EML Payments Ltd
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The c… Read more
EML Payments Ltd - Asset Resilience Ratio
EML Payments Ltd (EML) has an Asset Resilience Ratio of 69.56% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2025)
This chart shows how EML Payments Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down EML Payments Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$1.87 Billion | 69.56% |
| Total Liquid Assets | AU$1.87 Billion | 69.56% |
Asset Resilience Insights
- Very High Liquidity: EML Payments Ltd maintains exceptional liquid asset reserves at 69.56% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
EML Payments Ltd Industry Peers by Asset Resilience Ratio
Compare EML Payments Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Eastcompeace Technology Co Ltd
SHE:002017 |
Software - Infrastructure | -1.64% |
|
Wiscom System Co Ltd
SHE:002090 |
Software - Infrastructure | 19.97% |
|
Topsec Technologies Group Inc
SHE:002212 |
Software - Infrastructure | 0.15% |
|
Focus Technology Co Ltd
SHE:002315 |
Software - Infrastructure | 3.71% |
|
Beijing Venustech Inc
SHE:002439 |
Software - Infrastructure | 3.87% |
|
Maxvision Technology Corp
SHE:002990 |
Software - Infrastructure | 5.60% |
|
OpenSys M Bhd
KLSE:0040 |
Software - Infrastructure | 35.92% |
|
Managepay Systems Bhd
KLSE:0156 |
Software - Infrastructure | 15.94% |
Annual Asset Resilience Ratio for EML Payments Ltd (2006–2025)
The table below shows the annual Asset Resilience Ratio data for EML Payments Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 69.56% | AU$1.87 Billion | AU$2.68 Billion | +0.15pp |
| 2024-06-30 | 69.41% | AU$1.72 Billion | AU$2.48 Billion | -6.06pp |
| 2023-06-30 | 75.47% | AU$2.26 Billion | AU$2.99 Billion | +11.73pp |
| 2022-06-30 | 63.74% | AU$1.71 Billion | AU$2.68 Billion | +0.01pp |
| 2021-06-30 | 63.73% | AU$1.46 Billion | AU$2.29 Billion | +15.94pp |
| 2020-06-30 | 47.78% | AU$898.68 Million | AU$1.88 Billion | -5.79pp |
| 2019-06-30 | 53.58% | AU$255.41 Million | AU$476.71 Million | +16.47pp |
| 2018-06-30 | 37.11% | AU$88.89 Million | AU$239.54 Million | -4.19pp |
| 2017-06-30 | 41.30% | AU$77.45 Million | AU$187.50 Million | +29.92pp |
| 2016-06-30 | 11.38% | AU$17.06 Million | AU$149.90 Million | +11.29pp |
| 2006-06-30 | 0.09% | AU$4.93K | AU$5.29 Million | -- |