Old Point Financial Corporation
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services in Virginia, the United States. It operates through Bank, Wealth, and Parent segments. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, t… Read more
Old Point Financial Corporation (OPOF) - Total Liabilities
Latest total liabilities as of June 2025: $1.28 Billion USD
Based on the latest financial reports, Old Point Financial Corporation (OPOF) has total liabilities worth $1.28 Billion USD as of June 2025.
Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
Old Point Financial Corporation - Total Liabilities Trend (1992–2024)
This chart illustrates how Old Point Financial Corporation's total liabilities have evolved over time, based on quarterly financial data. Explore and compare other companies by total liabilities.
Old Point Financial Corporation Competitors by Total Liabilities
The table below lists competitors of Old Point Financial Corporation ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Asia Cuanon Tech (Shanghai)
SHG:603378
|
China | CN¥4.38 Billion |
|
Fundamental Global Inc.
NASDAQ:FGNXP
|
USA | $13.72 Million |
|
DR Corporation Limited
SHE:301177
|
China | CN¥1.21 Billion |
|
Foghorn Therapeutics Inc
NASDAQ:FHTX
|
USA | $306.60 Million |
|
RCI Hospitality Holdings Inc
NASDAQ:RICK
|
USA | $328.11 Million |
|
Beijing ZEHO Waterfront Ecological Environment Treatment Co Ltd
SHG:605069
|
China | CN¥2.27 Billion |
|
SmarTone Telecommunications Holdings Limited
PINK:STTFF
|
USA | $5.69 Billion |
Liability Composition Analysis (1992–2024)
This chart breaks down Old Point Financial Corporation's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 69.85 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 10.87 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Old Point Financial Corporation's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Old Point Financial Corporation (1992–2024)
The table below shows the annual total liabilities of Old Point Financial Corporation from 1992 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $1.34 Billion | -0.22% |
| 2023-12-31 | $1.34 Billion | +6.61% |
| 2022-12-31 | $1.26 Billion | +3.23% |
| 2021-12-31 | $1.22 Billion | +90073.11% |
| 2020-12-31 | $1.35 Million | -99.86% |
| 2019-12-31 | $944.73 Million | +0.91% |
| 2018-12-31 | $936.18 Million | +5.67% |
| 2017-12-31 | $885.96 Million | +9.52% |
| 2016-12-31 | $808.98 Million | +0.67% |
| 2015-12-31 | $803.61 Million | +2.01% |
| 2014-12-31 | $787.78 Million | +0.54% |
| 2013-12-31 | $783.53 Million | -4.24% |
| 2012-12-31 | $818.20 Million | +7.14% |
| 2011-12-31 | $763.64 Million | -5.24% |
| 2010-12-31 | $805.89 Million | -4.04% |
| 2009-12-31 | $839.81 Million | +11.67% |
| 2008-12-31 | $752.07 Million | +1.24% |
| 2007-12-31 | $742.85 Million | -3.88% |
| 2006-12-31 | $772.86 Million | +15.53% |
| 2005-12-31 | $668.94 Million | +8.39% |
| 2004-12-31 | $617.14 Million | +5.93% |
| 2003-12-31 | $582.62 Million | +12.36% |
| 2002-12-31 | $518.51 Million | +10.83% |
| 2001-12-31 | $467.85 Million | +8.65% |
| 2000-12-31 | $430.60 Million | +8.88% |
| 1999-12-31 | $395.48 Million | +8.62% |
| 1998-12-31 | $364.11 Million | +16.57% |
| 1997-12-31 | $312.34 Million | +10.00% |
| 1996-12-31 | $283.94 Million | +3.65% |
| 1995-12-31 | $273.94 Million | +8.94% |
| 1994-12-31 | $251.46 Million | +1.37% |
| 1993-12-31 | $248.05 Million | +1.44% |
| 1992-12-31 | $244.53 Million | -- |