Humm Group Ltd - Asset Resilience Ratio

Latest as of June 2022: 7.46%

Humm Group Ltd (HUM) has an Asset Resilience Ratio of 7.46% as of June 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

AU$281.00 Million
≈ $198.83 Million USD Cash + Short-term Investments

Total Assets

AU$3.77 Billion
≈ $2.67 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2022–2022)

This chart shows how Humm Group Ltd's Asset Resilience Ratio has changed over time. Check Humm Group Ltd PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Humm Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Humm Group Ltd.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$281.00 Million 7.46%
Short-term Investments AU$0.00 0%
Total Liquid Assets AU$281.00 Million 7.46%

Asset Resilience Insights

  • Limited Liquidity: Humm Group Ltd maintains only 7.46% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Humm Group Ltd Industry Peers by Asset Resilience Ratio

Compare Humm Group Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Liberty Financial Group
AU:LFG
Credit Services 4.96%
Industrial Investment Trust Limited
NSE:IITL
Credit Services 10.46%
Wisr Ltd
AU:WZR
Credit Services 0.02%
Investment Friends Capital SE
WAR:IFC
Credit Services 99.92%
KRUNGTHAI CARD FGN BA 1
F:KRTA
Credit Services 0.00%
ZIP Co Ltd
AU:ZIP
Credit Services 0.13%
Pioneer Credit Ltd
AU:PNC
Credit Services 32.27%
Credit Corp Group Ltd
AU:CCP
Credit Services 4.06%

Annual Asset Resilience Ratio for Humm Group Ltd (2022–2022)

The table below shows the annual Asset Resilience Ratio data for Humm Group Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2022-06-30 7.46% AU$281.00 Million
≈ $198.83 Million
AU$3.77 Billion
≈ $2.67 Billion
--
pp = percentage points

About Humm Group Ltd

AU:HUM Australia Credit Services
Market Cap
$151.84 Million
AU$214.59 Million AUD
Market Cap Rank
#17560 Global
#513 in Australia
Share Price
AU$0.43
Change (1 day)
+1.19%
52-Week Range
AU$0.42 - AU$0.76
All Time High
AU$2.14
About

Humm Group Limited, together with its subsidiaries, provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. It operates through Commercial and Leasing, Point of Sale Payment Plans (PosPP), New Zealand Cards, and Australia Cards segments. The company offers interest-free payment and repayment options to cover home renovation, veterinary,… Read more