Joint Stock Company Kaspi.kz (KSPI) - Total Liabilities
Based on the latest financial reports, Joint Stock Company Kaspi.kz (KSPI) has total liabilities worth $8.47 Trillion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Joint Stock Company Kaspi.kz net asset momentum to track the company's year-over-year net asset growth rate.
Joint Stock Company Kaspi.kz - Total Liabilities Trend (2019–2025)
This chart illustrates how Joint Stock Company Kaspi.kz's total liabilities have evolved over time, based on quarterly financial data. See KSPI FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Joint Stock Company Kaspi.kz Competitors by Total Liabilities
The table below lists competitors of Joint Stock Company Kaspi.kz ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
China Development Financial Holding Corp
TW:2883
|
Taiwan | NT$3.65 Trillion |
|
Exor N.V.
AS:EXO
|
Netherlands | €3.64 Billion |
|
Zhongjin Gold Corp Ltd
SHG:600489
|
China | CN¥30.00 Billion |
|
China Three Gorges New Energy Group Co Ltd
SHG:600905
|
China | CN¥282.89 Billion |
|
MPI Corporation
TWO:6223
|
Taiwan | NT$9.42 Billion |
|
Beiersdorf Aktiengesellschaft
F:BEIA
|
Germany | €4.14 Billion |
|
Tractor Supply Company
NASDAQ:TSCO
|
USA | $8.35 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.47 Trillion |
Liability Composition Analysis (2019–2025)
This chart breaks down Joint Stock Company Kaspi.kz's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Joint Stock Company Kaspi.kz market cap and net worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.04 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 3.40 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.77 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Joint Stock Company Kaspi.kz's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Joint Stock Company Kaspi.kz (2019–2025)
The table below shows the annual total liabilities of Joint Stock Company Kaspi.kz from 2019 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $8.47 Trillion | +24.55% |
| 2024-12-31 | $6.80 Trillion | +18.98% |
| 2023-12-31 | $5.72 Trillion | +33.12% |
| 2022-12-31 | $4.30 Trillion | +38.44% |
| 2021-12-31 | $3.10 Trillion | +28.65% |
| 2020-12-31 | $2.41 Trillion | +27.49% |
| 2019-12-31 | $1.89 Trillion | -- |
About Joint Stock Company Kaspi.kz
Joint Stock Company Kaspi.kz, together with its subsidiaries, provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. The company operates through three segments: Payments, Marketplace, and Fintech. The Payments segment offers a platform that facilities transactions between and among merchants and consumers. This segment provides w… Read more