Alior Bank S.A. - Asset Resilience Ratio
Alior Bank S.A. (ALR) has an Asset Resilience Ratio of -0.22% as of September 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2018)
This chart shows how Alior Bank S.A.'s Asset Resilience Ratio has changed over time. Check how strategically is Alior Bank S.A.'s equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Alior Bank S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Alior Bank S.A. market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 0% |
| Short-term Investments | zł-184.06 Million | -0.22% |
| Total Liquid Assets | zł-184.06 Million | -0.22% |
Asset Resilience Insights
- Limited Liquidity: Alior Bank S.A. maintains only -0.22% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Alior Bank S.A. Industry Peers by Asset Resilience Ratio
Compare Alior Bank S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ING Groep N.V
F:INNA |
Banks - Diversified | 5.22% |
|
UBS Group AG
SW:UBSG |
Banks - Diversified | 0.86% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
Annual Asset Resilience Ratio for Alior Bank S.A. (2017–2018)
The table below shows the annual Asset Resilience Ratio data for Alior Bank S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | -1.27% | zł-935.28 Million ≈ $-257.40 Million |
zł73.42 Billion ≈ $20.21 Billion |
-0.66pp |
| 2017-12-31 | -0.61% | zł-426.05 Million ≈ $-117.25 Million |
zł69.52 Billion ≈ $19.13 Billion |
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About Alior Bank S.A.
Alior Bank S.A. provides various banking products and services for individuals, businesses, and enterprises in Poland. The company operates through three segments: Retail, Corporate, and Treasury Activities. It offers retail products, including cash loans, credit cards, current account overdraft facilities, and mortgage loans; term and savings deposits; brokerage products and investment funds; pe… Read more