NIB Holdings Ltd - Asset Resilience Ratio
NIB Holdings Ltd (NHF) has an Asset Resilience Ratio of 18.50% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read NHF total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how NIB Holdings Ltd's Asset Resilience Ratio has changed over time. See net assets of NIB Holdings Ltd for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down NIB Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see NHF company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$228.80 Million | 10.46% |
| Short-term Investments | AU$175.80 Million | 8.04% |
| Total Liquid Assets | AU$404.60 Million | 18.50% |
Asset Resilience Insights
- Good Liquidity Position: NIB Holdings Ltd maintains a healthy 18.50% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
NIB Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare NIB Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Medibank Private Ltd
AU:MPL |
Insurance - Specialty | 10.63% |
|
Helia Group Ltd
AU:HLI |
Insurance - Specialty | 20.28% |
|
Trisura Group Ltd
TO:TSU |
Insurance - Specialty | 29.74% |
|
Medibank Private Limited
F:MPV |
Insurance - Specialty | 4.79% |
|
AXIS Capital Holdings Limited
F:AXV |
Insurance - Specialty | 14.21% |
|
Essent Group Ltd.
F:EG0 |
Insurance - Specialty | 82.83% |
|
Assured Guaranty Ltd
F:DHU |
Insurance - Specialty | 19.30% |
|
Syarikat Takaful Malaysia Bhd
KLSE:6139 |
Insurance - Specialty | 6.76% |
Annual Asset Resilience Ratio for NIB Holdings Ltd (2002–2025)
The table below shows the annual Asset Resilience Ratio data for NIB Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 8.24% | AU$180.20 Million ≈ $127.50 Million |
AU$2.19 Billion ≈ $1.55 Billion |
-0.68pp |
| 2024-06-30 | 8.92% | AU$188.60 Million ≈ $133.45 Million |
AU$2.11 Billion ≈ $1.50 Billion |
-41.03pp |
| 2023-06-30 | 49.95% | AU$1.09 Billion ≈ $773.58 Million |
AU$2.19 Billion ≈ $1.55 Billion |
-3.67pp |
| 2022-06-30 | 53.61% | AU$1.04 Billion ≈ $737.00 Million |
AU$1.94 Billion ≈ $1.37 Billion |
-0.22pp |
| 2021-06-30 | 53.83% | AU$943.40 Million ≈ $667.52 Million |
AU$1.75 Billion ≈ $1.24 Billion |
+2.59pp |
| 2020-06-30 | 51.24% | AU$893.80 Million ≈ $632.42 Million |
AU$1.74 Billion ≈ $1.23 Billion |
+0.85pp |
| 2019-06-30 | 50.40% | AU$783.20 Million ≈ $554.16 Million |
AU$1.55 Billion ≈ $1.10 Billion |
-7.32pp |
| 2018-06-30 | 57.71% | AU$835.40 Million ≈ $591.10 Million |
AU$1.45 Billion ≈ $1.02 Billion |
-2.99pp |
| 2017-06-30 | 60.71% | AU$689.70 Million ≈ $488.01 Million |
AU$1.14 Billion ≈ $803.86 Million |
+5.17pp |
| 2016-06-30 | 55.54% | AU$580.74 Million ≈ $410.91 Million |
AU$1.05 Billion ≈ $739.83 Million |
+0.93pp |
| 2015-06-30 | 54.61% | AU$457.15 Million ≈ $323.47 Million |
AU$837.11 Million ≈ $592.31 Million |
+3.40pp |
| 2014-06-30 | 51.21% | AU$408.70 Million ≈ $289.18 Million |
AU$798.10 Million ≈ $564.71 Million |
+2.14pp |
| 2013-06-30 | 49.07% | AU$349.55 Million ≈ $247.33 Million |
AU$712.32 Million ≈ $504.01 Million |
-8.67pp |
| 2012-06-30 | 57.74% | AU$356.77 Million ≈ $252.44 Million |
AU$617.85 Million ≈ $437.16 Million |
+20.31pp |
| 2011-06-30 | 37.43% | AU$239.29 Million ≈ $169.32 Million |
AU$639.25 Million ≈ $452.31 Million |
-7.54pp |
| 2010-06-30 | 44.97% | AU$264.41 Million ≈ $187.09 Million |
AU$587.98 Million ≈ $416.03 Million |
+31.91pp |
| 2009-06-30 | 13.06% | AU$70.08 Million ≈ $49.58 Million |
AU$536.52 Million ≈ $379.63 Million |
-3.28pp |
| 2008-06-30 | 16.34% | AU$92.45 Million ≈ $65.41 Million |
AU$565.77 Million ≈ $400.32 Million |
-58.04pp |
| 2007-06-30 | 74.38% | AU$346.03 Million ≈ $244.84 Million |
AU$465.20 Million ≈ $329.16 Million |
+6.01pp |
| 2005-06-30 | 68.37% | AU$230.73 Million ≈ $163.26 Million |
AU$337.49 Million ≈ $238.79 Million |
+4.94pp |
| 2004-06-30 | 63.43% | AU$196.44 Million ≈ $138.99 Million |
AU$309.69 Million ≈ $219.12 Million |
-11.18pp |
| 2003-06-30 | 74.61% | AU$215.90 Million ≈ $152.77 Million |
AU$289.38 Million ≈ $204.75 Million |
+0.81pp |
| 2002-06-30 | 73.80% | AU$194.42 Million ≈ $137.56 Million |
AU$263.44 Million ≈ $186.40 Million |
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About NIB Holdings Ltd
nib holdings limited, together with its subsidiaries, engages in the underwriting and distribution of private health, life, and living insurance to residents, international students, and visitors in Australia and New Zealand. The company operates in six segments: Australian Residents Health Insurance, International (Inbound) Health Insurance, New Zealand Insurance, nib Travel, nib Thrive, and nib… Read more