Bendigo and Adelaide Bank Ltd - Asset Resilience Ratio

Latest as of June 2024: -3.55%

Bendigo and Adelaide Bank Ltd (BEN) has an Asset Resilience Ratio of -3.55% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BEN liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets

AU$-3.48 Billion
≈ $-2.47 Billion USD Cash + Short-term Investments

Total Assets

AU$98.19 Billion
≈ $69.47 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (1991–2024)

This chart shows how Bendigo and Adelaide Bank Ltd's Asset Resilience Ratio has changed over time. See Bendigo and Adelaide Bank Ltd shareholders equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Bendigo and Adelaide Bank Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Bendigo and Adelaide Bank Ltd worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$0.00 0%
Short-term Investments AU$-3.48 Billion -3.55%
Total Liquid Assets AU$-3.48 Billion -3.55%

Asset Resilience Insights

  • Limited Liquidity: Bendigo and Adelaide Bank Ltd maintains only -3.55% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Bendigo and Adelaide Bank Ltd Industry Peers by Asset Resilience Ratio

Compare Bendigo and Adelaide Bank Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Bank of Guiyang Co Ltd
SHG:601997 		Banks - Regional -0.78%
VersaBank
TO:VBNK 		Banks - Regional 1.65%
Bank Agris Tbk
JK:AGRS 		Banks - Regional 1.98%
RMB Holdings Ltd
JSE:RMH 		Banks - Regional 20.83%
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS 		Banks - Regional 44.92%
Banco Bradesco DRC
BA:BBD 		Banks - Regional 4.82%
Grupo Financiero Galicia S.A.
BA:GGAL 		Banks - Regional 8.18%
Banco Macro SA B
BA:BMA 		Banks - Regional 0.55%

Annual Asset Resilience Ratio for Bendigo and Adelaide Bank Ltd (1991–2024)

