Bendigo and Adelaide Bank Ltd - Asset Resilience Ratio

Latest as of June 2024: -3.55%

Bendigo and Adelaide Bank Ltd (BEN) has an Asset Resilience Ratio of -3.55% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Bendigo and Adelaide Bank Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

AU$-3.48 Billion

≈ $-2.47 Billion USD Cash + Short-term Investments

Total Assets

AU$98.19 Billion

≈ $69.47 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (1991–2024)

This chart shows how Bendigo and Adelaide Bank Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Bendigo and Adelaide Bank Ltd balance sheet assets.

Liquid Assets Composition Over Time

This chart breaks down Bendigo and Adelaide Bank Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Bendigo and Adelaide Bank Ltd to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$-3.48 Billion	-3.55%
Total Liquid Assets	AU$-3.48 Billion	-3.55%

Asset Resilience Insights

Limited Liquidity: Bendigo and Adelaide Bank Ltd maintains only -3.55% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Bendigo and Adelaide Bank Ltd Industry Peers by Asset Resilience Ratio

Compare Bendigo and Adelaide Bank Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
CIMB Group Holdings Bhd KLSE:1023	Banks - Regional	1.96%
Bank of Nanjing Co Ltd SHG:601009	Banks - Regional	-5.31%
Raiffeisen Bank International AG VI:RBI	Banks - Regional	1.61%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Seacoast Banking Corporation of Florida NASDAQ:SBCF	Banks - Regional	24.78%
Bank Multiarta Sentosa PT JK:MASB	Banks - Regional	1.29%
RMB Holdings Ltd JSE:RMH	Banks - Regional	27.52%
Banco Bradesco DRC BA:BBD	Banks - Regional	4.82%

Annual Asset Resilience Ratio for Bendigo and Adelaide Bank Ltd (1991–2024)

The table below shows the annual Asset Resilience Ratio data for Bendigo and Adelaide Bank Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-06-30	-3.55%	AU$-3.48 Billion ≈ $-2.47 Billion	AU$98.19 Billion ≈ $69.47 Billion	-1.70pp
2023-06-30	-1.85%	AU$-1.82 Billion ≈ $-1.29 Billion	AU$98.48 Billion ≈ $69.68 Billion	-1.84pp
2022-06-30	-0.01%	AU$-7.20 Million ≈ $-5.09 Million	AU$95.24 Billion ≈ $67.39 Billion	+0.00pp
2021-06-30	-0.01%	AU$-7.00 Million ≈ $-4.95 Million	AU$86.58 Billion ≈ $61.26 Billion	-3.01pp
2020-06-30	3.01%	AU$2.29 Billion ≈ $1.62 Billion	AU$76.01 Billion ≈ $53.78 Billion	+1.51pp
2019-06-30	1.50%	AU$1.08 Billion ≈ $766.50 Million	AU$72.44 Billion ≈ $51.25 Billion	-0.11pp
2018-06-30	1.61%	AU$1.15 Billion ≈ $812.92 Million	AU$71.44 Billion ≈ $50.55 Billion	+0.14pp
2017-06-30	1.46%	AU$1.04 Billion ≈ $739.40 Million	AU$71.42 Billion ≈ $50.53 Billion	+0.07pp
2016-06-30	1.39%	AU$956.20 Million ≈ $676.57 Million	AU$68.57 Billion ≈ $48.52 Billion	+0.21pp
2015-06-30	1.19%	AU$782.70 Million ≈ $553.81 Million	AU$66.03 Billion ≈ $46.72 Billion	+0.12pp
2014-06-30	1.06%	AU$691.50 Million ≈ $489.28 Million	AU$65.06 Billion ≈ $46.04 Billion	-0.05pp
2013-06-30	1.12%	AU$672.20 Million ≈ $475.62 Million	AU$60.28 Billion ≈ $42.65 Billion	-0.09pp
2012-06-30	1.20%	AU$687.30 Million ≈ $486.31 Million	AU$57.24 Billion ≈ $40.50 Billion	+0.03pp
2011-06-30	1.17%	AU$643.30 Million ≈ $455.18 Million	AU$54.93 Billion ≈ $38.86 Billion	-0.06pp
2010-06-30	1.23%	AU$641.70 Million ≈ $454.04 Million	AU$52.12 Billion ≈ $36.88 Billion	+0.99pp
2009-06-30	0.25%	AU$115.60 Million ≈ $81.79 Million	AU$47.11 Billion ≈ $33.34 Billion	+0.08pp
2008-06-30	0.17%	AU$80.40 Million ≈ $56.89 Million	AU$48.11 Billion ≈ $34.04 Billion	-0.07pp
2007-06-30	0.24%	AU$40.10 Million ≈ $28.37 Million	AU$17.00 Billion ≈ $12.03 Billion	-0.31pp
2006-06-30	0.55%	AU$83.70 Million ≈ $59.22 Million	AU$15.20 Billion ≈ $10.75 Billion	+0.57pp
2005-06-30	-0.02%	AU$-3.00 Million ≈ $-2.12 Million	AU$13.26 Billion ≈ $9.38 Billion	+0.03pp
2004-06-30	-0.05%	AU$-6.00 Million ≈ $-4.25 Million	AU$11.28 Billion ≈ $7.98 Billion	-0.30pp
2003-06-30	0.25%	AU$23.31 Million ≈ $16.49 Million	AU$9.26 Billion ≈ $6.55 Billion	-0.65pp
2002-06-30	0.90%	AU$71.94 Million ≈ $50.91 Million	AU$7.97 Billion ≈ $5.64 Billion	+0.02pp
2001-06-30	0.88%	AU$61.40 Million ≈ $43.44 Million	AU$6.98 Billion ≈ $4.94 Billion	+0.83pp
2000-06-30	0.05%	AU$2.50 Million ≈ $1.77 Million	AU$4.91 Billion ≈ $3.48 Billion	-12.55pp
1999-06-30	12.60%	AU$529.72 Million ≈ $374.81 Million	AU$4.20 Billion ≈ $2.97 Billion	-2.32pp
1998-06-30	14.92%	AU$473.24 Million ≈ $334.85 Million	AU$3.17 Billion ≈ $2.24 Billion	+6.28pp
1997-06-30	8.65%	AU$227.34 Million ≈ $160.86 Million	AU$2.63 Billion ≈ $1.86 Billion	+8.51pp
1996-06-30	0.14%	AU$2.56 Million ≈ $1.81 Million	AU$1.89 Billion ≈ $1.34 Billion	-7.37pp
1995-06-30	7.51%	AU$116.63 Million ≈ $82.52 Million	AU$1.55 Billion ≈ $1.10 Billion	+3.98pp
1994-06-30	3.53%	AU$48.35 Million ≈ $34.21 Million	AU$1.37 Billion ≈ $969.09 Million	-1.08pp
1993-06-30	4.61%	AU$58.52 Million ≈ $41.40 Million	AU$1.27 Billion ≈ $897.68 Million	-4.76pp
1992-06-30	9.37%	AU$87.22 Million ≈ $61.71 Million	AU$930.43 Million ≈ $658.34 Million	-2.73pp
1991-06-30	12.10%	AU$80.22 Million ≈ $56.76 Million	AU$662.95 Million ≈ $469.08 Million	--

pp = percentage points

About Bendigo and Adelaide Bank Ltd

AU:BEN Australia Banks - Regional

Market Cap

$4.14 Billion

AU$5.85 Billion AUD

Market Cap Rank

#4005 Global

#92 in Australia

Share Price

AU$10.38

Change (1 day)

+0.58%

52-Week Range

AU$9.88 - AU$13.22

All Time High

AU$13.60