Alior Bank S.A.
Alior Bank S.A. provides various banking products and services for individuals, businesses, and enterprises in Poland. The company operates through three segments: Retail, Corporate, and Treasury Activities. It offers term and savings deposits and current and subsidiary accounts, cash deposits and withdrawals, transfers, and personal and savings accounts; personal banking; cash loans, working cap… Read more
Alior Bank S.A. (ALR) - Total Assets
Latest total assets as of June 2025: zł99.47 Billion PLN
Based on the latest financial reports, Alior Bank S.A. (ALR) holds total assets worth zł99.47 Billion PLN as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Alior Bank S.A. - Total Assets Trend (2009–2024)
This chart illustrates how Alior Bank S.A.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Alior Bank S.A. - Asset Composition Analysis
Current Asset Composition (December 2024)
Alior Bank S.A.'s total assets of zł99.47 Billion consist of 6.0% current assets and 94.0% non-current assets.
| Asset Category | Amount (PLN) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 2.7% |
| Accounts Receivable | zł275.60 Million | 0.3% |
| Inventory | zł0.00 | 0.0% |
| Property, Plant & Equipment | zł0.00 | 0.0% |
| Intangible Assets | zł354.63 Million | 0.4% |
| Goodwill | zł117.26 Million | 0.1% |
Asset Composition Trend (2009–2024)
This chart illustrates how Alior Bank S.A.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Alior Bank S.A.'s current assets represent 6.0% of total assets in 2024, an increase from 4.6% in 2009.
- Cash Position: Cash and equivalents constituted 2.7% of total assets in 2024, up from 0.0% in 2009.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 1.0% in 2009.
- Asset Diversification: The largest asset category is intangible assets at 0.4% of total assets.
Alior Bank S.A. Competitors by Total Assets
Key competitors of Alior Bank S.A. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
VP Bank AG
F:3VFN
|
Germany | €11.38 Billion |
|
Bank of Communications Co
SHG:601328
|
China | CN¥15.50 Trillion |
|
ABN AMRO Bank N.V
PINK:AAVMY
|
USA | $413.21 Billion |
|
ABN Amro Group NV
AS:ABN
|
Netherlands | €413.21 Billion |
|
Agricultural Bank of China PK
PINK:ACGBY
|
USA | $48.14 Trillion |
|
ANZ Group Holdings Limited
OTCGREY:ANZGY
|
USA | $1.30 Trillion |
|
Bank of America Corp
NYSE:BAC
|
USA | $3.41 Trillion |
|
Bank of China Ltd H
PINK:BACHF
|
USA | $37.55 Trillion |
Alior Bank S.A. - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Alior Bank S.A. generates 0.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Alior Bank S.A. generates $ 2.62 in net profit.
Alior Bank S.A. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.08 | 0.08 | 47.29 |
| Quick Ratio | 0.08 | 0.08 | 47.29 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | zł-73.76 Billion | zł -47.41 Billion | zł 1.49 Billion |
Alior Bank S.A. - Advanced Valuation Insights
This section examines the relationship between Alior Bank S.A.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.33 |
| Latest Market Cap to Assets Ratio | 0.03 |
| Asset Growth Rate (YoY) | 3.5% |
| Total Assets | zł93.29 Billion |
| Market Capitalization | $2.35 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Alior Bank S.A.'s assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Alior Bank S.A.'s assets grew by 3.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Alior Bank S.A. (2009–2024)
The table below shows the annual total assets of Alior Bank S.A. from 2009 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | zł93.29 Billion | +3.51% |
| 2023-12-31 | zł90.13 Billion | +8.76% |
| 2022-12-31 | zł82.88 Billion | -0.21% |
| 2021-12-31 | zł83.05 Billion | +5.60% |
| 2020-12-31 | zł78.64 Billion | +2.51% |
| 2019-12-31 | zł76.71 Billion | +4.49% |
| 2018-12-31 | zł73.42 Billion | +5.62% |
| 2017-12-31 | zł69.52 Billion | +13.66% |
| 2016-12-31 | zł61.16 Billion | +52.89% |
| 2015-12-31 | zł40.00 Billion | +32.60% |
| 2014-12-31 | zł30.17 Billion | +18.07% |
| 2013-12-31 | zł25.55 Billion | +20.63% |
| 2012-12-31 | zł21.18 Billion | +37.77% |
| 2011-12-31 | zł15.37 Billion | +65.10% |
| 2010-12-31 | zł9.31 Billion | +48.75% |
| 2009-12-31 | zł6.26 Billion | -- |