Latitude Group Holdings Ltd - Asset Resilience Ratio
Latitude Group Holdings Ltd (LFS) has an Asset Resilience Ratio of 3.67% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check LFS strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Latitude Group Holdings Ltd's Asset Resilience Ratio has changed over time. See Latitude Group Holdings Ltd (LFS) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Latitude Group Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LFS company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$298.60 Million | 3.67% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$298.60 Million | 3.67% |
Asset Resilience Insights
- Limited Liquidity: Latitude Group Holdings Ltd maintains only 3.67% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Latitude Group Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare Latitude Group Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
SLM Corp
NASDAQ:SLM |
Credit Services | 2.01% |
|
Credit Corp Group Ltd
AU:CCP |
Credit Services | 4.06% |
|
Pepper Money Ltd
AU:PPM |
Credit Services | 0.08% |
|
Brockhaus Capital Management AG
F:BKHT |
Credit Services | 2.81% |
|
Jiayin Group Inc
NASDAQ:JFIN |
Credit Services | 0.00% |
|
Vardhman Holdings Limited
NSE:VHL |
Credit Services | 0.03% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Moneyme Ltd
AU:MME |
Credit Services | 1.75% |
Annual Asset Resilience Ratio for Latitude Group Holdings Ltd (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Latitude Group Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.67% | AU$298.60 Million ≈ $211.28 Million |
AU$8.14 Billion ≈ $5.76 Billion |
-1.49pp |
| 2024-12-31 | 5.16% | AU$406.90 Million ≈ $287.91 Million |
AU$7.88 Billion ≈ $5.58 Billion |
+1.82pp |
| 2023-12-31 | 3.35% | AU$245.80 Million ≈ $173.92 Million |
AU$7.35 Billion ≈ $5.20 Billion |
-1.18pp |
| 2022-12-31 | 4.52% | AU$358.30 Million ≈ $253.52 Million |
AU$7.92 Billion ≈ $5.60 Billion |
-3.77pp |
| 2021-12-31 | 8.29% | AU$664.50 Million ≈ $470.18 Million |
AU$8.02 Billion ≈ $5.67 Billion |
+3.60pp |
| 2020-12-31 | 4.69% | AU$363.00 Million ≈ $256.85 Million |
AU$7.74 Billion ≈ $5.47 Billion |
+2.15pp |
| 2019-12-31 | 2.54% | AU$224.31 Million ≈ $158.71 Million |
AU$8.81 Billion ≈ $6.24 Billion |
-1.04pp |
| 2018-12-31 | 3.58% | AU$311.44 Million ≈ $220.36 Million |
AU$8.70 Billion ≈ $6.16 Billion |
+0.66pp |
| 2017-12-31 | 2.92% | AU$237.84 Million ≈ $168.28 Million |
AU$8.14 Billion ≈ $5.76 Billion |
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About Latitude Group Holdings Ltd
Latitude Group Holdings Limited engages in sales finance and consumer lending businesses in Australia and New Zealand. The company operates through Australia and New Zealand Pay (A&NZ Pay) and Australia and New Zealand Money (A&NZ Money). It provides various lending products comprising personal and motor loans, as well as credit cards. The company offers debt consolidation, car, home improvement,… Read more