The table below shows the annual Asset Resilience Ratio data for Bendigo and Adelaide Bank Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-06-30 -3.55% AU$-3.48 Billion
≈ $-2.47 Billion		 AU$98.19 Billion
≈ $69.47 Billion		 -1.70pp
2023-06-30 -1.85% AU$-1.82 Billion
≈ $-1.29 Billion		 AU$98.48 Billion
≈ $69.68 Billion		 -1.84pp
2022-06-30 -0.01% AU$-7.20 Million
≈ $-5.09 Million		 AU$95.24 Billion
≈ $67.39 Billion		 +0.00pp
2021-06-30 -0.01% AU$-7.00 Million
≈ $-4.95 Million		 AU$86.58 Billion
≈ $61.26 Billion		 -3.01pp
2020-06-30 3.01% AU$2.29 Billion
≈ $1.62 Billion		 AU$76.01 Billion
≈ $53.78 Billion		 +1.51pp
2019-06-30 1.50% AU$1.08 Billion
≈ $766.50 Million		 AU$72.44 Billion
≈ $51.25 Billion		 -0.11pp
2018-06-30 1.61% AU$1.15 Billion
≈ $812.92 Million		 AU$71.44 Billion
≈ $50.55 Billion		 +0.14pp
2017-06-30 1.46% AU$1.04 Billion
≈ $739.40 Million		 AU$71.42 Billion
≈ $50.53 Billion		 +0.07pp
2016-06-30 1.39% AU$956.20 Million
≈ $676.57 Million		 AU$68.57 Billion
≈ $48.52 Billion		 +0.21pp
2015-06-30 1.19% AU$782.70 Million
≈ $553.81 Million		 AU$66.03 Billion
≈ $46.72 Billion		 +0.12pp
2014-06-30 1.06% AU$691.50 Million
≈ $489.28 Million		 AU$65.06 Billion
≈ $46.04 Billion		 -0.05pp
2013-06-30 1.12% AU$672.20 Million
≈ $475.62 Million		 AU$60.28 Billion
≈ $42.65 Billion		 -0.09pp
2012-06-30 1.20% AU$687.30 Million
≈ $486.31 Million		 AU$57.24 Billion
≈ $40.50 Billion		 +0.03pp
2011-06-30 1.17% AU$643.30 Million
≈ $455.18 Million		 AU$54.93 Billion
≈ $38.86 Billion		 -0.06pp
2010-06-30 1.23% AU$641.70 Million
≈ $454.04 Million		 AU$52.12 Billion
≈ $36.88 Billion		 +0.99pp
2009-06-30 0.25% AU$115.60 Million
≈ $81.79 Million		 AU$47.11 Billion
≈ $33.34 Billion		 +0.08pp
2008-06-30 0.17% AU$80.40 Million
≈ $56.89 Million		 AU$48.11 Billion
≈ $34.04 Billion		 -0.07pp
2007-06-30 0.24% AU$40.10 Million
≈ $28.37 Million		 AU$17.00 Billion
≈ $12.03 Billion		 -0.31pp
2006-06-30 0.55% AU$83.70 Million
≈ $59.22 Million		 AU$15.20 Billion
≈ $10.75 Billion		 +0.57pp
2005-06-30 -0.02% AU$-3.00 Million
≈ $-2.12 Million		 AU$13.26 Billion
≈ $9.38 Billion		 +0.03pp
2004-06-30 -0.05% AU$-6.00 Million
≈ $-4.25 Million		 AU$11.28 Billion
≈ $7.98 Billion		 -0.30pp
2003-06-30 0.25% AU$23.31 Million
≈ $16.49 Million		 AU$9.26 Billion
≈ $6.55 Billion		 -0.65pp
2002-06-30 0.90% AU$71.94 Million
≈ $50.91 Million		 AU$7.97 Billion
≈ $5.64 Billion		 +0.02pp
2001-06-30 0.88% AU$61.40 Million
≈ $43.44 Million		 AU$6.98 Billion
≈ $4.94 Billion		 +0.83pp
2000-06-30 0.05% AU$2.50 Million
≈ $1.77 Million		 AU$4.91 Billion
≈ $3.48 Billion		 -12.55pp
1999-06-30 12.60% AU$529.72 Million
≈ $374.81 Million		 AU$4.20 Billion
≈ $2.97 Billion		 -2.32pp
1998-06-30 14.92% AU$473.24 Million
≈ $334.85 Million		 AU$3.17 Billion
≈ $2.24 Billion		 +6.28pp
1997-06-30 8.65% AU$227.34 Million
≈ $160.86 Million		 AU$2.63 Billion
≈ $1.86 Billion		 +8.51pp
1996-06-30 0.14% AU$2.56 Million
≈ $1.81 Million		 AU$1.89 Billion
≈ $1.34 Billion		 -7.37pp
1995-06-30 7.51% AU$116.63 Million
≈ $82.52 Million		 AU$1.55 Billion
≈ $1.10 Billion		 +3.98pp
1994-06-30 3.53% AU$48.35 Million
≈ $34.21 Million		 AU$1.37 Billion
≈ $969.09 Million		 -1.08pp
1993-06-30 4.61% AU$58.52 Million
≈ $41.40 Million		 AU$1.27 Billion
≈ $897.68 Million		 -4.76pp
1992-06-30 9.37% AU$87.22 Million
≈ $61.71 Million		 AU$930.43 Million
≈ $658.34 Million		 -2.73pp
1991-06-30 12.10% AU$80.22 Million
≈ $56.76 Million		 AU$662.95 Million
≈ $469.08 Million		 --
pp = percentage points

About Bendigo and Adelaide Bank Ltd

AU:BEN Australia Banks - Regional
Market Cap
$4.30 Billion
AU$6.08 Billion AUD
Market Cap Rank
#3967 Global
#93 in Australia
Share Price
AU$10.78
Change (1 day)
+0.84%
52-Week Range
AU$9.88 - AU$13.47
All Time High
AU$13.60
Categories
Companies in Australia Banks - Regional Banking & Financial
About

Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. It operates through Consumer, Business and Agribusiness, and Corporate segments. The company offers transaction and savings account; term deposit; managed funds; share trading; margin lending; and private banking services. It als… Read more