Independent Bank Corporation (IBCP) - Total Liabilities
Based on the latest financial reports, Independent Bank Corporation (IBCP) has total liabilities worth $5.00 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Independent Bank Corporation - Total Liabilities Trend (1989–2025)
This chart illustrates how Independent Bank Corporation's total liabilities have evolved over time, based on quarterly financial data. See working capital position of Independent Bank Corporation to evaluate short-term liquidity relative to the company's equity base.
Independent Bank Corporation Competitors by Total Liabilities
The table below lists competitors of Independent Bank Corporation ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Garudafood Putra Putri Jaya Tbk PT
JK:GOOD
|
Indonesia | Rp4.43 Trillion |
|
Frontera Energy Corp
TO:FEC
|
Canada | CA$1.20 Billion |
|
Vor Biopharma Inc
NASDAQ:VOR
|
USA | $657.17 Million |
|
Norva24 Group AB
ST:NORVA
|
Sweden | Skr2.77 Billion |
|
Surge Energy Inc.
TO:SGY
|
Canada | CA$676.30 Million |
|
Energy Absolute Public Company Limited
BK:EA
|
Thailand | ฿55.05 Billion |
|
GR Engineering Services Ltd
AU:GNG
|
Australia | AU$137.81 Million |
|
Xingye Leather Technology Co Ltd
SHE:002674
|
China | CN¥1.93 Billion |
Liability Composition Analysis (1989–2025)
This chart breaks down Independent Bank Corporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see IBCP company net worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.55 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 9.95 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Independent Bank Corporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Independent Bank Corporation (1989–2025)
The table below shows the annual total liabilities of Independent Bank Corporation from 1989 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $5.00 Billion | +2.44% |
| 2024-12-31 | $4.88 Billion | +0.50% |
| 2023-12-31 | $4.86 Billion | +4.45% |
| 2022-12-31 | $4.65 Billion | +4169.71% |
| 2021-12-31 | $108.96 Million | +0.13% |
| 2020-12-31 | $108.82 Million | -96.61% |
| 2019-12-31 | $3.21 Billion | +6.64% |
| 2018-12-31 | $3.01 Billion | +19.41% |
| 2017-12-31 | $2.52 Billion | +9.76% |
| 2016-12-31 | $2.30 Billion | +6.58% |
| 2015-12-31 | $2.16 Billion | +7.99% |
| 2014-12-31 | $2.00 Billion | +1.01% |
| 2013-12-31 | $1.98 Billion | +4.74% |
| 2012-12-31 | $1.89 Billion | -14.33% |
| 2011-12-31 | $2.20 Billion | -8.75% |
| 2010-12-31 | $2.42 Billion | -15.39% |
| 2009-12-31 | $2.86 Billion | +3.41% |
| 2008-12-31 | $2.76 Billion | -8.17% |
| 2007-12-31 | $3.01 Billion | -5.19% |
| 2006-12-31 | $3.17 Billion | +2.06% |
| 2005-12-31 | $3.11 Billion | +8.52% |
| 2004-12-31 | $2.86 Billion | +30.29% |
| 2003-12-31 | $2.20 Billion | +14.50% |
| 2002-12-31 | $1.92 Billion | +9.28% |
| 2001-12-31 | $1.76 Billion | +6.11% |
| 2000-12-31 | $1.66 Billion | +2.73% |
| 1999-12-31 | $1.61 Billion | +4.38% |
| 1998-12-31 | $1.54 Billion | +67.03% |
| 1997-12-31 | $924.30 Million | +10.46% |
| 1996-12-31 | $836.80 Million | +54.08% |
| 1995-12-31 | $543.10 Million | +14.12% |
| 1994-12-31 | $475.90 Million | +16.61% |
| 1993-12-31 | $408.10 Million | +21.57% |
| 1992-12-31 | $335.70 Million | -2.33% |
| 1991-12-31 | $343.70 Million | +1.75% |
| 1990-12-31 | $337.80 Million | +10.57% |
| 1989-12-31 | $305.50 Million | -- |
About Independent Bank Corporation
Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortg… Read more