Jeju Bank - Asset Resilience Ratio
Jeju Bank (006220) has an Asset Resilience Ratio of 2.45% as of September 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Jeju Bank's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2017)
This chart shows how Jeju Bank's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of Jeju Bank.
Liquid Assets Composition Over Time
This chart breaks down Jeju Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Jeju Bank (006220) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₩0.00 | 0% |
| Short-term Investments | ₩140.32 Billion | 2.45% |
| Total Liquid Assets | ₩140.32 Billion | 2.45% |
Asset Resilience Insights
- Limited Liquidity: Jeju Bank maintains only 2.45% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Jeju Bank Industry Peers by Asset Resilience Ratio
Compare Jeju Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Jeju Bank (2000–2017)
The table below shows the annual Asset Resilience Ratio data for Jeju Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2017-12-31 | 3.34% | ₩185.55 Billion ≈ $125.74 Million |
₩5.56 Trillion ≈ $3.77 Billion |
+0.65pp |
| 2016-12-31 | 2.69% | ₩139.32 Billion ≈ $94.41 Million |
₩5.18 Trillion ≈ $3.51 Billion |
+0.85pp |
| 2015-12-31 | 1.84% | ₩82.02 Billion ≈ $55.58 Million |
₩4.46 Trillion ≈ $3.03 Billion |
-0.93pp |
| 2014-12-31 | 2.76% | ₩96.07 Billion ≈ $65.11 Million |
₩3.48 Trillion ≈ $2.36 Billion |
+0.60pp |
| 2013-12-31 | 2.16% | ₩69.01 Billion ≈ $46.77 Million |
₩3.20 Trillion ≈ $2.17 Billion |
-0.11pp |
| 2012-12-31 | 2.27% | ₩73.58 Billion ≈ $49.86 Million |
₩3.24 Trillion ≈ $2.20 Billion |
+0.08pp |
| 2011-12-31 | 2.19% | ₩69.31 Billion ≈ $46.97 Million |
₩3.17 Trillion ≈ $2.15 Billion |
-0.89pp |
| 2010-12-31 | 3.08% | ₩93.16 Billion ≈ $63.13 Million |
₩3.03 Trillion ≈ $2.05 Billion |
+1.95pp |
| 2009-12-31 | 1.13% | ₩33.27 Billion ≈ $22.54 Million |
₩2.96 Trillion ≈ $2.00 Billion |
-0.29pp |
| 2008-12-31 | 1.42% | ₩41.17 Billion ≈ $27.90 Million |
₩2.90 Trillion ≈ $1.97 Billion |
-0.94pp |
| 2007-12-31 | 2.36% | ₩65.69 Billion ≈ $44.52 Million |
₩2.79 Trillion ≈ $1.89 Billion |
+0.45pp |
| 2005-12-31 | 1.91% | ₩39.37 Billion ≈ $26.68 Million |
₩2.06 Trillion ≈ $1.40 Billion |
+0.27pp |
| 2004-12-31 | 1.64% | ₩30.82 Billion ≈ $20.88 Million |
₩1.88 Trillion ≈ $1.28 Billion |
-1.73pp |
| 2003-12-31 | 3.36% | ₩60.39 Billion ≈ $40.93 Million |
₩1.80 Trillion ≈ $1.22 Billion |
+2.95pp |
| 2002-12-31 | 0.42% | ₩7.50 Billion ≈ $5.08 Million |
₩1.80 Trillion ≈ $1.22 Billion |
-1.37pp |
| 2000-12-31 | 1.79% | ₩25.00 Billion ≈ $16.94 Million |
₩1.40 Trillion ≈ $946.59 Million |
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About Jeju Bank
Jeju Bank, together with its subsidiaries, engages in the provision of commercial banking products and services in South Korea. It provides deposit; savings; credit, secured, and car loans; credit cards; foreign currency exchange and deposits, and foreign remittance; funds; trust services; retirement pension, gold/silver bars; and insurance products, as well as internet banking. The company was f… Read more