Mystate Ltd
MyState Limited, through its subsidiaries, provides banking, trustee, equipment finance, and managed fund products and services in Australia. It operates in three segments: MyState Bank, Auswide Bank, and Wealth Management Division. The company offers savings accounts and fixed term deposits; home loans, personal, overdraft, line of credit, and commercial products; and insurance products. It also… Read more
Mystate Ltd - Asset Resilience Ratio
Mystate Ltd (MYS) has an Asset Resilience Ratio of 8.81% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2010–2024)
This chart shows how Mystate Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Mystate Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0% |
| Short-term Investments | AU$808.00 Million | 8.81% |
| Total Liquid Assets | AU$808.00 Million | 8.81% |
Asset Resilience Insights
- Limited Liquidity: Mystate Ltd maintains only 8.81% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Mystate Ltd Industry Peers by Asset Resilience Ratio
Compare Mystate Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Mystate Ltd (2010–2024)
The table below shows the annual Asset Resilience Ratio data for Mystate Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-06-30 | 8.81% | AU$808.00 Million | AU$9.17 Billion | -1.36pp |
| 2023-06-30 | 10.17% | AU$928.15 Million | AU$9.12 Billion | -0.14pp |
| 2022-06-30 | 10.31% | AU$833.40 Million | AU$8.08 Billion | -0.50pp |
| 2021-06-30 | 10.82% | AU$707.73 Million | AU$6.54 Billion | +1.90pp |
| 2020-06-30 | 8.92% | AU$543.61 Million | AU$6.10 Billion | +1.02pp |
| 2019-06-30 | 7.90% | AU$451.12 Million | AU$5.71 Billion | +0.71pp |
| 2018-06-30 | 7.19% | AU$371.59 Million | AU$5.17 Billion | -1.38pp |
| 2017-06-30 | 8.57% | AU$421.04 Million | AU$4.91 Billion | +0.51pp |
| 2016-06-30 | 8.06% | AU$355.97 Million | AU$4.42 Billion | -0.28pp |
| 2015-06-30 | 8.35% | AU$340.56 Million | AU$4.08 Billion | +8.21pp |
| 2014-06-30 | 0.14% | AU$5.02 Million | AU$3.56 Billion | +0.12pp |
| 2013-06-30 | 0.02% | AU$648.00K | AU$3.63 Billion | +0.00pp |
| 2012-06-30 | 0.02% | AU$648.00K | AU$3.66 Billion | -0.01pp |
| 2011-06-30 | 0.03% | AU$648.00K | AU$2.25 Billion | 0.00pp |
| 2010-06-30 | 0.03% | AU$648.00K | AU$2.06 Billion | -- |