Humm Group Ltd - Asset Resilience Ratio

Latest as of June 2022: 7.46%

Humm Group Ltd (HUM) has an Asset Resilience Ratio of 7.46% as of June 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Humm Group Ltd short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

AU$281.00 Million

≈ $198.83 Million USD Cash + Short-term Investments

Total Assets

AU$3.77 Billion

≈ $2.67 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2022–2022)

This chart shows how Humm Group Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see HUM asset base.

Liquid Assets Composition Over Time

This chart breaks down Humm Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Humm Group Ltd long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$281.00 Million	7.46%
Short-term Investments	AU$0.00	0%
Total Liquid Assets	AU$281.00 Million	7.46%

Asset Resilience Insights

Limited Liquidity: Humm Group Ltd maintains only 7.46% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Humm Group Ltd Industry Peers by Asset Resilience Ratio

Compare Humm Group Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
Krungthai Card Public Company Limited BK:KTC-R	Credit Services	0.00%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Blender Financial Technologies Ltd TA:BLND	Credit Services	1.42%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%

Annual Asset Resilience Ratio for Humm Group Ltd (2022–2022)

The table below shows the annual Asset Resilience Ratio data for Humm Group Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2022-06-30	7.46%	AU$281.00 Million ≈ $198.83 Million	AU$3.77 Billion ≈ $2.67 Billion	--

pp = percentage points

About Humm Group Ltd

AU:HUM Australia Credit Services

Market Cap

$141.12 Million

AU$199.44 Million AUD

Market Cap Rank

#17976 Global

#536 in Australia

Share Price

AU$0.40

Change (1 day)

+0.00%

52-Week Range

AU$0.40 - AU$0.76

All Time High

AU$2.14