Humm Group Ltd - Asset Resilience Ratio
Humm Group Ltd (HUM) has an Asset Resilience Ratio of 7.46% as of June 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Humm Group Ltd debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2022–2022)
This chart shows how Humm Group Ltd's Asset Resilience Ratio has changed over time. See HUM total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Humm Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Humm Group Ltd.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$281.00 Million | 7.46% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$281.00 Million | 7.46% |
Asset Resilience Insights
- Limited Liquidity: Humm Group Ltd maintains only 7.46% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Humm Group Ltd Industry Peers by Asset Resilience Ratio
Compare Humm Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Amigo Holdings PLC
LSE:AMGO |
Credit Services | 0.95% |
|
SBI Cards and Payment Services Limited
NSE:SBICARD |
Credit Services | 9.38% |
|
Western Union Co
NYSE:WU |
Credit Services | 30.80% |
|
IIFL Finance Limited
NSE:IIFL |
Credit Services | 3.34% |
|
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS |
Credit Services | 4.75% |
|
Pepper Money Ltd
AU:PPM |
Credit Services | 0.09% |
|
ALBIS Leasing AG
XETRA:ALG |
Credit Services | 1.19% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Annual Asset Resilience Ratio for Humm Group Ltd (2022–2022)
The table below shows the annual Asset Resilience Ratio data for Humm Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2022-06-30 | 7.46% | AU$281.00 Million ≈ $198.83 Million |
AU$3.77 Billion ≈ $2.67 Billion |
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About Humm Group Ltd
Humm Group Limited, together with its subsidiaries, provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. It operates through Commercial and Leasing, Point of Sale Payment Plans (PosPP), New Zealand Cards, and Australia Cards segments. The company offers interest-free payment and repayment options to cover home renovation, veterinary,… Read more