Humm Group Ltd - Asset Resilience Ratio

Latest as of June 2022: 7.46%

Humm Group Ltd (HUM) has an Asset Resilience Ratio of 7.46% as of June 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Humm Group Ltd debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

AU$281.00 Million
≈ $198.83 Million USD Cash + Short-term Investments

Total Assets

AU$3.77 Billion
≈ $2.67 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2022–2022)

This chart shows how Humm Group Ltd's Asset Resilience Ratio has changed over time. See HUM total equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Humm Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Humm Group Ltd.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$281.00 Million 7.46%
Short-term Investments AU$0.00 0%
Total Liquid Assets AU$281.00 Million 7.46%

Asset Resilience Insights

  • Limited Liquidity: Humm Group Ltd maintains only 7.46% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Humm Group Ltd Industry Peers by Asset Resilience Ratio

Compare Humm Group Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Amigo Holdings PLC
LSE:AMGO
Credit Services 0.95%
SBI Cards and Payment Services Limited
NSE:SBICARD
Credit Services 9.38%
Western Union Co
NYSE:WU
Credit Services 30.80%
IIFL Finance Limited
NSE:IIFL
Credit Services 3.34%
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS
Credit Services 4.75%
Pepper Money Ltd
AU:PPM
Credit Services 0.09%
ALBIS Leasing AG
XETRA:ALG
Credit Services 1.19%
Pioneer Credit Ltd
AU:PNC
Credit Services 32.27%

Annual Asset Resilience Ratio for Humm Group Ltd (2022–2022)

The table below shows the annual Asset Resilience Ratio data for Humm Group Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2022-06-30 7.46% AU$281.00 Million
≈ $198.83 Million
AU$3.77 Billion
≈ $2.67 Billion
--
pp = percentage points

About Humm Group Ltd

AU:HUM Australia Credit Services
Market Cap
$206.99 Million
AU$292.54 Million AUD
Market Cap Rank
#16405 Global
#470 in Australia
Share Price
AU$0.64
Change (1 day)
+0.79%
52-Week Range
AU$0.43 - AU$0.76
All Time High
AU$2.14
About

Humm Group Limited, together with its subsidiaries, provides various financial products and services in Australia, New Zealand, Ireland, the United Kingdom, and Canada. It operates through Commercial and Leasing, Point of Sale Payment Plans (PosPP), New Zealand Cards, and Australia Cards segments. The company offers interest-free payment and repayment options to cover home renovation, veterinary,… Read more