FSA Group Ltd - Asset Resilience Ratio
FSA Group Ltd (FSA) has an Asset Resilience Ratio of 0.99% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read FSA liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how FSA Group Ltd's Asset Resilience Ratio has changed over time. See what is FSA Group Ltd's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down FSA Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FSA market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$10.41 Million | 0.99% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$10.41 Million | 0.99% |
Asset Resilience Insights
- Limited Liquidity: FSA Group Ltd maintains only 0.99% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
FSA Group Ltd Industry Peers by Asset Resilience Ratio
Compare FSA Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Amigo Holdings PLC
LSE:AMGO |
Credit Services | 0.95% |
|
SBI Cards and Payment Services Limited
NSE:SBICARD |
Credit Services | 9.38% |
|
Western Union Co
NYSE:WU |
Credit Services | 30.80% |
|
IIFL Finance Limited
NSE:IIFL |
Credit Services | 3.34% |
|
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS |
Credit Services | 4.75% |
|
Pepper Money Ltd
AU:PPM |
Credit Services | 0.09% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Annual Asset Resilience Ratio for FSA Group Ltd (2001–2025)
The table below shows the annual Asset Resilience Ratio data for FSA Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 0.43% | AU$4.18 Million ≈ $2.96 Million |
AU$981.42 Million ≈ $694.42 Million |
-0.19pp |
| 2024-06-30 | 0.62% | AU$5.35 Million ≈ $3.79 Million |
AU$867.14 Million ≈ $613.56 Million |
-1.66pp |
| 2023-06-30 | 2.27% | AU$16.40 Million ≈ $11.61 Million |
AU$721.15 Million ≈ $510.26 Million |
-0.37pp |
| 2022-06-30 | 2.65% | AU$16.59 Million ≈ $11.74 Million |
AU$627.07 Million ≈ $443.69 Million |
-0.95pp |
| 2021-06-30 | 3.59% | AU$18.93 Million ≈ $13.39 Million |
AU$527.18 Million ≈ $373.02 Million |
+2.13pp |
| 2020-06-30 | 1.46% | AU$7.98 Million ≈ $5.65 Million |
AU$547.21 Million ≈ $387.19 Million |
-1.56pp |
| 2018-06-30 | 3.02% | AU$13.58 Million ≈ $9.61 Million |
AU$449.25 Million ≈ $317.87 Million |
+0.79pp |
| 2017-06-30 | 2.23% | AU$9.72 Million ≈ $6.88 Million |
AU$435.55 Million ≈ $308.18 Million |
-0.54pp |
| 2016-06-30 | 2.77% | AU$10.41 Million ≈ $7.37 Million |
AU$376.07 Million ≈ $266.09 Million |
-11.33pp |
| 2015-06-30 | 14.10% | AU$52.05 Million ≈ $36.83 Million |
AU$369.24 Million ≈ $261.26 Million |
+13.56pp |
| 2014-06-30 | 0.54% | AU$1.82 Million ≈ $1.29 Million |
AU$338.82 Million ≈ $239.74 Million |
-70.16pp |
| 2013-06-30 | 70.70% | AU$236.25 Million ≈ $167.16 Million |
AU$334.16 Million ≈ $236.44 Million |
+69.60pp |
| 2008-06-30 | 1.10% | AU$1.60 Million ≈ $1.13 Million |
AU$144.91 Million ≈ $102.53 Million |
+0.20pp |
| 2003-06-30 | 0.90% | AU$68.30K ≈ $48.33K |
AU$7.57 Million ≈ $5.35 Million |
-3.45pp |
| 2002-06-30 | 4.35% | AU$103.00K ≈ $72.88K |
AU$2.37 Million ≈ $1.68 Million |
-4.30pp |
| 2001-06-30 | 8.64% | AU$328.00K ≈ $232.08K |
AU$3.79 Million ≈ $2.68 Million |
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About FSA Group Ltd
FSA Group Limited, together with its subsidiaries, provides payment arrangement and direct lending services to individuals and businesses in Australia. It operates in Home Loan and Assets Finance, Personal Loan, and Other segments. The company offers debt agreements and informal arrangements, personal insolvency agreement, and bankruptcy services. It also provides home loans, car loans, unsecured… Read more