NIB Holdings Ltd (NHF) - Net Assets

Latest as of June 2025: AU$1.11 Billion AUD ≈ $786.17 Million USD

Based on the latest financial reports, NIB Holdings Ltd (NHF) has net assets worth AU$1.11 Billion AUD (≈ $786.17 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$2.19 Billion ≈ $1.55 Billion USD) and total liabilities (AU$1.08 Billion ≈ $761.41 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check NHF financial resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	AU$1.11 Billion
% of Total Assets	50.8%
Annual Growth Rate	8.42%
5-Year Change	57.34%
10-Year Change	187.78%
Growth Volatility	12.69

NIB Holdings Ltd - Net Assets Trend (2002–2025)

This chart illustrates how NIB Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Also explore NIB Holdings Ltd total assets for the complete picture of this company's asset base.

Annual Net Assets for NIB Holdings Ltd (2002–2025)

The table below shows the annual net assets of NIB Holdings Ltd from 2002 to 2025. For live valuation and market cap data, see market value of NIB Holdings Ltd.

Year	Net Assets	Change
2025-06-30	AU$1.11 Billion ≈ $786.17 Million	+6.45%
2024-06-30	AU$1.04 Billion ≈ $738.55 Million	+6.09%
2023-06-30	AU$983.90 Million ≈ $696.17 Million	+33.99%
2022-06-30	AU$734.30 Million ≈ $519.56 Million	+3.98%
2021-06-30	AU$706.20 Million ≈ $499.68 Million	+17.10%
2020-06-30	AU$603.10 Million ≈ $426.73 Million	-4.60%
2019-06-30	AU$632.20 Million ≈ $447.32 Million	+13.34%
2018-06-30	AU$557.80 Million ≈ $394.68 Million	+30.45%
2017-06-30	AU$427.60 Million ≈ $302.55 Million	+10.75%
2016-06-30	AU$386.10 Million ≈ $273.19 Million	+12.15%
2015-06-30	AU$344.26 Million ≈ $243.59 Million	-3.40%
2014-06-30	AU$356.37 Million ≈ $252.15 Million	+9.26%
2013-06-30	AU$326.15 Million ≈ $230.77 Million	+8.14%
2012-06-30	AU$301.60 Million ≈ $213.40 Million	-26.76%
2011-06-30	AU$411.79 Million ≈ $291.37 Million	+5.21%
2010-06-30	AU$391.40 Million ≈ $276.94 Million	+8.16%
2009-06-30	AU$361.88 Million ≈ $256.06 Million	-5.97%
2008-06-30	AU$384.84 Million ≈ $272.30 Million	+19.36%
2007-06-30	AU$322.41 Million ≈ $228.12 Million	+13.69%
2006-06-30	AU$283.58 Million ≈ $200.65 Million	+29.59%
2005-06-30	AU$218.84 Million ≈ $154.84 Million	+13.72%
2004-06-30	AU$192.44 Million ≈ $136.16 Million	+1.77%
2003-06-30	AU$189.09 Million ≈ $133.80 Million	+9.26%
2002-06-30	AU$173.06 Million ≈ $122.45 Million	--

Equity Component Analysis

This analysis shows how different components contribute to NIB Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 376.2% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component	Amount	Percentage
Retained Earnings	AU$795.20 Million	71.57%
Common Stock	AU$325.90 Million	29.33%
Other Comprehensive Income	AU$-24.10 Million	-2.17%
Other Components	AU$14.10 Million	1.27%
Total Equity	AU$1.11 Billion	100.00%

NIB Holdings Ltd Competitors by Market Cap

The table below lists competitors of NIB Holdings Ltd ranked by their market capitalization.

Company	Market Cap
Dalian Bio-Chem Co Ltd SHG:603360	$2.34 Billion
Yankershop Food Co Ltd SHE:002847	$2.34 Billion
Tangshan Sanyou Chemical Industries Co Ltd SHG:600409	$2.34 Billion
Alpha Metallurgical Resources Inc NYSE:AMR	$2.34 Billion
Kruk SA WAR:KRU	$2.34 Billion
Ringcentral Inc NYSE:RNG	$2.34 Billion
Transwarp Technology (Shanghai) Co. Ltd. A SHG:688031	$2.34 Billion
Tuas Ltd AU:TUA	$2.34 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in NIB Holdings Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,042,800,000 to 1,111,100,000, a change of 68,300,000 (6.5%).
Net income of 199,800,000 contributed positively to equity growth.
Dividend payments of 119,200,000 reduced retained earnings.
Share repurchases of 7,000,000 reduced equity.
Other comprehensive income decreased equity by 12,700,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	AU$199.80 Million	+17.98%
Dividends Paid	AU$119.20 Million	-10.73%
Share Repurchases	AU$7.00 Million	-0.63%
Other Comprehensive Income	AU$-12.70 Million	-1.14%
Other Changes	AU$7.40 Million	+0.67%
Total Change	AU$-	6.55%

