Bank Handlowy w Warszawie SA

WAR:BHW Poland Banks - Regional
Market Cap
$3.52 Billion
zł14.64 Billion PLN
Market Cap Rank
#7841 Global
#26 in Poland
Share Price
zł112.20
Change (1 day)
+0.54%
52-Week Range
zł100.80 - zł122.60
All Time High
zł122.60
About

Bank Handlowy w Warszawie S.A., together with its subsidiaries, provides a range of banking services for individual and corporate clients in Poland and internationally. The company operates in two segments, Institutional Bank and Consumer Bank. The Institutional Bank segment offers traditional banking services, including credit and deposit services; cash management, trade financing, leasing, brok… Read more

Bank Handlowy w Warszawie SA (BHW) - Total Assets

Latest total assets as of September 2025: zł79.52 Billion PLN

Based on the latest financial reports, Bank Handlowy w Warszawie SA (BHW) holds total assets worth zł79.52 Billion PLN as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Bank Handlowy w Warszawie SA - Total Assets Trend (2004–2024)

This chart illustrates how Bank Handlowy w Warszawie SA’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Bank Handlowy w Warszawie SA - Asset Composition Analysis

Current Asset Composition (December 2024)

Bank Handlowy w Warszawie SA's total assets of zł79.52 Billion consist of 8.3% current assets and 91.8% non-current assets.

Asset Category Amount (PLN) % of Total Assets
Cash & Equivalents zł0.00 8.1%
Accounts Receivable zł136.71 Million 0.2%
Inventory zł0.00 0.0%
Property, Plant & Equipment zł0.00 0.0%
Intangible Assets zł-373.10 Million -0.5%
Goodwill zł1.25 Billion 1.7%

Asset Composition Trend (2004–2024)

This chart illustrates how Bank Handlowy w Warszawie SA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Bank Handlowy w Warszawie SA's current assets represent 8.3% of total assets in 2024, an increase from 7.1% in 2004.
  • Cash Position: Cash and equivalents constituted 8.1% of total assets in 2024, up from 0.0% in 2004.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, a decrease from 3.0% in 2004.
  • Asset Diversification: The largest asset category is goodwill at 1.7% of total assets.

Bank Handlowy w Warszawie SA Competitors by Total Assets

Key competitors of Bank Handlowy w Warszawie SA based on total assets are shown below.

Company Country Total Assets
Kraft Bank Asa
OL:KRAB
Norway Nkr4.42 Billion
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Qingdao Co Ltd
SHE:002948
China CN¥765.57 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion

Bank Handlowy w Warszawie SA - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.06

Lower asset utilization - Bank Handlowy w Warszawie SA generates 0.06x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.28% - 3.11%

Moderate ROA - For every $100 in assets, Bank Handlowy w Warszawie SA generates $ 2.43 in net profit.

Bank Handlowy w Warszawie SA - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.25 0.08 17.07
Quick Ratio 0.25 0.08 17.07
Cash Ratio 0.00 0.00 0.00
Working Capital zł-34.17 Billion zł -52.70 Billion zł 2.32 Billion

Bank Handlowy w Warszawie SA - Advanced Valuation Insights

This section examines the relationship between Bank Handlowy w Warszawie SA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.66
Latest Market Cap to Assets Ratio 0.01
Asset Growth Rate (YoY) -0.1%
Total Assets zł72.48 Billion
Market Capitalization $877.27 Million USD

Valuation Analysis

Below Book Valuation: The market values Bank Handlowy w Warszawie SA's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.

Slight Asset Contraction: Bank Handlowy w Warszawie SA's assets decreased by 0.1% over the past year, which may reflect streamlining or optimization of resources.

Annual Total Assets for Bank Handlowy w Warszawie SA (2004–2024)

The table below shows the annual total assets of Bank Handlowy w Warszawie SA from 2004 to 2024.

Year Total Assets Change
2024-12-31 zł72.48 Billion -0.13%
2023-12-31 zł72.57 Billion +3.97%
2022-12-31 zł69.80 Billion +12.83%
2021-12-31 zł61.86 Billion +1.51%
2020-12-31 zł60.94 Billion +17.24%
2019-12-31 zł51.98 Billion +5.42%
2018-12-31 zł49.30 Billion +14.56%
2017-12-31 zł43.04 Billion -4.80%
2016-12-31 zł45.21 Billion -8.68%
2015-12-31 zł49.51 Billion -0.68%
2014-12-31 zł49.84 Billion +9.79%
2013-12-31 zł45.40 Billion +4.34%
2012-12-31 zł43.51 Billion +2.91%
2011-12-31 zł42.28 Billion +12.69%
2010-12-31 zł37.52 Billion -0.31%
2009-12-31 zł37.63 Billion -11.56%
2008-12-31 zł42.55 Billion +9.36%
2007-12-31 zł38.91 Billion +8.11%
2006-12-31 zł35.99 Billion +9.47%
2005-12-31 zł32.88 Billion -3.53%
2004-12-31 zł34.08 Billion --