FSA Group Ltd Asset Resilience Ratio
FSA Group Ltd asset resilience ratio. FSA Group Ltd (FSA) has an Asset Resilience Ratio of 0.99% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See FSA days of operational coverage to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of FSA Group Ltd (2001–2025)
Asset resilience ratio of FSA Group Ltd from 2001 to 2025. This chart shows how FSA Group Ltd's Asset Resilience Ratio has changed over time. Read FSA total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down FSA Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see FSA total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$10.41 Million | 0.99% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$10.41 Million | 0.99% |
Asset Resilience Insights
- Limited Liquidity: FSA Group Ltd maintains only 0.99% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
FSA Group Ltd Industry Peers by Asset Resilience Ratio
Compare FSA Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
FSA Group Ltd Asset Resilience Ratio by Year (2001–2025)
FSA Group Ltd asset resilience ratio by year from 2001 to 2025. The table below shows the annual Asset Resilience Ratio data for FSA Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 0.43% | AU$4.18 Million ≈ $2.96 Million |
AU$981.42 Million ≈ $694.42 Million |
-0.19pp |
| 2024-06-30 | 0.62% | AU$5.35 Million ≈ $3.79 Million |
AU$867.14 Million ≈ $613.56 Million |
-1.66pp |
| 2023-06-30 | 2.27% | AU$16.40 Million ≈ $11.61 Million |
AU$721.15 Million ≈ $510.26 Million |
-0.37pp |
| 2022-06-30 | 2.65% | AU$16.59 Million ≈ $11.74 Million |
AU$627.07 Million ≈ $443.69 Million |
-0.95pp |
| 2021-06-30 | 3.59% | AU$18.93 Million ≈ $13.39 Million |
AU$527.18 Million ≈ $373.02 Million |
+2.13pp |
| 2020-06-30 | 1.46% | AU$7.98 Million ≈ $5.65 Million |
AU$547.21 Million ≈ $387.19 Million |
-1.56pp |
| 2018-06-30 | 3.02% | AU$13.58 Million ≈ $9.61 Million |
AU$449.25 Million ≈ $317.87 Million |
+0.79pp |
| 2017-06-30 | 2.23% | AU$9.72 Million ≈ $6.88 Million |
AU$435.55 Million ≈ $308.18 Million |
-0.54pp |
| 2016-06-30 | 2.77% | AU$10.41 Million ≈ $7.37 Million |
AU$376.07 Million ≈ $266.09 Million |
-11.33pp |
| 2015-06-30 | 14.10% | AU$52.05 Million ≈ $36.83 Million |
AU$369.24 Million ≈ $261.26 Million |
+13.56pp |
| 2014-06-30 | 0.54% | AU$1.82 Million ≈ $1.29 Million |
AU$338.82 Million ≈ $239.74 Million |
-70.16pp |
| 2013-06-30 | 70.70% | AU$236.25 Million ≈ $167.16 Million |
AU$334.16 Million ≈ $236.44 Million |
+69.60pp |
| 2008-06-30 | 1.10% | AU$1.60 Million ≈ $1.13 Million |
AU$144.91 Million ≈ $102.53 Million |
+0.20pp |
| 2003-06-30 | 0.90% | AU$68.30K ≈ $48.33K |
AU$7.57 Million ≈ $5.35 Million |
-3.45pp |
| 2002-06-30 | 4.35% | AU$103.00K ≈ $72.88K |
AU$2.37 Million ≈ $1.68 Million |
-4.30pp |
| 2001-06-30 | 8.64% | AU$328.00K ≈ $232.08K |
AU$3.79 Million ≈ $2.68 Million |
-- |
About FSA Group Ltd
FSA Group Limited, together with its subsidiaries, provides payment arrangement and direct lending services to individuals and businesses in Australia. It operates in Home Loan and Assets Finance, Personal Loan, and Other segments. The company offers debt agreements and informal arrangements, personal insolvency agreement, and bankruptcy services. It also provides home loans, car loans, unsecured… Read more