Bank Handlowy w Warszawie SA (BHW) - Cash Flow Conversion Efficiency

Latest as of March 2026: 0.450x

Based on the latest financial reports, Bank Handlowy w Warszawie SA (BHW) has a cash flow conversion efficiency ratio of 0.450x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (zł4.54 Billion ≈ $1.25 Billion USD) by net assets (zł10.08 Billion ≈ $2.78 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Bank Handlowy w Warszawie SA defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Bank Handlowy w Warszawie SA - Cash Flow Conversion Efficiency Trend (2004–2025)

This chart illustrates how Bank Handlowy w Warszawie SA's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Bank Handlowy w Warszawie SA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Handlowy w Warszawie SA ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Bumrungrad Hospital Public Company Limited BK:BH-R	0.057x
Hyundai Construction Equipment Co Ltd KO:267270	0.044x
Acter Co Ltd TWO:5536	0.152x
Ryan Specialty Group Holdings Inc NYSE:RYAN	-0.137x
Kingnet Network Co Ltd SHE:002517	0.056x
Sinolink Securities Co Ltd SHG:600109	0.480x
Minth Group Limited F:M3I	0.033x
Union Bank of Taiwan Pref TW:2838A	-0.155x

Annual Cash Flow Conversion Efficiency for Bank Handlowy w Warszawie SA (2004–2025)

The table below shows the annual cash flow conversion efficiency of Bank Handlowy w Warszawie SA from 2004 to 2025. For the full company profile with market capitalisation and key ratios, see BHW stock market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	zł10.04 Billion ≈ $2.76 Billion	zł5.52 Billion ≈ $1.52 Billion	0.549x	+5.72%
2024-12-31	zł9.87 Billion ≈ $2.72 Billion	zł5.13 Billion ≈ $1.41 Billion	0.520x	+224.94%
2023-12-31	zł8.91 Billion ≈ $2.45 Billion	zł1.42 Billion ≈ $392.18 Million	0.160x	+125.21%
2022-12-31	zł7.96 Billion ≈ $2.19 Billion	zł-5.05 Billion ≈ $-1.39 Billion	-0.634x	-308.37%
2021-12-31	zł7.38 Billion ≈ $2.03 Billion	zł2.25 Billion ≈ $618.63 Million	0.304x	+183.92%
2020-12-31	zł7.58 Billion ≈ $2.09 Billion	zł-2.75 Billion ≈ $-756.92 Million	-0.363x	+17.34%
2019-12-31	zł7.07 Billion ≈ $1.95 Billion	zł-3.10 Billion ≈ $-854.51 Million	-0.439x	-140.53%
2018-12-31	zł7.06 Billion ≈ $1.94 Billion	zł7.64 Billion ≈ $2.10 Billion	1.083x	+1088.84%
2017-12-31	zł6.94 Billion ≈ $1.91 Billion	zł631.96 Million ≈ $173.92 Million	0.091x	+165.02%
2016-12-31	zł6.79 Billion ≈ $1.87 Billion	zł-951.21 Million ≈ $-261.79 Million	-0.140x	-153.93%
2015-12-31	zł6.85 Billion ≈ $1.89 Billion	zł1.78 Billion ≈ $489.71 Million	0.260x	+22.36%
2014-12-31	zł7.41 Billion ≈ $2.04 Billion	zł1.57 Billion ≈ $432.95 Million	0.212x	+330.73%
2013-12-31	zł7.31 Billion ≈ $2.01 Billion	zł360.12 Million ≈ $99.11 Million	0.049x	-66.43%
2012-12-31	zł7.39 Billion ≈ $2.03 Billion	zł1.09 Billion ≈ $298.67 Million	0.147x	+165.60%
2011-12-31	zł6.44 Billion ≈ $1.77 Billion	zł-1.44 Billion ≈ $-396.93 Million	-0.224x	-2524.55%
2010-12-31	zł6.49 Billion ≈ $1.79 Billion	zł-55.37 Million ≈ $-15.24 Million	-0.009x	-105.79%
2009-12-31	zł6.20 Billion ≈ $1.71 Billion	zł913.23 Million ≈ $251.34 Million	0.147x	+178.71%
2008-12-31	zł5.63 Billion ≈ $1.55 Billion	zł297.35 Million ≈ $81.84 Million	0.053x	-88.77%
2007-12-31	zł5.60 Billion ≈ $1.54 Billion	zł2.64 Billion ≈ $726.08 Million	0.471x	+360.82%
2006-12-31	zł5.42 Billion ≈ $1.49 Billion	zł553.58 Million ≈ $152.35 Million	0.102x	-75.48%
2005-12-31	zł5.25 Billion ≈ $1.44 Billion	zł2.19 Billion ≈ $601.89 Million	0.417x	+1186.69%
2004-12-31	zł6.24 Billion ≈ $1.72 Billion	zł202.03 Million ≈ $55.60 Million	0.032x	--

About Bank Handlowy w Warszawie SA

WAR:BHW Poland Banks - Regional

Market Cap

$4.61 Billion

zł16.74 Billion PLN

Market Cap Rank

#3800 Global

#24 in Poland

Share Price

zł128.40

Change (1 day)

+3.22%

52-Week Range

zł100.80 - zł128.40

All Time High

zł128.40