Bendigo and Adelaide Bank Ltd Cash Flow Conversion Efficiency

Latest as of June 2025: -0.099x

Bendigo and Adelaide Bank Ltd cash flow conversion efficiency. Based on the latest financial reports, Bendigo and Adelaide Bank Ltd (BEN) has a cash flow conversion efficiency ratio of -0.099x as of June 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (AU$-663.30 Million ≈ $-469.33 Million USD) by net assets (AU$6.67 Billion ≈ $4.72 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Bendigo and Adelaide Bank Ltd (1991–2025)

Cash flow conversion efficiency of Bendigo and Adelaide Bank Ltd from 1991 to 2025. This chart illustrates how Bendigo and Adelaide Bank Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Bendigo and Adelaide Bank Ltd share price for real-time trading data and today's change.

Bendigo and Adelaide Bank Ltd Cash Flow Conversion Ratio Explained

Bendigo and Adelaide Bank Ltd cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Bendigo and Adelaide Bank Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bendigo and Adelaide Bank Ltd ranked by their cash flow conversion efficiency. Also see BEN market cap for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Integer Holdings Corp NYSE:ITGR	0.035x
Gibson Energy Inc. TO:GEI	-0.020x
Sime Darby Bhd KLSE:4197	0.065x
GDS Holdings Ltd NASDAQ:GDS	0.042x
Mattel Inc NASDAQ:MAT	-0.011x
Scorpio Tankers Inc NYSE:STNG	0.048x
Page Industries Limited NSE:PAGEIND	0.356x
Nanjing Securities Co Ltd SHG:601990	-0.262x

Annual Cash Flow Conversion Efficiency for Bendigo and Adelaide Bank Ltd (1991–2025)

The table below shows the annual cash flow conversion efficiency of Bendigo and Adelaide Bank Ltd from 1991 to 2025. Review Bendigo and Adelaide Bank Ltd free cash flow ratio to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-06-30	AU$6.67 Billion ≈ $4.72 Billion	AU$1.70 Billion ≈ $1.20 Billion	0.254x	+123.57%
2024-06-30	AU$7.03 Billion ≈ $4.98 Billion	AU$-7.59 Billion ≈ $-5.37 Billion	-1.079x	-229.60%
2023-06-30	AU$6.85 Billion ≈ $4.85 Billion	AU$5.71 Billion ≈ $4.04 Billion	0.833x	+272.01%
2022-06-30	AU$6.71 Billion ≈ $4.75 Billion	AU$-3.25 Billion ≈ $-2.30 Billion	-0.484x	-150.15%
2021-06-30	AU$6.35 Billion ≈ $4.50 Billion	AU$6.13 Billion ≈ $4.34 Billion	0.966x	+1630.58%
2020-06-30	AU$5.80 Billion ≈ $4.10 Billion	AU$323.50 Million ≈ $228.90 Million	0.056x	+137.81%
2019-06-30	AU$5.63 Billion ≈ $3.98 Billion	AU$-831.10 Million ≈ $-588.06 Million	-0.148x	-813.80%
2018-06-30	AU$5.62 Billion ≈ $3.98 Billion	AU$116.20 Million ≈ $82.22 Million	0.021x	+106.52%
2017-06-30	AU$5.43 Billion ≈ $3.84 Billion	AU$-1.72 Billion ≈ $-1.22 Billion	-0.317x	+50.65%
2016-06-30	AU$5.12 Billion ≈ $3.62 Billion	AU$-3.29 Billion ≈ $-2.32 Billion	-0.642x	-308.52%
2015-06-30	AU$4.94 Billion ≈ $3.50 Billion	AU$1.52 Billion ≈ $1.08 Billion	0.308x	+286.93%
2014-06-30	AU$4.97 Billion ≈ $3.51 Billion	AU$395.40 Million ≈ $279.77 Million	0.080x	+37.04%
2013-06-30	AU$4.43 Billion ≈ $3.14 Billion	AU$257.60 Million ≈ $182.27 Million	0.058x	+22.58%
2012-06-30	AU$4.22 Billion ≈ $2.98 Billion	AU$199.90 Million ≈ $141.44 Million	0.047x	-61.60%
2011-06-30	AU$3.96 Billion ≈ $2.80 Billion	AU$488.20 Million ≈ $345.43 Million	0.123x	+35.69%
2010-06-30	AU$3.88 Billion ≈ $2.75 Billion	AU$353.00 Million ≈ $249.77 Million	0.091x	+123.04%
2009-06-30	AU$3.12 Billion ≈ $2.21 Billion	AU$127.20 Million ≈ $90.00 Million	0.041x	-15.53%
2008-06-30	AU$3.27 Billion ≈ $2.31 Billion	AU$157.90 Million ≈ $111.72 Million	0.048x	-49.89%
2007-06-30	AU$1.01 Billion ≈ $718.18 Million	AU$97.80 Million ≈ $69.20 Million	0.096x	-49.37%
2006-06-30	AU$899.50 Million ≈ $636.45 Million	AU$171.20 Million ≈ $121.13 Million	0.190x	+118.34%
2005-06-30	AU$749.10 Million ≈ $530.04 Million	AU$65.30 Million ≈ $46.20 Million	0.087x	-30.96%
2004-06-30	AU$676.40 Million ≈ $478.60 Million	AU$85.40 Million ≈ $60.43 Million	0.126x	-45.67%
2003-06-30	AU$552.71 Million ≈ $391.08 Million	AU$128.43 Million ≈ $90.88 Million	0.232x	+247.77%
2002-06-30	AU$494.43 Million ≈ $349.84 Million	AU$33.04 Million ≈ $23.38 Million	0.067x	-35.09%
2001-06-30	AU$422.80 Million ≈ $299.16 Million	AU$43.52 Million ≈ $30.79 Million	0.103x	-44.21%
2000-06-30	AU$288.36 Million ≈ $204.03 Million	AU$53.21 Million ≈ $37.65 Million	0.185x	+817.32%
1999-06-30	AU$243.09 Million ≈ $172.00 Million	AU$-6.25 Million ≈ $-4.42 Million	-0.026x	-106.90%
1998-06-30	AU$149.69 Million ≈ $105.92 Million	AU$55.82 Million ≈ $39.49 Million	0.373x	+438.94%
1997-06-30	AU$139.05 Million ≈ $98.39 Million	AU$9.62 Million ≈ $6.81 Million	0.069x	-46.48%
1996-06-30	AU$144.58 Million ≈ $102.30 Million	AU$18.69 Million ≈ $13.23 Million	0.129x	+45.22%
1995-06-30	AU$127.16 Million ≈ $89.97 Million	AU$11.32 Million ≈ $8.01 Million	0.089x	-19.95%
1994-06-30	AU$116.73 Million ≈ $82.59 Million	AU$12.98 Million ≈ $9.18 Million	0.111x	+71.18%
1993-06-30	AU$112.46 Million ≈ $79.57 Million	AU$7.31 Million ≈ $5.17 Million	0.065x	-34.50%
1992-06-30	AU$80.51 Million ≈ $56.97 Million	AU$7.99 Million ≈ $5.65 Million	0.099x	-9.13%
1991-06-30	AU$55.92 Million ≈ $39.56 Million	AU$6.10 Million ≈ $4.32 Million	0.109x	--

About Bendigo and Adelaide Bank Ltd

AU:BEN Australia Banks - Regional

Market Cap

$4.26 Billion

AU$6.02 Billion AUD

Market Cap Rank

#3858 Global

#93 in Australia

Share Price

AU$10.67

Change (1 day)

-0.19%

52-Week Range

AU$9.88 - AU$12.93

All Time High

AU$13.60