NIB Holdings Ltd - Asset Resilience Ratio
NIB Holdings Ltd (NHF) has an Asset Resilience Ratio of 8.20% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of NIB Holdings Ltd to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how NIB Holdings Ltd's Asset Resilience Ratio has changed over time. See NHF equity financing ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down NIB Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NHF company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$172.80 Million | 8.2% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$172.80 Million | 8.20% |
Asset Resilience Insights
- Limited Liquidity: NIB Holdings Ltd maintains only 8.20% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
NIB Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare NIB Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
NMI Holdings Inc
NASDAQ:NMIH |
Insurance - Specialty | 0.01% |
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 30.72% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.03% |
|
Assured Guaranty Ltd
F:DHU |
Insurance - Specialty | 15.79% |
Annual Asset Resilience Ratio for NIB Holdings Ltd (2002–2025)
The table below shows the annual Asset Resilience Ratio data for NIB Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 8.24% | AU$180.20 Million ≈ $127.50 Million |
AU$2.19 Billion ≈ $1.55 Billion |
-0.68pp |
| 2024-06-30 | 8.92% | AU$188.60 Million ≈ $133.45 Million |
AU$2.11 Billion ≈ $1.50 Billion |
-41.03pp |
| 2023-06-30 | 49.95% | AU$1.09 Billion ≈ $773.58 Million |
AU$2.19 Billion ≈ $1.55 Billion |
-3.67pp |
| 2022-06-30 | 53.61% | AU$1.04 Billion ≈ $737.00 Million |
AU$1.94 Billion ≈ $1.37 Billion |
-0.22pp |
| 2021-06-30 | 53.83% | AU$943.40 Million ≈ $667.52 Million |
AU$1.75 Billion ≈ $1.24 Billion |
+2.59pp |
| 2020-06-30 | 51.24% | AU$893.80 Million ≈ $632.42 Million |
AU$1.74 Billion ≈ $1.23 Billion |
+0.85pp |
| 2019-06-30 | 50.40% | AU$783.20 Million ≈ $554.16 Million |
AU$1.55 Billion ≈ $1.10 Billion |
-7.32pp |
| 2018-06-30 | 57.71% | AU$835.40 Million ≈ $591.10 Million |
AU$1.45 Billion ≈ $1.02 Billion |
-2.99pp |
| 2017-06-30 | 60.71% | AU$689.70 Million ≈ $488.01 Million |
AU$1.14 Billion ≈ $803.86 Million |
+5.17pp |
| 2016-06-30 | 55.54% | AU$580.74 Million ≈ $410.91 Million |
AU$1.05 Billion ≈ $739.83 Million |
+0.93pp |
| 2015-06-30 | 54.61% | AU$457.15 Million ≈ $323.47 Million |
AU$837.11 Million ≈ $592.31 Million |
+3.40pp |
| 2014-06-30 | 51.21% | AU$408.70 Million ≈ $289.18 Million |
AU$798.10 Million ≈ $564.71 Million |
+2.14pp |
| 2013-06-30 | 49.07% | AU$349.55 Million ≈ $247.33 Million |
AU$712.32 Million ≈ $504.01 Million |
-8.67pp |
| 2012-06-30 | 57.74% | AU$356.77 Million ≈ $252.44 Million |
AU$617.85 Million ≈ $437.16 Million |
+20.31pp |
| 2011-06-30 | 37.43% | AU$239.29 Million ≈ $169.32 Million |
AU$639.25 Million ≈ $452.31 Million |
-7.54pp |
| 2010-06-30 | 44.97% | AU$264.41 Million ≈ $187.09 Million |
AU$587.98 Million ≈ $416.03 Million |
+31.91pp |
| 2009-06-30 | 13.06% | AU$70.08 Million ≈ $49.58 Million |
AU$536.52 Million ≈ $379.63 Million |
-3.28pp |
| 2008-06-30 | 16.34% | AU$92.45 Million ≈ $65.41 Million |
AU$565.77 Million ≈ $400.32 Million |
-58.04pp |
| 2007-06-30 | 74.38% | AU$346.03 Million ≈ $244.84 Million |
AU$465.20 Million ≈ $329.16 Million |
+6.01pp |
| 2005-06-30 | 68.37% | AU$230.73 Million ≈ $163.26 Million |
AU$337.49 Million ≈ $238.79 Million |
+4.94pp |
| 2004-06-30 | 63.43% | AU$196.44 Million ≈ $138.99 Million |
AU$309.69 Million ≈ $219.12 Million |
-11.18pp |
| 2003-06-30 | 74.61% | AU$215.90 Million ≈ $152.77 Million |
AU$289.38 Million ≈ $204.75 Million |
+0.81pp |
| 2002-06-30 | 73.80% | AU$194.42 Million ≈ $137.56 Million |
AU$263.44 Million ≈ $186.40 Million |
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About NIB Holdings Ltd
nib holdings limited, together with its subsidiaries, engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. The company operates in six segments: Australian Residents Health Insurance, International (Inbound) Health Insurance, New Zealand Insurance, nib Travel, nib Thrive, and nib… Read more