Insurance Australia Group Ltd (IAG) - Net Assets

Latest as of December 2025: AU$7.81 Billion AUD ≈ $5.53 Billion USD

Based on the latest financial reports, Insurance Australia Group Ltd (IAG) has net assets worth AU$7.81 Billion AUD (≈ $5.53 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$27.65 Billion ≈ $19.56 Billion USD) and total liabilities (AU$19.83 Billion ≈ $14.03 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check IAG cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$7.81 Billion
% of Total Assets 28.26%
Annual Growth Rate 0.42%
5-Year Change 18.76%
10-Year Change 10.72%
Growth Volatility 81.85

Insurance Australia Group Ltd - Net Assets Trend (1998–2025)

This chart illustrates how Insurance Australia Group Ltd's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Insurance Australia Group Ltd for the complete picture of this company's asset base.

Annual Net Assets for Insurance Australia Group Ltd (1998–2025)

The table below shows the annual net assets of Insurance Australia Group Ltd from 1998 to 2025. For live valuation and market cap data, see Insurance Australia Group Ltd market capitalisation.

Year Net Assets Change
2025-06-30 AU$7.79 Billion
≈ $5.51 Billion		 +9.40%
2024-06-30 AU$7.12 Billion
≈ $5.04 Billion		 +0.96%
2023-06-30 AU$7.05 Billion
≈ $4.99 Billion		 +8.45%
2022-06-30 AU$6.50 Billion
≈ $4.60 Billion		 -0.85%
2021-06-30 AU$6.56 Billion
≈ $4.64 Billion		 +3.18%
2020-06-30 AU$6.35 Billion
≈ $4.50 Billion		 -5.31%
2019-06-30 AU$6.71 Billion
≈ $4.75 Billion		 -6.55%
2018-06-30 AU$7.18 Billion
≈ $5.08 Billion		 +2.41%
2017-06-30 AU$7.01 Billion
≈ $4.96 Billion		 -0.30%
2016-06-30 AU$7.03 Billion
≈ $4.98 Billion		 +0.20%
2015-06-30 AU$7.02 Billion
≈ $4.97 Billion		 +3.30%
2014-06-30 AU$6.79 Billion
≈ $4.81 Billion		 -70.76%
2013-06-30 AU$23.24 Billion
≈ $16.44 Billion		 +413.68%
2012-06-30 AU$4.52 Billion
≈ $3.20 Billion		 -1.22%
2011-06-30 AU$4.58 Billion
≈ $3.24 Billion		 -1.63%
2010-06-30 AU$4.66 Billion
≈ $3.29 Billion		 -3.72%
2009-06-30 AU$4.84 Billion
≈ $3.42 Billion		 +11.15%
2008-06-30 AU$4.35 Billion
≈ $3.08 Billion		 -9.95%
2007-06-30 AU$4.83 Billion
≈ $3.42 Billion		 +31.63%
2006-06-30 AU$3.67 Billion
≈ $2.60 Billion		 -17.32%
2005-06-30 AU$4.44 Billion
≈ $3.14 Billion		 +5.11%
2004-06-30 AU$4.22 Billion
≈ $2.99 Billion		 +4.22%
2003-06-30 AU$4.05 Billion
≈ $2.87 Billion		 +36.05%
2002-06-30 AU$2.98 Billion
≈ $2.11 Billion		 -12.07%
2001-06-30 AU$3.39 Billion
≈ $2.40 Billion		 -2.76%
2000-06-30 AU$3.48 Billion
≈ $2.47 Billion		 -66.32%
1999-06-30 AU$10.35 Billion
≈ $7.32 Billion		 +48.65%
1998-06-30 AU$6.96 Billion
≈ $4.92 Billion		 --

Equity Component Analysis

This analysis shows how different components contribute to Insurance Australia Group Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 48300000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component Amount Percentage
Retained Earnings AU$483.00 Million 6.59%
Common Stock AU$6.75 Billion 92.14%
Other Comprehensive Income AU$93.00 Million 1.27%
Total Equity AU$7.33 Billion 100.00%

Insurance Australia Group Ltd Competitors by Market Cap

The table below lists competitors of Insurance Australia Group Ltd ranked by their market capitalization.

Company Market Cap
Masco Corporation
NYSE:MAS
 $12.82 Billion
QXO, Inc.
NASDAQ:QXO
 $12.83 Billion
Westlake Chemical Corporation
NYSE:WLK
 $12.84 Billion
Jiangsu Wujiang China Eastern Silk Market Co Ltd
SHE:000301
 $12.84 Billion
ASR Nederland NV
AS:ASRNL
 $12.80 Billion
Toromont Industries Ltd.
TO:TIH
 $12.80 Billion
Solstice Advanced Materials, Inc
NASDAQ:SOLS
 $12.79 Billion
Fox Corp Class B
NASDAQ:FOX
 $12.79 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Insurance Australia Group Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 6,660,000,000 to 7,329,000,000, a change of 669,000,000 (10.0%).
  • Net income of 1,359,000,000 contributed positively to equity growth.
  • Dividend payments of 862,000,000 reduced retained earnings.
  • Share repurchases of 84,000,000 reduced equity.
  • Other comprehensive income increased equity by 53,000,000.
  • Other factors increased equity by 203,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income AU$1.36 Billion +18.54%
Dividends Paid AU$862.00 Million -11.76%
Share Repurchases AU$84.00 Million -1.15%
Other Comprehensive Income AU$53.00 Million +0.72%
Other Changes AU$203.00 Million +2.77%
Total Change AU$- 10.05%

