Southern States Bancshares Inc (SSBK) - Total Liabilities

Latest as of March 2025: $2.56 Billion USD

Based on the latest financial reports, Southern States Bancshares Inc (SSBK) has total liabilities worth $2.56 Billion USD as of March 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore SSBK operating cash flow to assess how effectively this company generates cash.

Southern States Bancshares Inc - Total Liabilities Trend (2018–2024)

This chart illustrates how Southern States Bancshares Inc's total liabilities have evolved over time, based on quarterly financial data. Check asset resilience ratio of Southern States Bancshares Inc to evaluate the company's liquid asset resilience ratio.

Southern States Bancshares Inc Competitors by Total Liabilities

The table below lists competitors of Southern States Bancshares Inc ranked by their total liabilities.

Company Country Total Liabilities
John Wiley & Sons B
NYSE:WLYB
USA $1.73 Billion
Viking Line Abp
HE:VIK1V
Finland €277.00 Million
Liuzhou Chemical Industry Co Ltd
SHG:600423
China CN¥59.12 Million
Barings Corporate Investors
NYSE:MCI
USA $50.49 Million
Tourism Finance Corporation of India Limited
NSE:TFCILTD
India Rs10.59 Billion
Elitegroup Computer Systems Co Ltd
TW:2331
Taiwan NT$11.99 Billion
Newron Pharmaceuticals SpA
SW:NWRN
Switzerland CHF59.81 Million
Guiyang Xintian Pharmaceutical Co Ltd
SHE:002873
China CN¥829.62 Million

Liability Composition Analysis (2018–2024)

This chart breaks down Southern States Bancshares Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Southern States Bancshares Inc stock valuation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.12 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 8.83 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.90 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Southern States Bancshares Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Southern States Bancshares Inc (2018–2024)

The table below shows the annual total liabilities of Southern States Bancshares Inc from 2018 to 2024.

Year Total Liabilities Change
2024-12-31 $2.57 Billion +15.09%
2023-12-31 $2.23 Billion +19.78%
2022-12-31 $1.86 Billion +16.03%
2021-12-31 $1.61 Billion +34.73%
2020-12-31 $1.19 Billion +23.02%
2019-12-31 $968.85 Million +22.23%
2018-12-31 $792.65 Million --

About Southern States Bancshares Inc

NASDAQ:SSBK USA Banks - Regional
Market Cap
$361.07 Million
Market Cap Rank
#14170 Global
#3208 in USA
Share Price
$36.37
Change (1 day)
+0.00%
52-Week Range
$33.70 - $36.60
All Time High
$38.00
About

Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals in the United States. The company offers deposit products, including demand deposits accounts, interest-bearing products, savings accounts, and certificate of deposits. It also provides real estate loan products comprising real estat… Read more