FSA Group Ltd - Asset Resilience Ratio
FSA Group Ltd (FSA) has an Asset Resilience Ratio of 0.99% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check FSA strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how FSA Group Ltd's Asset Resilience Ratio has changed over time. See how leveraged is FSA Group Ltd's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down FSA Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see FSA market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$10.41 Million | 0.99% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$10.41 Million | 0.99% |
Asset Resilience Insights
- Limited Liquidity: FSA Group Ltd maintains only 0.99% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
FSA Group Ltd Industry Peers by Asset Resilience Ratio
Compare FSA Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Five-Star Business Finance Limited
NSE:FIVESTAR |
Credit Services | 4.49% |
|
Capri Global Capital Limited
NSE:CGCL |
Credit Services | 0.13% |
|
Srisawad Power 1979 PCL
BK:SAWAD |
Credit Services | 0.98% |
|
Navient Corp
NASDAQ:NAVI |
Credit Services | 3.09% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
Qliro AB
ST:QLIRO |
Credit Services | 20.36% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
Annual Asset Resilience Ratio for FSA Group Ltd (2001–2025)
The table below shows the annual Asset Resilience Ratio data for FSA Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 0.43% | AU$4.18 Million ≈ $2.96 Million |
AU$981.42 Million ≈ $694.42 Million |
-0.19pp |
| 2024-06-30 | 0.62% | AU$5.35 Million ≈ $3.79 Million |
AU$867.14 Million ≈ $613.56 Million |
-1.66pp |
| 2023-06-30 | 2.27% | AU$16.40 Million ≈ $11.61 Million |
AU$721.15 Million ≈ $510.26 Million |
-0.37pp |
| 2022-06-30 | 2.65% | AU$16.59 Million ≈ $11.74 Million |
AU$627.07 Million ≈ $443.69 Million |
-0.95pp |
| 2021-06-30 | 3.59% | AU$18.93 Million ≈ $13.39 Million |
AU$527.18 Million ≈ $373.02 Million |
+2.13pp |
| 2020-06-30 | 1.46% | AU$7.98 Million ≈ $5.65 Million |
AU$547.21 Million ≈ $387.19 Million |
-1.56pp |
| 2018-06-30 | 3.02% | AU$13.58 Million ≈ $9.61 Million |
AU$449.25 Million ≈ $317.87 Million |
+0.79pp |
| 2017-06-30 | 2.23% | AU$9.72 Million ≈ $6.88 Million |
AU$435.55 Million ≈ $308.18 Million |
-0.54pp |
| 2016-06-30 | 2.77% | AU$10.41 Million ≈ $7.37 Million |
AU$376.07 Million ≈ $266.09 Million |
-11.33pp |
| 2015-06-30 | 14.10% | AU$52.05 Million ≈ $36.83 Million |
AU$369.24 Million ≈ $261.26 Million |
+13.56pp |
| 2014-06-30 | 0.54% | AU$1.82 Million ≈ $1.29 Million |
AU$338.82 Million ≈ $239.74 Million |
-70.16pp |
| 2013-06-30 | 70.70% | AU$236.25 Million ≈ $167.16 Million |
AU$334.16 Million ≈ $236.44 Million |
+69.60pp |
| 2008-06-30 | 1.10% | AU$1.60 Million ≈ $1.13 Million |
AU$144.91 Million ≈ $102.53 Million |
+0.20pp |
| 2003-06-30 | 0.90% | AU$68.30K ≈ $48.33K |
AU$7.57 Million ≈ $5.35 Million |
-3.45pp |
| 2002-06-30 | 4.35% | AU$103.00K ≈ $72.88K |
AU$2.37 Million ≈ $1.68 Million |
-4.30pp |
| 2001-06-30 | 8.64% | AU$328.00K ≈ $232.08K |
AU$3.79 Million ≈ $2.68 Million |
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About FSA Group Ltd
FSA Group Limited, together with its subsidiaries, provides payment arrangement and direct lending services to individuals and businesses in Australia. It operates in Home Loan and Assets Finance, Personal Loan, and Other segments. The company offers debt agreements and informal arrangements, personal insolvency agreement, and bankruptcy services. It also provides home loans, car loans, unsecured… Read more