NIB Holdings Ltd Asset Resilience Ratio

Latest as of December 2025: 8.20%

NIB Holdings Ltd asset resilience ratio. NIB Holdings Ltd (NHF) has an Asset Resilience Ratio of 8.20% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See NHF cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

AU$172.80 Million

≈ $122.27 Million USD Cash + Short-term Investments

Total Assets

AU$2.11 Billion

≈ $1.49 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio of NIB Holdings Ltd (2002–2025)

Asset resilience ratio of NIB Holdings Ltd from 2002 to 2025. This chart shows how NIB Holdings Ltd's Asset Resilience Ratio has changed over time. Read NIB Holdings Ltd debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down NIB Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see NHF current and non-current assets.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$172.80 Million	8.2%
Short-term Investments	AU$0.00	0%
Total Liquid Assets	AU$172.80 Million	8.20%

Asset Resilience Insights

Limited Liquidity: NIB Holdings Ltd maintains only 8.20% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

NIB Holdings Ltd Industry Peers by Asset Resilience Ratio

Compare NIB Holdings Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Medibank Private Ltd AU:MPL	Insurance - Specialty	10.63%
Helia Group Ltd AU:HLI	Insurance - Specialty	20.28%
Trisura Group Ltd TO:TSU	Insurance - Specialty	30.84%
Medibank Private Limited F:MPV	Insurance - Specialty	4.79%
AXIS Capital Holdings Limited F:AXV	Insurance - Specialty	14.21%
Essent Group Ltd. F:EG0	Insurance - Specialty	82.03%
Assured Guaranty Ltd F:DHU	Insurance - Specialty	15.79%
Syarikat Takaful Malaysia Bhd KLSE:6139	Insurance - Specialty	6.76%

NIB Holdings Ltd Asset Resilience Ratio by Year (2002–2025)

NIB Holdings Ltd asset resilience ratio by year from 2002 to 2025. The table below shows the annual Asset Resilience Ratio data for NIB Holdings Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-06-30	8.24%	AU$180.20 Million ≈ $127.50 Million	AU$2.19 Billion ≈ $1.55 Billion	-0.68pp
2024-06-30	8.92%	AU$188.60 Million ≈ $133.45 Million	AU$2.11 Billion ≈ $1.50 Billion	-41.03pp
2023-06-30	49.95%	AU$1.09 Billion ≈ $773.58 Million	AU$2.19 Billion ≈ $1.55 Billion	-3.67pp
2022-06-30	53.61%	AU$1.04 Billion ≈ $737.00 Million	AU$1.94 Billion ≈ $1.37 Billion	-0.22pp
2021-06-30	53.83%	AU$943.40 Million ≈ $667.52 Million	AU$1.75 Billion ≈ $1.24 Billion	+2.59pp
2020-06-30	51.24%	AU$893.80 Million ≈ $632.42 Million	AU$1.74 Billion ≈ $1.23 Billion	+0.85pp
2019-06-30	50.40%	AU$783.20 Million ≈ $554.16 Million	AU$1.55 Billion ≈ $1.10 Billion	-7.32pp
2018-06-30	57.71%	AU$835.40 Million ≈ $591.10 Million	AU$1.45 Billion ≈ $1.02 Billion	-2.99pp
2017-06-30	60.71%	AU$689.70 Million ≈ $488.01 Million	AU$1.14 Billion ≈ $803.86 Million	+5.17pp
2016-06-30	55.54%	AU$580.74 Million ≈ $410.91 Million	AU$1.05 Billion ≈ $739.83 Million	+0.93pp
2015-06-30	54.61%	AU$457.15 Million ≈ $323.47 Million	AU$837.11 Million ≈ $592.31 Million	+3.40pp
2014-06-30	51.21%	AU$408.70 Million ≈ $289.18 Million	AU$798.10 Million ≈ $564.71 Million	+2.14pp
2013-06-30	49.07%	AU$349.55 Million ≈ $247.33 Million	AU$712.32 Million ≈ $504.01 Million	-8.67pp
2012-06-30	57.74%	AU$356.77 Million ≈ $252.44 Million	AU$617.85 Million ≈ $437.16 Million	+20.31pp
2011-06-30	37.43%	AU$239.29 Million ≈ $169.32 Million	AU$639.25 Million ≈ $452.31 Million	-7.54pp
2010-06-30	44.97%	AU$264.41 Million ≈ $187.09 Million	AU$587.98 Million ≈ $416.03 Million	+31.91pp
2009-06-30	13.06%	AU$70.08 Million ≈ $49.58 Million	AU$536.52 Million ≈ $379.63 Million	-3.28pp
2008-06-30	16.34%	AU$92.45 Million ≈ $65.41 Million	AU$565.77 Million ≈ $400.32 Million	-58.04pp
2007-06-30	74.38%	AU$346.03 Million ≈ $244.84 Million	AU$465.20 Million ≈ $329.16 Million	+6.01pp
2005-06-30	68.37%	AU$230.73 Million ≈ $163.26 Million	AU$337.49 Million ≈ $238.79 Million	+4.94pp
2004-06-30	63.43%	AU$196.44 Million ≈ $138.99 Million	AU$309.69 Million ≈ $219.12 Million	-11.18pp
2003-06-30	74.61%	AU$215.90 Million ≈ $152.77 Million	AU$289.38 Million ≈ $204.75 Million	+0.81pp
2002-06-30	73.80%	AU$194.42 Million ≈ $137.56 Million	AU$263.44 Million ≈ $186.40 Million	--

pp = percentage points

About NIB Holdings Ltd

AU:NHF Australia Insurance - Specialty

Market Cap

$2.34 Billion

AU$3.31 Billion AUD

Market Cap Rank

#5480 Global

#132 in Australia

Share Price

AU$6.77

Change (1 day)

+1.35%

52-Week Range

AU$5.81 - AU$7.66

All Time High

AU$8.33