Bendigo and Adelaide Bank Ltd (BEN) - Cash Flow Conversion Efficiency

Latest as of June 2025: -0.099x

Based on the latest financial reports, Bendigo and Adelaide Bank Ltd (BEN) has a cash flow conversion efficiency ratio of -0.099x as of June 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (AU$-663.30 Million ≈ $-469.33 Million USD) by net assets (AU$6.67 Billion ≈ $4.72 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See debt-free asset ratio of Bendigo and Adelaide Bank Ltd to measure how much of total assets are equity-financed.

Bendigo and Adelaide Bank Ltd - Cash Flow Conversion Efficiency Trend (1991–2025)

This chart illustrates how Bendigo and Adelaide Bank Ltd's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Bendigo and Adelaide Bank Ltd earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Bendigo and Adelaide Bank Ltd Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bendigo and Adelaide Bank Ltd ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
RadNet Inc NASDAQ:RDNT	0.068x
Perseus Mining Ltd TO:PRU	0.078x
Far Eastern New Century Corp TW:1402	0.021x
Guangzhou Baiyunshan Pharmaceutical Holdings Co Ltd SHG:600332	0.044x
Beibuwan Port Co Ltd SHE:000582	0.035x
Wacker Chemie AG XETRA:WCH	0.020x
Chongqing Zhifei Bio Products SHE:300122	0.090x
BillionToOne, Inc. Class A Common Stock NASDAQ:BLLN	0.031x

Annual Cash Flow Conversion Efficiency for Bendigo and Adelaide Bank Ltd (1991–2025)

The table below shows the annual cash flow conversion efficiency of Bendigo and Adelaide Bank Ltd from 1991 to 2025. For the full company profile with market capitalisation and key ratios, see Bendigo and Adelaide Bank Ltd stock valuation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-06-30	AU$6.67 Billion ≈ $4.72 Billion	AU$1.70 Billion ≈ $1.20 Billion	0.254x	+123.57%
2024-06-30	AU$7.03 Billion ≈ $4.98 Billion	AU$-7.59 Billion ≈ $-5.37 Billion	-1.079x	-229.60%
2023-06-30	AU$6.85 Billion ≈ $4.85 Billion	AU$5.71 Billion ≈ $4.04 Billion	0.833x	+272.01%
2022-06-30	AU$6.71 Billion ≈ $4.75 Billion	AU$-3.25 Billion ≈ $-2.30 Billion	-0.484x	-150.15%
2021-06-30	AU$6.35 Billion ≈ $4.50 Billion	AU$6.13 Billion ≈ $4.34 Billion	0.966x	+1630.58%
2020-06-30	AU$5.80 Billion ≈ $4.10 Billion	AU$323.50 Million ≈ $228.90 Million	0.056x	+137.81%
2019-06-30	AU$5.63 Billion ≈ $3.98 Billion	AU$-831.10 Million ≈ $-588.06 Million	-0.148x	-813.80%
2018-06-30	AU$5.62 Billion ≈ $3.98 Billion	AU$116.20 Million ≈ $82.22 Million	0.021x	+106.52%
2017-06-30	AU$5.43 Billion ≈ $3.84 Billion	AU$-1.72 Billion ≈ $-1.22 Billion	-0.317x	+50.65%
2016-06-30	AU$5.12 Billion ≈ $3.62 Billion	AU$-3.29 Billion ≈ $-2.32 Billion	-0.642x	-308.52%
2015-06-30	AU$4.94 Billion ≈ $3.50 Billion	AU$1.52 Billion ≈ $1.08 Billion	0.308x	+286.93%
2014-06-30	AU$4.97 Billion ≈ $3.51 Billion	AU$395.40 Million ≈ $279.77 Million	0.080x	+37.04%
2013-06-30	AU$4.43 Billion ≈ $3.14 Billion	AU$257.60 Million ≈ $182.27 Million	0.058x	+22.58%
2012-06-30	AU$4.22 Billion ≈ $2.98 Billion	AU$199.90 Million ≈ $141.44 Million	0.047x	-61.60%
2011-06-30	AU$3.96 Billion ≈ $2.80 Billion	AU$488.20 Million ≈ $345.43 Million	0.123x	+35.69%
2010-06-30	AU$3.88 Billion ≈ $2.75 Billion	AU$353.00 Million ≈ $249.77 Million	0.091x	+123.04%
2009-06-30	AU$3.12 Billion ≈ $2.21 Billion	AU$127.20 Million ≈ $90.00 Million	0.041x	-15.53%
2008-06-30	AU$3.27 Billion ≈ $2.31 Billion	AU$157.90 Million ≈ $111.72 Million	0.048x	-49.89%
2007-06-30	AU$1.01 Billion ≈ $718.18 Million	AU$97.80 Million ≈ $69.20 Million	0.096x	-49.37%
2006-06-30	AU$899.50 Million ≈ $636.45 Million	AU$171.20 Million ≈ $121.13 Million	0.190x	+118.34%
2005-06-30	AU$749.10 Million ≈ $530.04 Million	AU$65.30 Million ≈ $46.20 Million	0.087x	-30.96%
2004-06-30	AU$676.40 Million ≈ $478.60 Million	AU$85.40 Million ≈ $60.43 Million	0.126x	-45.67%
2003-06-30	AU$552.71 Million ≈ $391.08 Million	AU$128.43 Million ≈ $90.88 Million	0.232x	+247.77%
2002-06-30	AU$494.43 Million ≈ $349.84 Million	AU$33.04 Million ≈ $23.38 Million	0.067x	-35.09%
2001-06-30	AU$422.80 Million ≈ $299.16 Million	AU$43.52 Million ≈ $30.79 Million	0.103x	-44.21%
2000-06-30	AU$288.36 Million ≈ $204.03 Million	AU$53.21 Million ≈ $37.65 Million	0.185x	+817.32%
1999-06-30	AU$243.09 Million ≈ $172.00 Million	AU$-6.25 Million ≈ $-4.42 Million	-0.026x	-106.90%
1998-06-30	AU$149.69 Million ≈ $105.92 Million	AU$55.82 Million ≈ $39.49 Million	0.373x	+438.94%
1997-06-30	AU$139.05 Million ≈ $98.39 Million	AU$9.62 Million ≈ $6.81 Million	0.069x	-46.48%
1996-06-30	AU$144.58 Million ≈ $102.30 Million	AU$18.69 Million ≈ $13.23 Million	0.129x	+45.22%
1995-06-30	AU$127.16 Million ≈ $89.97 Million	AU$11.32 Million ≈ $8.01 Million	0.089x	-19.95%
1994-06-30	AU$116.73 Million ≈ $82.59 Million	AU$12.98 Million ≈ $9.18 Million	0.111x	+71.18%
1993-06-30	AU$112.46 Million ≈ $79.57 Million	AU$7.31 Million ≈ $5.17 Million	0.065x	-34.50%
1992-06-30	AU$80.51 Million ≈ $56.97 Million	AU$7.99 Million ≈ $5.65 Million	0.099x	-9.13%
1991-06-30	AU$55.92 Million ≈ $39.56 Million	AU$6.10 Million ≈ $4.32 Million	0.109x	--

About Bendigo and Adelaide Bank Ltd

AU:BEN Australia Banks - Regional

Market Cap

$4.57 Billion

AU$6.46 Billion AUD

Market Cap Rank

#3738 Global

#86 in Australia

Share Price

AU$11.46

Change (1 day)

+1.15%

52-Week Range

AU$9.88 - AU$13.47

All Time High

AU$13.60