Bank Handlowy w Warszawie SA (BHW) - Cash Flow Conversion Efficiency

Latest as of March 2026: 0.450x

Based on the latest financial reports, Bank Handlowy w Warszawie SA (BHW) has a cash flow conversion efficiency ratio of 0.450x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (zł4.54 Billion ≈ $1.25 Billion USD) by net assets (zł10.08 Billion ≈ $2.78 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Bank Handlowy w Warszawie SA balance sheet independence to measure how much of total assets are equity-financed.

Bank Handlowy w Warszawie SA - Cash Flow Conversion Efficiency Trend (2004–2025)

This chart illustrates how Bank Handlowy w Warszawie SA's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Bank Handlowy w Warszawie SA cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Bank Handlowy w Warszawie SA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Handlowy w Warszawie SA ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Cabot Corporation NYSE:CBT	0.046x
International Seaways Inc NYSE:INSW	0.064x
Belden Inc NYSE:BDC	-0.015x
BRITISH LAND ADR/1 LS-25 F:BLDA	N/A
Xian Sunresin New Materials Co Ltd SHE:300487	0.055x
Methanex Corporation TO:MX	0.034x
Yonghui Superstores Co Ltd SHG:601933	-0.036x
LG Uplus KO:032640	0.095x

Annual Cash Flow Conversion Efficiency for Bank Handlowy w Warszawie SA (2004–2025)

The table below shows the annual cash flow conversion efficiency of Bank Handlowy w Warszawie SA from 2004 to 2025. For the full company profile with market capitalisation and key ratios, see BHW market cap.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	zł10.04 Billion ≈ $2.76 Billion	zł5.52 Billion ≈ $1.52 Billion	0.549x	+5.72%
2024-12-31	zł9.87 Billion ≈ $2.72 Billion	zł5.13 Billion ≈ $1.41 Billion	0.520x	+224.94%
2023-12-31	zł8.91 Billion ≈ $2.45 Billion	zł1.42 Billion ≈ $392.18 Million	0.160x	+125.21%
2022-12-31	zł7.96 Billion ≈ $2.19 Billion	zł-5.05 Billion ≈ $-1.39 Billion	-0.634x	-308.37%
2021-12-31	zł7.38 Billion ≈ $2.03 Billion	zł2.25 Billion ≈ $618.63 Million	0.304x	+183.92%
2020-12-31	zł7.58 Billion ≈ $2.09 Billion	zł-2.75 Billion ≈ $-756.92 Million	-0.363x	+17.34%
2019-12-31	zł7.07 Billion ≈ $1.95 Billion	zł-3.10 Billion ≈ $-854.51 Million	-0.439x	-140.53%
2018-12-31	zł7.06 Billion ≈ $1.94 Billion	zł7.64 Billion ≈ $2.10 Billion	1.083x	+1088.84%
2017-12-31	zł6.94 Billion ≈ $1.91 Billion	zł631.96 Million ≈ $173.92 Million	0.091x	+165.02%
2016-12-31	zł6.79 Billion ≈ $1.87 Billion	zł-951.21 Million ≈ $-261.79 Million	-0.140x	-153.93%
2015-12-31	zł6.85 Billion ≈ $1.89 Billion	zł1.78 Billion ≈ $489.71 Million	0.260x	+22.36%
2014-12-31	zł7.41 Billion ≈ $2.04 Billion	zł1.57 Billion ≈ $432.95 Million	0.212x	+330.73%
2013-12-31	zł7.31 Billion ≈ $2.01 Billion	zł360.12 Million ≈ $99.11 Million	0.049x	-66.43%
2012-12-31	zł7.39 Billion ≈ $2.03 Billion	zł1.09 Billion ≈ $298.67 Million	0.147x	+165.60%
2011-12-31	zł6.44 Billion ≈ $1.77 Billion	zł-1.44 Billion ≈ $-396.93 Million	-0.224x	-2524.55%
2010-12-31	zł6.49 Billion ≈ $1.79 Billion	zł-55.37 Million ≈ $-15.24 Million	-0.009x	-105.79%
2009-12-31	zł6.20 Billion ≈ $1.71 Billion	zł913.23 Million ≈ $251.34 Million	0.147x	+178.71%
2008-12-31	zł5.63 Billion ≈ $1.55 Billion	zł297.35 Million ≈ $81.84 Million	0.053x	-88.77%
2007-12-31	zł5.60 Billion ≈ $1.54 Billion	zł2.64 Billion ≈ $726.08 Million	0.471x	+360.82%
2006-12-31	zł5.42 Billion ≈ $1.49 Billion	zł553.58 Million ≈ $152.35 Million	0.102x	-75.48%
2005-12-31	zł5.25 Billion ≈ $1.44 Billion	zł2.19 Billion ≈ $601.89 Million	0.417x	+1186.69%
2004-12-31	zł6.24 Billion ≈ $1.72 Billion	zł202.03 Million ≈ $55.60 Million	0.032x	--

About Bank Handlowy w Warszawie SA

WAR:BHW Poland Banks - Regional

Market Cap

$4.36 Billion

zł15.86 Billion PLN

Market Cap Rank

#3860 Global

#26 in Poland

Share Price

zł121.60

Change (1 day)

-0.65%

52-Week Range

zł100.80 - zł136.40

All Time High

zł136.40