Alior Bank S.A. Asset Resilience Ratio
Alior Bank S.A. asset resilience ratio. Alior Bank S.A. (ALR) has an Asset Resilience Ratio of -0.22% as of September 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Alior Bank S.A. balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Alior Bank S.A. (2017–2025)
Asset resilience ratio of Alior Bank S.A. from 2017 to 2025. This chart shows how Alior Bank S.A.'s Asset Resilience Ratio has changed over time. See free cash flow generation of Alior Bank S.A. to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down Alior Bank S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Alior Bank S.A.'s balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 0% |
| Short-term Investments | zł-184.06 Million | -0.22% |
| Total Liquid Assets | zł-184.06 Million | -0.22% |
Asset Resilience Insights
- Limited Liquidity: Alior Bank S.A. maintains only -0.22% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Alior Bank S.A. Industry Peers by Asset Resilience Ratio
Compare Alior Bank S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
JPMorgan Chase & Co
NYSE:JPM |
Banks - Diversified | 46.12% |
|
Bank of Nova Scotia
TO:BNS |
Banks - Diversified | 8.30% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
|
Royal Bank of Canada
TO:RY |
Banks - Diversified | 11.75% |
Alior Bank S.A. Asset Resilience Ratio by Year (2017–2025)
Alior Bank S.A. asset resilience ratio by year from 2017 to 2025. The table below shows the annual Asset Resilience Ratio data for Alior Bank S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.30% | zł1.33 Billion ≈ $364.87 Million |
zł101.78 Billion ≈ $28.01 Billion |
+2.58pp |
| 2018-12-31 | -1.27% | zł-935.28 Million ≈ $-257.40 Million |
zł73.42 Billion ≈ $20.21 Billion |
-0.66pp |
| 2017-12-31 | -0.61% | zł-426.05 Million ≈ $-117.25 Million |
zł69.52 Billion ≈ $19.13 Billion |
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About Alior Bank S.A.
Alior Bank S.A. provides various banking products and services for individuals, businesses, and enterprises in Poland. The company operates through three segments: Retail, Corporate, and Treasury Activities. It offers retail products, including cash loans, credit cards, current account overdraft facilities, and mortgage loans; term and savings deposits; brokerage products and investment funds; pe… Read more