Kredyt Inkaso SA
Kredyt Inkaso S.A. provides debt management services in Poland, Romania, Bulgaria, and Russia. It provides receivables management services comprising payment monitoring, debt collection, and court and enforcement processes. The company also offers outsourcing receivables management services to other financial entities. In addition, the company engages in the sale of plots, apartments, houses, com… Read more
Kredyt Inkaso SA (KRI) - Total Assets
Latest total assets as of December 2024: zł911.85 Million PLN
Based on the latest financial reports, Kredyt Inkaso SA (KRI) holds total assets worth zł911.85 Million PLN as of December 2024.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Kredyt Inkaso SA - Total Assets Trend (2008–2023)
This chart illustrates how Kredyt Inkaso SA’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Kredyt Inkaso SA - Asset Composition Analysis
Current Asset Composition (December 2023)
Kredyt Inkaso SA's total assets of zł911.85 Million consist of 41.1% current assets and 58.9% non-current assets.
| Asset Category | Amount (PLN) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 10.6% |
| Accounts Receivable | zł9.44 Million | 1.1% |
| Inventory | zł0.00 | 0.0% |
| Property, Plant & Equipment | zł0.00 | 0.0% |
| Intangible Assets | zł6.16 Million | 0.7% |
| Goodwill | zł4.95 Million | 0.6% |
Asset Composition Trend (2008–2023)
This chart illustrates how Kredyt Inkaso SA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Kredyt Inkaso SA's current assets represent 41.1% of total assets in 2023, an increase from 0.0% in 2008.
- Cash Position: Cash and equivalents constituted 10.6% of total assets in 2023, up from 0.0% in 2008.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2008.
- Asset Diversification: The largest asset category is accounts receivable at 1.1% of total assets.
Kredyt Inkaso SA Competitors by Total Assets
Key competitors of Kredyt Inkaso SA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Kredyt Inkaso SA - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Kredyt Inkaso SA generates 0.18x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Kredyt Inkaso SA generates $ 3.84 in net profit.
Kredyt Inkaso SA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.88 | 6.46 | 2.81 |
| Quick Ratio | 1.88 | 6.46 | 2.81 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | zł167.23 Million | zł 670.38 Million | zł 450.66 Million |
Kredyt Inkaso SA - Advanced Valuation Insights
This section examines the relationship between Kredyt Inkaso SA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.64 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 24.8% |
| Total Assets | zł868.85 Million |
| Market Capitalization | $36.11 Million USD |
Valuation Analysis
Below Book Valuation: The market values Kredyt Inkaso SA's assets below their book value (0.04 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Kredyt Inkaso SA's assets grew by 24.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Kredyt Inkaso SA (2008–2023)
The table below shows the annual total assets of Kredyt Inkaso SA from 2008 to 2023.
| Year | Total Assets | Change |
|---|---|---|
| 2023-12-31 | zł868.85 Million | +24.76% |
| 2022-12-31 | zł696.41 Million | -5.03% |
| 2021-12-31 | zł733.29 Million | -4.09% |
| 2020-12-31 | zł764.60 Million | -0.51% |
| 2019-12-31 | zł768.54 Million | -13.32% |
| 2018-12-31 | zł886.69 Million | +7.00% |
| 2017-12-31 | zł828.72 Million | -0.46% |
| 2016-12-31 | zł832.55 Million | +25.98% |
| 2015-12-31 | zł660.84 Million | +69.90% |
| 2014-12-31 | zł388.95 Million | +4.28% |
| 2013-12-31 | zł373.00 Million | -7.20% |
| 2012-12-31 | zł401.95 Million | -54.69% |
| 2011-12-31 | zł887.09 Million | +230.02% |
| 2010-12-31 | zł268.80 Million | +84.59% |
| 2009-12-31 | zł145.62 Million | +15.03% |
| 2008-12-31 | zł126.59 Million | -- |