Insurance Australia Group Ltd - Asset Resilience Ratio

Latest as of December 2025: 2.07%

Insurance Australia Group Ltd (IAG) has an Asset Resilience Ratio of 2.07% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Insurance Australia Group Ltd (IAG) strategic investment index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

AU$571.00 Million

≈ $404.02 Million USD Cash + Short-term Investments

Total Assets

AU$27.65 Billion

≈ $19.56 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (1998–2025)

This chart shows how Insurance Australia Group Ltd's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Insurance Australia Group Ltd to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Insurance Australia Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Insurance Australia Group Ltd.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$571.00 Million	2.07%
Short-term Investments	AU$0.00	0%
Total Liquid Assets	AU$571.00 Million	2.07%

Asset Resilience Insights

Limited Liquidity: Insurance Australia Group Ltd maintains only 2.07% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Insurance Australia Group Ltd Industry Peers by Asset Resilience Ratio

Compare Insurance Australia Group Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Suncorp Group Ltd AU:SUN	Insurance - Property & Casualty	3.36%
Heungkuk Fire & Marine Insurance Co Ltd KO:000545	Insurance - Property & Casualty	53.79%
Kingstone Companies Inc NASDAQ:KINS	Insurance - Property & Casualty	63.14%
QBE Insurance Group Ltd AU:QBE	Insurance - Property & Casualty	3.80%
Suncorp Group Ltd AU:SUNPH	Insurance - Property & Casualty	69.36%
Fairfax Financial Holdings Ltd TO:FFH	Insurance - Property & Casualty	4.66%
Definity Financial Corp TO:DFY	Insurance - Property & Casualty	2.07%
Intact Financial Corporation TO:IFC	Insurance - Property & Casualty	27.27%

Annual Asset Resilience Ratio for Insurance Australia Group Ltd (1998–2025)

The table below shows the annual Asset Resilience Ratio data for Insurance Australia Group Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-06-30	2.67%	AU$703.00 Million ≈ $497.42 Million	AU$26.31 Billion ≈ $18.62 Billion	+4.93pp
2024-06-30	-2.26%	AU$-579.00 Million ≈ $-409.68 Million	AU$25.62 Billion ≈ $18.13 Billion	-6.13pp
2023-06-30	3.87%	AU$1.36 Billion ≈ $959.46 Million	AU$35.03 Billion ≈ $24.78 Billion	+1.13pp
2022-06-30	2.75%	AU$938.00 Million ≈ $663.69 Million	AU$34.16 Billion ≈ $24.17 Billion	-3.23pp
2021-06-30	5.97%	AU$2.00 Billion ≈ $1.41 Billion	AU$33.46 Billion ≈ $23.67 Billion	-2.08pp
2020-06-30	8.06%	AU$2.39 Billion ≈ $1.69 Billion	AU$29.62 Billion ≈ $20.96 Billion	+2.43pp
2019-06-30	5.63%	AU$1.66 Billion ≈ $1.17 Billion	AU$29.48 Billion ≈ $20.86 Billion	-1.70pp
2018-06-30	7.32%	AU$2.18 Billion ≈ $1.54 Billion	AU$29.77 Billion ≈ $21.06 Billion	-1.17pp
2017-06-30	8.49%	AU$2.51 Billion ≈ $1.78 Billion	AU$29.60 Billion ≈ $20.94 Billion	+5.69pp
2016-06-30	2.80%	AU$841.00 Million ≈ $595.06 Million	AU$30.03 Billion ≈ $21.25 Billion	-0.79pp
2015-06-30	3.59%	AU$1.13 Billion ≈ $797.42 Million	AU$31.40 Billion ≈ $22.22 Billion	-5.02pp
2014-06-30	8.61%	AU$2.55 Billion ≈ $1.81 Billion	AU$29.66 Billion ≈ $20.98 Billion	+8.36pp
2013-06-30	0.25%	AU$63.00 Million ≈ $44.58 Million	AU$24.86 Billion ≈ $17.59 Billion	-4.11pp
2012-06-30	4.36%	AU$1.10 Billion ≈ $776.20 Million	AU$25.13 Billion ≈ $17.78 Billion	+0.77pp
2011-06-30	3.59%	AU$823.00 Million ≈ $582.32 Million	AU$22.92 Billion ≈ $16.22 Billion	+0.47pp
2010-06-30	3.12%	AU$637.00 Million ≈ $450.72 Million	AU$20.45 Billion ≈ $14.47 Billion	-11.27pp
2009-06-30	14.39%	AU$2.78 Billion ≈ $1.97 Billion	AU$19.32 Billion ≈ $13.67 Billion	-27.30pp
2008-06-30	41.69%	AU$8.08 Billion ≈ $5.72 Billion	AU$19.38 Billion ≈ $13.71 Billion	+41.21pp
2007-06-30	0.48%	AU$104.00 Million ≈ $73.59 Million	AU$21.61 Billion ≈ $15.29 Billion	-58.02pp
2006-06-30	58.50%	AU$9.93 Billion ≈ $7.03 Billion	AU$16.97 Billion ≈ $12.01 Billion	+14.79pp
2005-06-30	43.72%	AU$7.50 Billion ≈ $5.30 Billion	AU$17.15 Billion ≈ $12.13 Billion	+28.57pp
2004-06-30	15.15%	AU$2.47 Billion ≈ $1.75 Billion	AU$16.34 Billion ≈ $11.56 Billion	-0.62pp
2003-06-30	15.77%	AU$2.58 Billion ≈ $1.83 Billion	AU$16.39 Billion ≈ $11.60 Billion	+1.45pp
2002-06-30	14.32%	AU$1.62 Billion ≈ $1.15 Billion	AU$11.31 Billion ≈ $8.00 Billion	+5.54pp
2001-06-30	8.78%	AU$1.10 Billion ≈ $781.86 Million	AU$12.59 Billion ≈ $8.91 Billion	-6.98pp
2000-06-30	15.76%	AU$1.91 Billion ≈ $1.35 Billion	AU$12.13 Billion ≈ $8.58 Billion	-53.90pp
1999-06-30	69.66%	AU$7.97 Billion ≈ $5.64 Billion	AU$11.44 Billion ≈ $8.10 Billion	+0.60pp
1998-06-30	69.06%	AU$5.26 Billion ≈ $3.72 Billion	AU$7.61 Billion ≈ $5.39 Billion	--

pp = percentage points

About Insurance Australia Group Ltd

AU:IAG Australia Insurance - Property & Casualty

Market Cap

$13.36 Billion

AU$18.87 Billion AUD

Market Cap Rank

#1792 Global

#35 in Australia

Share Price

AU$7.98

Change (1 day)

-0.37%

52-Week Range

AU$6.44 - AU$9.10

All Time High

AU$9.20