Independent Bank (INDB) - Total Liabilities
Based on the latest financial reports, Independent Bank (INDB) has total liabilities worth $21.24 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Independent Bank - Total Liabilities Trend (1991–2025)
This chart illustrates how Independent Bank's total liabilities have evolved over time, based on quarterly financial data. See INDB working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Independent Bank Competitors by Total Liabilities
The table below lists competitors of Independent Bank ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Fujian Anjoy Foods Co Ltd
SHG:603345
|
China | CN¥4.09 Billion |
|
VALLOUREC ADR 1/5/EO 2
F:VACE
|
Germany | €2.49 Billion |
|
Tangshan Port Group Co Ltd
SHG:601000
|
China | CN¥2.15 Billion |
|
Siegfried Holding Ltd
SW:SFZN
|
Switzerland | CHF949.22 Million |
|
MANDARIN ORIENTAL DL-05
F:1C4
|
Germany | €918.90 Million |
|
Unilever Indonesia Tbk
JK:UNVR
|
Indonesia | Rp13.45 Trillion |
|
Shijiazhuang Yiling Pharmaceutical Co Ltd
SHE:002603
|
China | CN¥2.79 Billion |
|
Otter Tail Corporation
NASDAQ:OTTR
|
USA | $2.25 Billion |
Liability Composition Analysis (1991–2025)
This chart breaks down Independent Bank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see INDB market cap.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.00 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.86 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Independent Bank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Independent Bank (1991–2025)
The table below shows the annual total liabilities of Independent Bank from 1991 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $21.35 Billion | +30.32% |
| 2024-12-31 | $16.38 Billion | -0.44% |
| 2023-12-31 | $16.45 Billion | +0.27% |
| 2022-12-31 | $16.41 Billion | -5.73% |
| 2021-12-31 | $17.40 Billion | +51.33% |
| 2020-12-31 | $11.50 Billion | +3694.62% |
| 2019-12-31 | $303.10 Million | -96.10% |
| 2018-12-31 | $7.78 Billion | +8.96% |
| 2017-12-31 | $7.14 Billion | +4.29% |
| 2016-12-31 | $6.84 Billion | +6.31% |
| 2015-12-31 | $6.44 Billion | +12.48% |
| 2014-12-31 | $5.72 Billion | +3.93% |
| 2013-12-31 | $5.51 Billion | +5.36% |
| 2012-12-31 | $5.23 Billion | +16.14% |
| 2011-12-31 | $4.50 Billion | +5.68% |
| 2010-12-31 | $4.26 Billion | +4.67% |
| 2009-12-31 | $4.07 Billion | +22.45% |
| 2008-12-31 | $3.32 Billion | +30.43% |
| 2007-12-31 | $2.55 Billion | -1.97% |
| 2006-12-31 | $2.60 Billion | -7.62% |
| 2005-12-31 | $2.81 Billion | +2.94% |
| 2004-12-31 | $2.73 Billion | +23.28% |
| 2003-12-31 | $2.22 Billion | +6.78% |
| 2002-12-31 | $2.08 Billion | +4.31% |
| 2001-12-31 | $1.99 Billion | +11.58% |
| 2000-12-31 | $1.78 Billion | +21.92% |
| 1999-12-31 | $1.46 Billion | +0.87% |
| 1998-12-31 | $1.45 Billion | +16.16% |
| 1997-12-31 | $1.25 Billion | +23.43% |
| 1996-12-31 | $1.01 Billion | +10.57% |
| 1995-12-31 | $915.00 Million | +5.78% |
| 1994-12-31 | $865.00 Million | +12.00% |
| 1993-12-31 | $772.30 Million | +2.37% |
| 1992-12-31 | $754.40 Million | -7.44% |
| 1991-12-31 | $815.00 Million | -- |
About Independent Bank
Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States. It provides interest checking, money market, and savings accounts, as well as demand deposits and time certificates of deposit. The company also offers commercial real estate and cons… Read more