EML Payments Ltd Asset Resilience Ratio
EML Payments Ltd asset resilience ratio. EML Payments Ltd (EML) has an Asset Resilience Ratio of 69.56% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of EML Payments Ltd to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of EML Payments Ltd (2006–2025)
Asset resilience ratio of EML Payments Ltd from 2006 to 2025. This chart shows how EML Payments Ltd's Asset Resilience Ratio has changed over time. Read EML Payments Ltd total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down EML Payments Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see EML asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$1.87 Billion | 69.56% |
| Total Liquid Assets | AU$1.87 Billion | 69.56% |
Asset Resilience Insights
- Very High Liquidity: EML Payments Ltd maintains exceptional liquid asset reserves at 69.56% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
EML Payments Ltd Industry Peers by Asset Resilience Ratio
Compare EML Payments Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Synopsys Inc
NASDAQ:SNPS |
Software - Infrastructure | 0.16% |
|
Oracle Financial Services Software Limited
NSE:OFSS |
Software - Infrastructure | 44.49% |
|
TIZA Information Industry Corporation Inc
SHE:300209 |
Software - Infrastructure | 0.25% |
|
Qi An Xin Technology Group Inc
SHG:688561 |
Software - Infrastructure | 1.17% |
|
Keyware Technologies NV
BR:KEYW |
Software - Infrastructure | -30.34% |
|
DATRIX S.P.A.
F:BW6 |
Software - Infrastructure | 0.97% |
|
Spirent Communications plc
LSE:SPT |
Software - Infrastructure | 0.01% |
|
Adslot Ltd
AU:ADS |
Software - Infrastructure | 21.42% |
EML Payments Ltd Asset Resilience Ratio by Year (2006–2025)
EML Payments Ltd asset resilience ratio by year from 2006 to 2025. The table below shows the annual Asset Resilience Ratio data for EML Payments Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 69.56% | AU$1.87 Billion ≈ $1.32 Billion |
AU$2.68 Billion ≈ $1.90 Billion |
+0.15pp |
| 2024-06-30 | 69.41% | AU$1.72 Billion ≈ $1.22 Billion |
AU$2.48 Billion ≈ $1.76 Billion |
-6.06pp |
| 2023-06-30 | 75.47% | AU$2.26 Billion ≈ $1.60 Billion |
AU$2.99 Billion ≈ $2.12 Billion |
+11.73pp |
| 2022-06-30 | 63.74% | AU$1.71 Billion ≈ $1.21 Billion |
AU$2.68 Billion ≈ $1.90 Billion |
+0.01pp |
| 2021-06-30 | 63.73% | AU$1.46 Billion ≈ $1.03 Billion |
AU$2.29 Billion ≈ $1.62 Billion |
+15.94pp |
| 2020-06-30 | 47.78% | AU$898.68 Million ≈ $635.87 Million |
AU$1.88 Billion ≈ $1.33 Billion |
-5.79pp |
| 2019-06-30 | 53.58% | AU$255.41 Million ≈ $180.72 Million |
AU$476.71 Million ≈ $337.30 Million |
+16.47pp |
| 2018-06-30 | 37.11% | AU$88.89 Million ≈ $62.90 Million |
AU$239.54 Million ≈ $169.49 Million |
-4.19pp |
| 2017-06-30 | 41.30% | AU$77.45 Million ≈ $54.80 Million |
AU$187.50 Million ≈ $132.67 Million |
+29.92pp |
| 2016-06-30 | 11.38% | AU$17.06 Million ≈ $12.07 Million |
AU$149.90 Million ≈ $106.06 Million |
+11.29pp |
| 2006-06-30 | 0.09% | AU$4.93K ≈ $3.49K |
AU$5.29 Million ≈ $3.74 Million |
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About EML Payments Ltd
EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The c… Read more