Latitude Group Holdings Ltd - Asset Resilience Ratio

Latest as of December 2025: 3.67%

Latitude Group Holdings Ltd (LFS) has an Asset Resilience Ratio of 3.67% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Latitude Group Holdings Ltd to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

AU$298.60 Million

≈ $211.28 Million USD Cash + Short-term Investments

Total Assets

AU$8.14 Billion

≈ $5.76 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how Latitude Group Holdings Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Latitude Group Holdings Ltd assets under control.

Liquid Assets Composition Over Time

This chart breaks down Latitude Group Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Latitude Group Holdings Ltd long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$298.60 Million	3.67%
Short-term Investments	AU$0.00	0%
Total Liquid Assets	AU$298.60 Million	3.67%

Asset Resilience Insights

Limited Liquidity: Latitude Group Holdings Ltd maintains only 3.67% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Latitude Group Holdings Ltd Industry Peers by Asset Resilience Ratio

Compare Latitude Group Holdings Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
Krungthai Card Public Company Limited BK:KTC-R	Credit Services	0.00%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Blender Financial Technologies Ltd TA:BLND	Credit Services	1.42%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%

Annual Asset Resilience Ratio for Latitude Group Holdings Ltd (2017–2025)

The table below shows the annual Asset Resilience Ratio data for Latitude Group Holdings Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	3.67%	AU$298.60 Million ≈ $211.28 Million	AU$8.14 Billion ≈ $5.76 Billion	-1.49pp
2024-12-31	5.16%	AU$406.90 Million ≈ $287.91 Million	AU$7.88 Billion ≈ $5.58 Billion	+1.82pp
2023-12-31	3.35%	AU$245.80 Million ≈ $173.92 Million	AU$7.35 Billion ≈ $5.20 Billion	-1.18pp
2022-12-31	4.52%	AU$358.30 Million ≈ $253.52 Million	AU$7.92 Billion ≈ $5.60 Billion	-3.77pp
2021-12-31	8.29%	AU$664.50 Million ≈ $470.18 Million	AU$8.02 Billion ≈ $5.67 Billion	+3.60pp
2020-12-31	4.69%	AU$363.00 Million ≈ $256.85 Million	AU$7.74 Billion ≈ $5.47 Billion	+2.15pp
2019-12-31	2.54%	AU$224.31 Million ≈ $158.71 Million	AU$8.81 Billion ≈ $6.24 Billion	-1.04pp
2018-12-31	3.58%	AU$311.44 Million ≈ $220.36 Million	AU$8.70 Billion ≈ $6.16 Billion	+0.66pp
2017-12-31	2.92%	AU$237.84 Million ≈ $168.28 Million	AU$8.14 Billion ≈ $5.76 Billion	--

pp = percentage points

About Latitude Group Holdings Ltd

AU:LFS Australia Credit Services

Market Cap

$691.54 Million

AU$977.35 Million AUD

Market Cap Rank

#10718 Global

#272 in Australia

Share Price

AU$0.94

Change (1 day)

+0.00%

52-Week Range

AU$0.87 - AU$1.15

All Time High

AU$2.28