61 Billion |
+0.61% |
| 2011-12-31 | CHF4.41 Billion ≈ $5.57 Billion |
-27.15% |
| 2009-12-31 | CHF6.05 Billion ≈ $7.65 Billion |
-2.10% |
| 2008-12-31 | CHF6.18 Billion ≈ $7.81 Billion |
-5.32% |
| 2007-12-31 | CHF6.53 Billion ≈ $8.25 Billion |
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About Cembra Money Bank AG
Cembra Money Bank AG provides consumer finance products and services in Switzerland. The company offers savings and deposit products; cash and personal loans, and auto loans and leasing products; credit card and invoice financing receivables; leasing services for new and used vehicles, including cars, light commercial vehicles, motorcycles, and caravans, as well as corporate leasing services; and… Read more