EML Payments Ltd - Asset Resilience Ratio

Latest as of June 2025: 69.56%

EML Payments Ltd (EML) has an Asset Resilience Ratio of 69.56% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital to net assets of EML Payments Ltd to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

AU$1.87 Billion

≈ $1.32 Billion USD Cash + Short-term Investments

Total Assets

AU$2.68 Billion

≈ $1.90 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how EML Payments Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see EML current and non-current assets.

Liquid Assets Composition Over Time

This chart breaks down EML Payments Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of EML Payments Ltd's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$1.87 Billion	69.56%
Total Liquid Assets	AU$1.87 Billion	69.56%

Asset Resilience Insights

Very High Liquidity: EML Payments Ltd maintains exceptional liquid asset reserves at 69.56% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

EML Payments Ltd Industry Peers by Asset Resilience Ratio

Compare EML Payments Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Adyen NV AS:ADYEN	Software - Infrastructure	0.25%
Beijing Sinnet Technology Co Ltd SHE:300383	Software - Infrastructure	1.73%
OVH Groupe SAS PA:OVH	Software - Infrastructure	2.08%
Digiwin Software Co Ltd SHE:300378	Software - Infrastructure	1.24%
Wiscom System Co Ltd SHE:002090	Software - Infrastructure	15.11%
Cafe24 Corp KQ:042000	Software - Infrastructure	35.53%
Exasol AG XETRA:EXL	Software - Infrastructure	22.94%
CyberOne Co. Ltd. KQ:356890	Software - Infrastructure	19.07%

Annual Asset Resilience Ratio for EML Payments Ltd (2006–2025)

The table below shows the annual Asset Resilience Ratio data for EML Payments Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-06-30	69.56%	AU$1.87 Billion ≈ $1.32 Billion	AU$2.68 Billion ≈ $1.90 Billion	+0.15pp
2024-06-30	69.41%	AU$1.72 Billion ≈ $1.22 Billion	AU$2.48 Billion ≈ $1.76 Billion	-6.06pp
2023-06-30	75.47%	AU$2.26 Billion ≈ $1.60 Billion	AU$2.99 Billion ≈ $2.12 Billion	+11.73pp
2022-06-30	63.74%	AU$1.71 Billion ≈ $1.21 Billion	AU$2.68 Billion ≈ $1.90 Billion	+0.01pp
2021-06-30	63.73%	AU$1.46 Billion ≈ $1.03 Billion	AU$2.29 Billion ≈ $1.62 Billion	+15.94pp
2020-06-30	47.78%	AU$898.68 Million ≈ $635.87 Million	AU$1.88 Billion ≈ $1.33 Billion	-5.79pp
2019-06-30	53.58%	AU$255.41 Million ≈ $180.72 Million	AU$476.71 Million ≈ $337.30 Million	+16.47pp
2018-06-30	37.11%	AU$88.89 Million ≈ $62.90 Million	AU$239.54 Million ≈ $169.49 Million	-4.19pp
2017-06-30	41.30%	AU$77.45 Million ≈ $54.80 Million	AU$187.50 Million ≈ $132.67 Million	+29.92pp
2016-06-30	11.38%	AU$17.06 Million ≈ $12.07 Million	AU$149.90 Million ≈ $106.06 Million	+11.29pp
2006-06-30	0.09%	AU$4.93K ≈ $3.49K	AU$5.29 Million ≈ $3.74 Million	--

pp = percentage points

About EML Payments Ltd

AU:EML Australia Software - Infrastructure

Market Cap

$59.13 Million

AU$83.56 Million AUD

Market Cap Rank

#21367 Global

#735 in Australia

Share Price

AU$0.22

Change (1 day)

-4.44%

52-Week Range

AU$0.22 - AU$1.02

All Time High

AU$5.75