Independent Bank Corporation Total Liabilities
Independent Bank Corporation total liabilities. Based on the latest financial reports, Independent Bank Corporation (IBCP) has total liabilities worth $5.14 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check Independent Bank Corporation liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Independent Bank Corporation (1989–2025)
Total liabilities of Independent Bank Corporation from 1989 to 2025. This chart illustrates how Independent Bank Corporation's total liabilities have evolved over time, based on quarterly financial data. Explore Independent Bank Corporation long-term investment allocation to see how much of total assets are deployed in long-term investments.
Independent Bank Corporation Competitors by Total Liabilities
The table below lists competitors of Independent Bank Corporation ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Xianheng International Science & Technology Co Ltd
SHG:605056
|
China | CN¥1.35 Billion |
|
Vontron Technology Co Ltd
SHE:000920
|
China | CN¥692.85 Million |
|
Suqian Unitech Corp. Ltd. Cl A
SHG:603065
|
China | CN¥1.46 Billion |
|
Credit Corp Group Ltd
AU:CCP
|
Australia | AU$507.87 Million |
|
Magic Software Enterprises Ltd
TA:MGIC
|
Israel | ILA258.98 Million |
|
Huachangda Intelligent Equipment Group Co Ltd
SHE:300278
|
China | CN¥1.82 Billion |
|
Wuhan Huazhong Numerical Control Co Ltd
SHE:300161
|
China | CN¥2.93 Billion |
|
Summit
TA:SMT
|
Israel | ILA5.48 Billion |
Liability Composition Analysis (1989–2025)
This chart breaks down Independent Bank Corporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Independent Bank Corporation total assets.
Liquidity & Leverage Metrics
Independent Bank Corporation Total Liabilities Ratios Explained
Independent Bank Corporation total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.11 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.72 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Independent Bank Corporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Independent Bank Corporation (1989–2025)
The table below shows the annual total liabilities of Independent Bank Corporation from 1989 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $5.00 Billion | +2.44% |
| 2024-12-31 | $4.88 Billion | +0.50% |
| 2023-12-31 | $4.86 Billion | +4.45% |
| 2022-12-31 | $4.65 Billion | +4169.71% |
| 2021-12-31 | $108.96 Million | +0.13% |
| 2020-12-31 | $108.82 Million | -96.61% |
| 2019-12-31 | $3.21 Billion | +6.64% |
| 2018-12-31 | $3.01 Billion | +19.41% |
| 2017-12-31 | $2.52 Billion | +9.76% |
| 2016-12-31 | $2.30 Billion | +6.58% |
| 2015-12-31 | $2.16 Billion | +7.99% |
| 2014-12-31 | $2.00 Billion | +1.01% |
| 2013-12-31 | $1.98 Billion | +4.74% |
| 2012-12-31 | $1.89 Billion | -14.33% |
| 2011-12-31 | $2.20 Billion | -8.75% |
| 2010-12-31 | $2.42 Billion | -15.39% |
| 2009-12-31 | $2.86 Billion | +3.41% |
| 2008-12-31 | $2.76 Billion | -8.17% |
| 2007-12-31 | $3.01 Billion | -5.19% |
| 2006-12-31 | $3.17 Billion | +2.06% |
| 2005-12-31 | $3.11 Billion | +8.52% |
| 2004-12-31 | $2.86 Billion | +30.29% |
| 2003-12-31 | $2.20 Billion | +14.50% |
| 2002-12-31 | $1.92 Billion | +9.28% |
| 2001-12-31 | $1.76 Billion | +6.11% |
| 2000-12-31 | $1.66 Billion | +2.73% |
| 1999-12-31 | $1.61 Billion | +4.38% |
| 1998-12-31 | $1.54 Billion | +67.03% |
| 1997-12-31 | $924.30 Million | +10.46% |
| 1996-12-31 | $836.80 Million | +54.08% |
| 1995-12-31 | $543.10 Million | +14.12% |
| 1994-12-31 | $475.90 Million | +16.61% |
| 1993-12-31 | $408.10 Million | +21.57% |
| 1992-12-31 | $335.70 Million | -2.33% |
| 1991-12-31 | $343.70 Million | +1.75% |
| 1990-12-31 | $337.80 Million | +10.57% |
| 1989-12-31 | $305.50 Million | -- |
About Independent Bank Corporation
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortg… Read more