Santander Bank Polska SA (SPL) - Total Assets
Based on the latest financial reports, Santander Bank Polska SA (SPL) holds total assets worth zł308.15 Billion PLN (≈ $84.81 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See what is Santander Bank Polska SA's book value for net asset value and shareholders' equity analysis.
Santander Bank Polska SA - Total Assets Trend (2002–2025)
This chart illustrates how Santander Bank Polska SA's total assets have evolved over time, based on quarterly financial data.
Santander Bank Polska SA - Asset Composition Analysis
Current Asset Composition (December 2025)
Santander Bank Polska SA's total assets of zł308.15 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (PLN) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 9.9% |
| Accounts Receivable | zł0.00 | 0.0% |
| Inventory | zł0.00 | 0.0% |
| Property, Plant & Equipment | zł0.00 | 0.0% |
| Intangible Assets | zł987.65 Million | 0.3% |
| Goodwill | zł1.69 Billion | 0.6% |
Asset Composition Trend (2002–2025)
This chart illustrates how Santander Bank Polska SA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is Santander Bank Polska SA worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Santander Bank Polska SA's current assets represent 0.0% of total assets in 2025, a decrease from 5.6% in 2002.
- Cash Position: Cash and equivalents constituted 9.9% of total assets in 2025, up from 5.6% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.6% of total assets.
Santander Bank Polska SA Competitors by Total Assets
Key competitors of Santander Bank Polska SA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Banco de Chile
SN:CHILE
|
Chile | CL$55.47 Trillion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$100.53 Billion |
|
BKS Bank AG
VI:BKS
|
Austria | €11.06 Billion |
|
Bank Bukopin Tbk
JK:BBKP
|
Indonesia | Rp89.79 Trillion |
|
Laan & Spar Bank AS
CO:LASP
|
Denmark | Dkr40.98 Billion |
|
LINKBANCORP Inc
NASDAQ:LNKB
|
USA | $3.07 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
|
Quirin Privatbank AG
F:QB7
|
Germany | €1.14 Billion |
Santander Bank Polska SA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.06 | 0.18 | 5.04 |
| Quick Ratio | 0.06 | 0.22 | 5.04 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | zł-209.36 Billion | zł-132.44 Billion | zł4.48 Billion |
Santander Bank Polska SA - Advanced Valuation Insights
This section examines the relationship between Santander Bank Polska SA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.69 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 1.2% |
| Total Assets | zł308.15 Billion |
| Market Capitalization | $17.44 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Santander Bank Polska SA's assets below their book value (0.06x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Santander Bank Polska SA's assets grew by 1.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Santander Bank Polska SA (2002–2025)
The table below shows the annual total assets of Santander Bank Polska SA from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | zł308.15 Billion ≈ $84.81 Billion |
+1.24% |
| 2024-12-31 | zł304.37 Billion ≈ $83.77 Billion |
+10.02% |
| 2023-12-31 | zł276.65 Billion ≈ $76.14 Billion |
+6.75% |
| 2022-12-31 | zł259.17 Billion ≈ $71.33 Billion |
+5.84% |
| 2021-12-31 | zł244.88 Billion ≈ $67.39 Billion |
+6.79% |
| 2020-12-31 | zł229.31 Billion ≈ $63.11 Billion |
+9.47% |
| 2019-12-31 | zł209.48 Billion ≈ $57.65 Billion |
+1.76% |
| 2018-12-31 | zł205.85 Billion ≈ $56.65 Billion |
+34.83% |
| 2017-12-31 | zł152.67 Billion ≈ $42.02 Billion |
+1.72% |
| 2016-12-31 | zł150.10 Billion ≈ $41.31 Billion |
+7.44% |
| 2015-12-31 | zł139.71 Billion ≈ $38.45 Billion |
+3.87% |
| 2014-12-31 | zł134.50 Billion ≈ $37.02 Billion |
+26.78% |
| 2013-12-31 | zł106.09 Billion ≈ $29.20 Billion |
+76.76% |
| 2012-12-31 | zł60.02 Billion ≈ $16.52 Billion |
+0.24% |
| 2011-12-31 | zł59.87 Billion ≈ $16.48 Billion |
+12.64% |
| 2010-12-31 | zł53.15 Billion ≈ $14.63 Billion |
-1.67% |
| 2009-12-31 | zł54.06 Billion ≈ $14.88 Billion |
-6.15% |
| 2008-12-31 | zł57.60 Billion ≈ $15.85 Billion |
+1158.51% |
| 2007-12-31 | zł4.58 Billion ≈ $1.26 Billion |
+12.26% |
| 2006-12-31 | zł4.08 Billion ≈ $1.12 Billion |
-86.20% |
| 2005-12-31 | zł29.55 Billion ≈ $8.13 Billion |
+7.23% |
| 2004-12-31 | zł27.56 Billion ≈ $7.58 Billion |
+14.02% |
| 2003-12-31 | zł24.17 Billion ≈ $6.65 Billion |
-2.99% |
| 2002-12-31 | zł24.91 Billion ≈ $6.86 Billion |
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About Santander Bank Polska SA
Santander Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. It offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. The company also provides consumer loans and home mortgages… Read more