Bendigo and Adelaide Bank Ltd (BEN) - Cash Flow Conversion Efficiency

Latest as of June 2025: -0.099x

Based on the latest financial reports, Bendigo and Adelaide Bank Ltd (BEN) has a cash flow conversion efficiency ratio of -0.099x as of June 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (AU$-663.30 Million ≈ $-469.33 Million USD) by net assets (AU$6.67 Billion ≈ $4.72 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Bendigo and Adelaide Bank Ltd - Cash Flow Conversion Efficiency Trend (1991–2025)

This chart illustrates how Bendigo and Adelaide Bank Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read Bendigo and Adelaide Bank Ltd debt and liabilities for a breakdown of total debt and financial obligations.

Bendigo and Adelaide Bank Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bendigo and Adelaide Bank Ltd ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
AP Memory Technology Corp TW:6531	0.063x
Hafnia Ltd OL:HAFNI	0.051x
Zhejiang JIULI Hi-tech Metals Co Ltd SHE:002318	0.042x
Pepkor Holdings Ltd JSE:PPH	0.077x
Atmus Filtration Technologies Inc. NYSE:ATMU	0.125x
Jiangsu Yuyue Medical Equipment & Supply Co Ltd SHE:002223	0.026x
ABSA Bank Limited JSE:ABSP	0.127x
Jiangsu Yangnong Chemical Co Ltd SHG:600486	0.095x

Annual Cash Flow Conversion Efficiency for Bendigo and Adelaide Bank Ltd (1991–2025)

The table below shows the annual cash flow conversion efficiency of Bendigo and Adelaide Bank Ltd from 1991 to 2025. For the full company profile with market capitalisation and key ratios, see BEN market cap overview.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-06-30	AU$6.67 Billion ≈ $4.72 Billion	AU$1.70 Billion ≈ $1.20 Billion	0.254x	+123.57%
2024-06-30	AU$7.03 Billion ≈ $4.98 Billion	AU$-7.59 Billion ≈ $-5.37 Billion	-1.079x	-229.60%
2023-06-30	AU$6.85 Billion ≈ $4.85 Billion	AU$5.71 Billion ≈ $4.04 Billion	0.833x	+272.01%
2022-06-30	AU$6.71 Billion ≈ $4.75 Billion	AU$-3.25 Billion ≈ $-2.30 Billion	-0.484x	-150.15%
2021-06-30	AU$6.35 Billion ≈ $4.50 Billion	AU$6.13 Billion ≈ $4.34 Billion	0.966x	+1630.58%
2020-06-30	AU$5.80 Billion ≈ $4.10 Billion	AU$323.50 Million ≈ $228.90 Million	0.056x	+137.81%
2019-06-30	AU$5.63 Billion ≈ $3.98 Billion	AU$-831.10 Million ≈ $-588.06 Million	-0.148x	-813.80%
2018-06-30	AU$5.62 Billion ≈ $3.98 Billion	AU$116.20 Million ≈ $82.22 Million	0.021x	+106.52%
2017-06-30	AU$5.43 Billion ≈ $3.84 Billion	AU$-1.72 Billion ≈ $-1.22 Billion	-0.317x	+50.65%
2016-06-30	AU$5.12 Billion ≈ $3.62 Billion	AU$-3.29 Billion ≈ $-2.32 Billion	-0.642x	-308.52%
2015-06-30	AU$4.94 Billion ≈ $3.50 Billion	AU$1.52 Billion ≈ $1.08 Billion	0.308x	+286.93%
2014-06-30	AU$4.97 Billion ≈ $3.51 Billion	AU$395.40 Million ≈ $279.77 Million	0.080x	+37.04%
2013-06-30	AU$4.43 Billion ≈ $3.14 Billion	AU$257.60 Million ≈ $182.27 Million	0.058x	+22.58%
2012-06-30	AU$4.22 Billion ≈ $2.98 Billion	AU$199.90 Million ≈ $141.44 Million	0.047x	-61.60%
2011-06-30	AU$3.96 Billion ≈ $2.80 Billion	AU$488.20 Million ≈ $345.43 Million	0.123x	+35.69%
2010-06-30	AU$3.88 Billion ≈ $2.75 Billion	AU$353.00 Million ≈ $249.77 Million	0.091x	+123.04%
2009-06-30	AU$3.12 Billion ≈ $2.21 Billion	AU$127.20 Million ≈ $90.00 Million	0.041x	-15.53%
2008-06-30	AU$3.27 Billion ≈ $2.31 Billion	AU$157.90 Million ≈ $111.72 Million	0.048x	-49.89%
2007-06-30	AU$1.01 Billion ≈ $718.18 Million	AU$97.80 Million ≈ $69.20 Million	0.096x	-49.37%
2006-06-30	AU$899.50 Million ≈ $636.45 Million	AU$171.20 Million ≈ $121.13 Million	0.190x	+118.34%
2005-06-30	AU$749.10 Million ≈ $530.04 Million	AU$65.30 Million ≈ $46.20 Million	0.087x	-30.96%
2004-06-30	AU$676.40 Million ≈ $478.60 Million	AU$85.40 Million ≈ $60.43 Million	0.126x	-45.67%
2003-06-30	AU$552.71 Million ≈ $391.08 Million	AU$128.43 Million ≈ $90.88 Million	0.232x	+247.77%
2002-06-30	AU$494.43 Million ≈ $349.84 Million	AU$33.04 Million ≈ $23.38 Million	0.067x	-35.09%
2001-06-30	AU$422.80 Million ≈ $299.16 Million	AU$43.52 Million ≈ $30.79 Million	0.103x	-44.21%
2000-06-30	AU$288.36 Million ≈ $204.03 Million	AU$53.21 Million ≈ $37.65 Million	0.185x	+817.32%
1999-06-30	AU$243.09 Million ≈ $172.00 Million	AU$-6.25 Million ≈ $-4.42 Million	-0.026x	-106.90%
1998-06-30	AU$149.69 Million ≈ $105.92 Million	AU$55.82 Million ≈ $39.49 Million	0.373x	+438.94%
1997-06-30	AU$139.05 Million ≈ $98.39 Million	AU$9.62 Million ≈ $6.81 Million	0.069x	-46.48%
1996-06-30	AU$144.58 Million ≈ $102.30 Million	AU$18.69 Million ≈ $13.23 Million	0.129x	+45.22%
1995-06-30	AU$127.16 Million ≈ $89.97 Million	AU$11.32 Million ≈ $8.01 Million	0.089x	-19.95%
1994-06-30	AU$116.73 Million ≈ $82.59 Million	AU$12.98 Million ≈ $9.18 Million	0.111x	+71.18%
1993-06-30	AU$112.46 Million ≈ $79.57 Million	AU$7.31 Million ≈ $5.17 Million	0.065x	-34.50%
1992-06-30	AU$80.51 Million ≈ $56.97 Million	AU$7.99 Million ≈ $5.65 Million	0.099x	-9.13%
1991-06-30	AU$55.92 Million ≈ $39.56 Million	AU$6.10 Million ≈ $4.32 Million	0.109x	--

About Bendigo and Adelaide Bank Ltd

AU:BEN Australia Banks - Regional

Market Cap

$4.30 Billion

AU$6.08 Billion AUD

Market Cap Rank

#3967 Global

#93 in Australia

Share Price

AU$10.78

Change (1 day)

+0.84%

52-Week Range

AU$9.88 - AU$13.47

All Time High

AU$13.60