Book Value vs Market Value Analysis

This analysis compares Insurance Australia Group Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 2.47x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 4.80x to 2.47x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1998-06-30 AU$1.60 AU$7.66 x
1999-06-30 AU$1.96 AU$7.66 x
2000-06-30 AU$1.90 AU$7.66 x
2001-06-30 AU$1.82 AU$7.66 x
2002-06-30 AU$1.81 AU$7.66 x
2003-06-30 AU$2.40 AU$7.66 x
2004-06-30 AU$2.16 AU$7.66 x
2005-06-30 AU$2.48 AU$7.66 x
2006-06-30 AU$2.24 AU$7.66 x
2007-06-30 AU$2.82 AU$7.66 x
2008-06-30 AU$2.36 AU$7.66 x
2009-06-30 AU$2.45 AU$7.66 x
2010-06-30 AU$2.20 AU$7.66 x
2011-06-30 AU$2.17 AU$7.66 x
2012-06-30 AU$2.14 AU$7.66 x
2013-06-30 AU$2.25 AU$7.66 x
2014-06-30 AU$2.93 AU$7.66 x
2015-06-30 AU$2.92 AU$7.66 x
2016-06-30 AU$2.62 AU$7.66 x
2017-06-30 AU$2.63 AU$7.66 x
2018-06-30 AU$2.72 AU$7.66 x
2019-06-30 AU$2.54 AU$7.66 x
2020-06-30 AU$2.42 AU$7.66 x
2021-06-30 AU$2.61 AU$7.66 x
2022-06-30 AU$2.23 AU$7.66 x
2023-06-30 AU$2.34 AU$7.66 x
2024-06-30 AU$2.39 AU$7.66 x
2025-06-30 AU$3.10 AU$7.66 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Insurance Australia Group Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 18.54%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 9.21%
  • • Asset Turnover: 0.56x
  • • Equity Multiplier: 3.59x
  • Recent ROE (18.54%) is above the historical average (6.46%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1998 -0.36% 0.00% 0.00x 3.30x AU$-239.01 Million
1999 -0.81% 0.00% 0.00x 4.04x AU$-306.28 Million
2000 -3.51% -2.74% 0.30x 4.25x AU$-385.38 Million
2001 -2.46% -1.76% 0.28x 4.99x AU$-314.30 Million
2002 2.34% 1.76% 0.29x 4.57x AU$-189.60 Million
2003 -1.79% -1.25% 0.31x 4.59x AU$-421.50 Million
2004 -3.99% -2.03% 0.43x 4.62x AU$-494.80 Million
2005 -3.09% -1.61% 0.43x 4.45x AU$-504.50 Million
2006 21.74% 10.46% 0.43x 4.86x AU$409.90 Million
2007 11.85% 6.96% 0.37x 4.64x AU$86.00 Million
2008 -6.21% -3.14% 0.43x 4.61x AU$-681.40 Million
2009 3.87% 2.13% 0.44x 4.14x AU$-286.10 Million
2010 2.03% 1.14% 0.39x 4.56x AU$-357.60 Million
2011 5.66% 2.96% 0.37x 5.19x AU$-191.70 Million
2012 4.77% 2.46% 0.33x 5.79x AU$-227.30 Million
2013 16.22% 8.48% 0.37x 5.20x AU$297.50 Million
2014 18.77% 12.64% 0.33x 4.52x AU$576.20 Million
2015 10.68% 6.39% 0.36x 4.61x AU$46.30 Million
2016 9.52% 6.89% 0.30x 4.58x AU$-31.30 Million
2017 14.16% 9.40% 0.33x 4.51x AU$272.80 Million
2018 14.20% 11.57% 0.27x 4.46x AU$280.10 Million
2019 16.80% 13.98% 0.26x 4.60x AU$435.60 Million
2020 7.16% 6.03% 0.24x 4.87x AU$-172.70 Million
2021 -6.84% -5.42% 0.24x 5.36x AU$-1.05 Billion
2022 5.63% 4.58% 0.22x 5.54x AU$-269.30 Million
2023 12.51% 203.42% 0.01x 5.27x AU$167.00 Million
2024 13.48% 5.61% 0.62x 3.85x AU$232.00 Million
2025 18.54% 9.21% 0.56x 3.59x AU$626.10 Million

Industry Comparison

This section compares Insurance Australia Group Ltd's net assets metrics with peer companies in the Insurance - Property & Casualty industry.

Industry Context

  • Industry: Insurance - Property & Casualty
  • Average net assets among peers: $4,945,245,354
  • Average return on equity (ROE) among peers: 6.04%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Insurance Australia Group Ltd (IAG) AU$7.81 Billion -0.36% 2.54x $12.82 Billion
QBE Insurance Group Ltd (QBE) $162.74 Million -0.28% 4.28x $23.88 Billion
Suncorp Group Ltd (SUN) $1.89 Billion 13.07% 10.37x $13.13 Billion
Suncorp Group Ltd (SUNPH) $12.78 Billion 5.33% 7.32x $18.01 Billion

About Insurance Australia Group Ltd

AU:IAG Australia Insurance - Property & Casualty
Market Cap
$12.82 Billion
AU$18.12 Billion AUD
Market Cap Rank
#1835 Global
#37 in Australia
Share Price
AU$7.66
Change (1 day)
+2.00%
52-Week Range
AU$6.44 - AU$9.10
All Time High
AU$9.20
Categories
Companies in Australia Insurance - Property & Casualty
About

Insurance Australia Group Limited underwrites general insurance products and provides investment management services in Australia and New Zealand. The company's short-tail insurance products include motor vehicle; home and contents; lifestyle and leisure, including boat, veteran and classic car, and caravan; business packages; farm; commercial motor; commercial property; fleet motor; construction… Read more