Book Value vs Market Value Analysis

This analysis compares NIB Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 2.97x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 10.17x to 2.97x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2007-06-30	AU$0.67	AU$6.78	x
2008-06-30	AU$0.80	AU$6.78	x
2009-06-30	AU$0.75	AU$6.78	x
2010-06-30	AU$0.81	AU$6.78	x
2011-06-30	AU$0.85	AU$6.78	x
2012-06-30	AU$0.62	AU$6.78	x
2013-06-30	AU$0.67	AU$6.78	x
2014-06-30	AU$0.74	AU$6.78	x
2015-06-30	AU$0.71	AU$6.78	x
2016-06-30	AU$0.88	AU$6.78	x
2017-06-30	AU$0.89	AU$6.78	x
2018-06-30	AU$1.15	AU$6.78	x
2019-06-30	AU$1.31	AU$6.78	x
2020-06-30	AU$1.21	AU$6.78	x
2021-06-30	AU$1.43	AU$6.78	x
2022-06-30	AU$1.49	AU$6.78	x
2023-06-30	AU$2.00	AU$6.78	x
2024-06-30	AU$2.15	AU$6.78	x
2025-06-30	AU$2.29	AU$6.78	x

Capital Efficiency Dashboard

This dashboard shows how efficiently NIB Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 17.98%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 5.57%
• Asset Turnover: 1.64x
• Equity Multiplier: 1.97x
Recent ROE (17.98%) is below the historical average (18.59%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2008	0.10%	0.05%	1.36x	1.47x	AU$-38.08 Million
2009	6.57%	2.87%	1.55x	1.48x	AU$-12.40 Million
2010	15.72%	6.49%	1.61x	1.50x	AU$22.38 Million
2011	15.90%	6.25%	1.64x	1.55x	AU$24.28 Million
2012	22.43%	5.86%	1.87x	2.05x	AU$37.48 Million
2013	20.59%	5.08%	1.86x	2.18x	AU$34.54 Million
2014	19.61%	4.58%	1.91x	2.24x	AU$34.27 Million
2015	21.98%	4.54%	2.00x	2.43x	AU$41.31 Million
2016	23.95%	4.91%	1.81x	2.70x	AU$54.08 Million
2017	27.90%	5.87%	1.79x	2.65x	AU$76.74 Million
2018	23.74%	5.85%	1.56x	2.60x	AU$76.62 Million
2019	23.62%	6.08%	1.58x	2.46x	AU$86.08 Million
2020	15.21%	3.51%	1.46x	2.97x	AU$30.56 Million
2021	23.26%	6.18%	1.48x	2.54x	AU$91.49 Million
2022	18.58%	4.79%	1.44x	2.70x	AU$61.79 Million
2023	19.76%	6.12%	1.43x	2.26x	AU$94.38 Million
2024	17.80%	5.39%	1.63x	2.03x	AU$81.32 Million
2025	17.98%	5.57%	1.64x	1.97x	AU$88.69 Million

Industry Comparison

This section compares NIB Holdings Ltd's net assets metrics with peer companies in the Insurance - Specialty industry.

Industry Context

Industry: Insurance - Specialty
Average net assets among peers: $758,943,500
Average return on equity (ROE) among peers: 10.72%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
NIB Holdings Ltd (NHF)	AU$1.11 Billion	0.10%	0.97x	$2.34 Billion
Helia Group Ltd (HLI)	$1.08 Billion	21.43%	1.71x	$1.04 Billion
Medibank Private Ltd (MPL)	$437.50 Million	0.00%	1.41x	$9.20 Billion

About NIB Holdings Ltd

AU:NHF Australia Insurance - Specialty

Market Cap

$2.34 Billion

AU$3.31 Billion AUD

Market Cap Rank

#5685 Global

#134 in Australia

Share Price

AU$6.78

Change (1 day)

+1.95%

52-Week Range

AU$5.81 - AU$7.92

All Time High

AU$8.33