EML Payments Ltd - Asset Resilience Ratio

Latest as of June 2025: 69.56%

EML Payments Ltd (EML) has an Asset Resilience Ratio of 69.56% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check EML capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets

AU$1.87 Billion

≈ $1.32 Billion USD Cash + Short-term Investments

Total Assets

AU$2.68 Billion

≈ $1.90 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how EML Payments Ltd's Asset Resilience Ratio has changed over time. See EML Payments Ltd (EML) balance sheet quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down EML Payments Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of EML Payments Ltd.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$1.87 Billion	69.56%
Total Liquid Assets	AU$1.87 Billion	69.56%

Asset Resilience Insights

Very High Liquidity: EML Payments Ltd maintains exceptional liquid asset reserves at 69.56% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

EML Payments Ltd Industry Peers by Asset Resilience Ratio

Compare EML Payments Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Shanghai Precise Packaging Co Ltd SHE:300442	Software - Infrastructure	0.36%
kakaopay Corp. KO:377300	Software - Infrastructure	47.13%
Inesa Intelligent Tech Inc A SHG:600602	Software - Infrastructure	1.50%
Wiscom System Co Ltd SHE:002090	Software - Infrastructure	15.11%
Razor Labs Ltd TA:RZR	Software - Infrastructure	32.79%
RAIZ Invest Ltd AU:RZI	Software - Infrastructure	1.21%
Orion Digital Corp. TO:ORIO	Software - Infrastructure	18.60%
IXUP Ltd AU:IXU	Software - Infrastructure	0.74%

Annual Asset Resilience Ratio for EML Payments Ltd (2006–2025)

The table below shows the annual Asset Resilience Ratio data for EML Payments Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-06-30	69.56%	AU$1.87 Billion ≈ $1.32 Billion	AU$2.68 Billion ≈ $1.90 Billion	+0.15pp
2024-06-30	69.41%	AU$1.72 Billion ≈ $1.22 Billion	AU$2.48 Billion ≈ $1.76 Billion	-6.06pp
2023-06-30	75.47%	AU$2.26 Billion ≈ $1.60 Billion	AU$2.99 Billion ≈ $2.12 Billion	+11.73pp
2022-06-30	63.74%	AU$1.71 Billion ≈ $1.21 Billion	AU$2.68 Billion ≈ $1.90 Billion	+0.01pp
2021-06-30	63.73%	AU$1.46 Billion ≈ $1.03 Billion	AU$2.29 Billion ≈ $1.62 Billion	+15.94pp
2020-06-30	47.78%	AU$898.68 Million ≈ $635.87 Million	AU$1.88 Billion ≈ $1.33 Billion	-5.79pp
2019-06-30	53.58%	AU$255.41 Million ≈ $180.72 Million	AU$476.71 Million ≈ $337.30 Million	+16.47pp
2018-06-30	37.11%	AU$88.89 Million ≈ $62.90 Million	AU$239.54 Million ≈ $169.49 Million	-4.19pp
2017-06-30	41.30%	AU$77.45 Million ≈ $54.80 Million	AU$187.50 Million ≈ $132.67 Million	+29.92pp
2016-06-30	11.38%	AU$17.06 Million ≈ $12.07 Million	AU$149.90 Million ≈ $106.06 Million	+11.29pp
2006-06-30	0.09%	AU$4.93K ≈ $3.49K	AU$5.29 Million ≈ $3.74 Million	--

pp = percentage points

About EML Payments Ltd

AU:EML Australia Software - Infrastructure

Market Cap

$85.22 Million

AU$120.44 Million AUD

Market Cap Rank

#19891 Global

#656 in Australia

Share Price

AU$0.31

Change (1 day)

+1.64%

52-Week Range

AU$0.31 - AU$1.17

All Time High

AU$5.75