Latitude Group Holdings Ltd - Asset Resilience Ratio

Latest as of December 2025: 3.67%

Latitude Group Holdings Ltd (LFS) has an Asset Resilience Ratio of 3.67% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check LFS strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

AU$298.60 Million
≈ $211.28 Million USD Cash + Short-term Investments

Total Assets

AU$8.14 Billion
≈ $5.76 Billion USD All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how Latitude Group Holdings Ltd's Asset Resilience Ratio has changed over time. See Latitude Group Holdings Ltd (LFS) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Latitude Group Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LFS company net worth.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents AU$298.60 Million 3.67%
Short-term Investments AU$0.00 0%
Total Liquid Assets AU$298.60 Million 3.67%

Asset Resilience Insights

  • Limited Liquidity: Latitude Group Holdings Ltd maintains only 3.67% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Latitude Group Holdings Ltd Industry Peers by Asset Resilience Ratio

Compare Latitude Group Holdings Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
SLM Corp
NASDAQ:SLM
Credit Services 2.01%
Credit Corp Group Ltd
AU:CCP
Credit Services 4.06%
Pepper Money Ltd
AU:PPM
Credit Services 0.08%
Brockhaus Capital Management AG
F:BKHT
Credit Services 2.81%
Jiayin Group Inc
NASDAQ:JFIN
Credit Services 0.00%
Vardhman Holdings Limited
NSE:VHL
Credit Services 0.03%
Pioneer Credit Ltd
AU:PNC
Credit Services 32.27%
Moneyme Ltd
AU:MME
Credit Services 1.75%

Annual Asset Resilience Ratio for Latitude Group Holdings Ltd (2017–2025)

The table below shows the annual Asset Resilience Ratio data for Latitude Group Holdings Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 3.67% AU$298.60 Million
≈ $211.28 Million
AU$8.14 Billion
≈ $5.76 Billion
-1.49pp
2024-12-31 5.16% AU$406.90 Million
≈ $287.91 Million
AU$7.88 Billion
≈ $5.58 Billion
+1.82pp
2023-12-31 3.35% AU$245.80 Million
≈ $173.92 Million
AU$7.35 Billion
≈ $5.20 Billion
-1.18pp
2022-12-31 4.52% AU$358.30 Million
≈ $253.52 Million
AU$7.92 Billion
≈ $5.60 Billion
-3.77pp
2021-12-31 8.29% AU$664.50 Million
≈ $470.18 Million
AU$8.02 Billion
≈ $5.67 Billion
+3.60pp
2020-12-31 4.69% AU$363.00 Million
≈ $256.85 Million
AU$7.74 Billion
≈ $5.47 Billion
+2.15pp
2019-12-31 2.54% AU$224.31 Million
≈ $158.71 Million
AU$8.81 Billion
≈ $6.24 Billion
-1.04pp
2018-12-31 3.58% AU$311.44 Million
≈ $220.36 Million
AU$8.70 Billion
≈ $6.16 Billion
+0.66pp
2017-12-31 2.92% AU$237.84 Million
≈ $168.28 Million
AU$8.14 Billion
≈ $5.76 Billion
--
pp = percentage points

About Latitude Group Holdings Ltd

AU:LFS Australia Credit Services
Market Cap
$669.47 Million
AU$946.16 Million AUD
Market Cap Rank
#10995 Global
#282 in Australia
Share Price
AU$0.91
Change (1 day)
+0.00%
52-Week Range
AU$0.87 - AU$1.17
All Time High
AU$2.28
About

Latitude Group Holdings Limited engages in sales finance and consumer lending businesses in Australia and New Zealand. The company operates through Australia and New Zealand Pay (A&NZ Pay) and Australia and New Zealand Money (A&NZ Money). It provides various lending products comprising personal and motor loans, as well as credit cards. The company offers debt consolidation, car, home improvement,… Read more