EML Payments Ltd (EML) - Total Liabilities

Latest as of December 2025: AU$2.80 Billion AUD ≈ $1.98 Billion USD

Based on the latest financial reports, EML Payments Ltd (EML) has total liabilities worth AU$2.80 Billion AUD (≈ $1.98 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

EML Payments Ltd - Total Liabilities Trend (1997–2025)

This chart illustrates how EML Payments Ltd's total liabilities have evolved over time, based on quarterly financial data. See EML Payments Ltd (EML) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

EML Payments Ltd Competitors by Total Liabilities

The table below lists competitors of EML Payments Ltd ranked by their total liabilities.

Company Country Total Liabilities
Biomea Fusion Inc
NASDAQ:BMEA
USA $27.67 Million
Shanghai Huili Building Materials Co Ltd
SHG:900939
China $35.67 Million
Somnomed Ltd
AU:SOM
Australia AU$29.86 Million
Solutions 30 SE
PA:S30
France €610.30 Million
TC Bancshares Inc
NASDAQ:TCBC
USA $464.82 Million
Erbud SA
WAR:ERB
Poland zł1.37 Billion
Pudumjee Paper Products Limited
NSE:PDMJEPAPER
India Rs2.51 Billion
Paseco Co. Ltd
KQ:037070
Korea ₩33.66 Billion

Liability Composition Analysis (1997–2025)

This chart breaks down EML Payments Ltd's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see EML Payments Ltd stock valuation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 15.88 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 18.97 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.95 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how EML Payments Ltd's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for EML Payments Ltd (1997–2025)

The table below shows the annual total liabilities of EML Payments Ltd from 1997 to 2025.

Year Total Liabilities Change
2025-06-30 AU$2.54 Billion
≈ $1.79 Billion
+9.08%
2024-06-30 AU$2.32 Billion
≈ $1.64 Billion
-17.56%
2023-06-30 AU$2.82 Billion
≈ $2.00 Billion
+25.59%
2022-06-30 AU$2.25 Billion
≈ $1.59 Billion
+19.82%
2021-06-30 AU$1.87 Billion
≈ $1.33 Billion
+30.09%
2020-06-30 AU$1.44 Billion
≈ $1.02 Billion
+333.26%
2019-06-30 AU$332.48 Million
≈ $235.25 Million
+202.89%
2018-06-30 AU$109.77 Million
≈ $77.67 Million
+64.02%
2017-06-30 AU$66.92 Million
≈ $47.35 Million
+118.03%
2016-06-30 AU$30.69 Million
≈ $21.72 Million
+151.98%
2015-06-30 AU$12.18 Million
≈ $8.62 Million
+589.61%
2014-06-30 AU$1.77 Million
≈ $1.25 Million
+34.88%
2013-06-30 AU$1.31 Million
≈ $926.60K
-30.82%
2012-06-30 AU$1.89 Million
≈ $1.34 Million
-82.53%
2011-06-30 AU$10.84 Million
≈ $7.67 Million
+5462.24%
2010-06-30 AU$194.85K
≈ $137.87K
+86.52%
2009-06-30 AU$104.47K
≈ $73.92K
-49.74%
2008-06-30 AU$207.85K
≈ $147.07K
-43.37%
2007-06-30 AU$367.02K
≈ $259.69K
+718.03%
2006-06-30 AU$44.87K
≈ $31.75K
+35.78%
2005-06-30 AU$33.04K
≈ $23.38K
-33.91%
2004-06-30 AU$50.00K
≈ $35.38K
-99.99%
2000-06-30 AU$781.10 Million
≈ $552.68 Million
+6.50%
1999-06-30 AU$733.40 Million
≈ $518.93 Million
-13.59%
1998-06-30 AU$848.75 Million
≈ $600.55 Million
+4.19%
1997-06-30 AU$814.64 Million
≈ $576.41 Million
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About EML Payments Ltd

AU:EML Australia Software - Infrastructure
Market Cap
$85.22 Million
AU$120.44 Million AUD
Market Cap Rank
#19891 Global
#656 in Australia
Share Price
AU$0.31
Change (1 day)
+1.64%
52-Week Range
AU$0.31 - AU$1.17
All Time High
AU$5.75
About

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The c… Read more